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Chancel Repair Liability
Just in the process of purchasing a property in Cornwall and the searches revealed that the house is subject to Chancel Repair Liability. This means that the house owner could be liable to repairs to the parish Church under an ancient act! I have been adivsed to take out insurance against this but have decided not to. Is…
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Asking to buy a flat which is being let out?
Hi all, my local estate agent has both a 'selling property section' and a 'letting property section'. A flat I really like is being advertised for rent. I wanted to buy this flat a couple of years ago before a BTL beat me to it. Could I offer to buy the flat? Would that be a conflict of interest within the estate agency…
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Putting leaflets through doors of houses you are interested in?
Has anyone posted leaflets through the door of houses they are interested in and got a positive reaction? We are thinking of doing it (not through an estate agent, just off our own back) to some houses in the village we want to move to. Thanks
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Renting Advice
Our landlord has given us our two months notice to leave as per Section 21, he is selling the property privately. We have found a house we like but ideally they would like tenants in straight away. Our managing agent has told us three times that as we are in our notice period we can leave at any time. However when my…
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Live-In Partners - What rights have they got?
Hi, My close friend has in the last 6 months decided that she should take in a lodger to help make ends meet. About 4 months ago she met somebody and as he was going to move to the area, she felt that it would make sense for him to move in and pay rent. That way, they could spend more time together and it would save her…
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Tenants' rights
Hi - I hope someone can help? My mum is currently renting a property from a private landlord and gave her notice two weeks ago to vacate the property 02/03/07. The landlord has found new tenants who want to be in on the 2nd, the woman is 3 months pregnant. Now today, my mum has learnt that she cannot move into her new…
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Silly Questions But I Need Some Answers!
Hi all I am in the process of selling up and all is going well. However I have a couple of (probably) silly questions which I would be grateful if anyone who knows the answers to would reply to my thread. 1. Our buyer has arranged a basic valuation survey on our house which will take place tomorrow. I will be home when…
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Selling house - neighbour disputes
Basically, I'm selling my house soon, now some of the neighbours have had disputes with my neighbours, where as I have always got on fine with them over the past 3 years. It's been related to the noise, basically do I need to disclose this?
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Is Completion in September a Problem for the Bank?
Righty-ho, we've got an offer for our flat, and we actually know the people who are buying it so we're really pleased (and not as nervous as we would be if a stranger was buying the place because we had two sales fall through last time we moved :cry: ). Anyway, they want to exchange in April but complete in September (due…
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Help from house buying/selling experts
I think I am going to crack up! People told me that moving house was stressful but its only a few weeks in and I am going crazy! Yesterday morning our buyers told EA the sale was off as the survey had brought loads of problems to light. To cut a long story short (some of you may have seen my previous threads), the buyer…
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What to offer?
We have decided to sell up and downsize thus clearing all debts and mortgage and having a life instead!We are hoping to buy a house for under the stamp duty of 250k.I have noticed that some houses in our preferred area are 250-255 and sell like hotcakes and then there is a jump to about 270-275 in the same roads and these…
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Landlord wants to sell this house - we might buy, advise please!
OK, well we've lived here now for nearly 3 years, its a lovely little house in Birmingham we received a letter this morning saying we had to leave by may as the landlord wants the property back to sell it. Its a strange sequence of events I won't bore you with but the timing is perfect for us. We can make a guess at the…
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External Property Works?
Well another question........... You may have all seen my post about selling our property and luckily we have not had any viewings since this saga but could this be why as I just had a thought that when I see a house I like, I drive to it first before I make a viewing, if people are doing this, no way they will view our…
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FTB morgage repayment/wage ratio
Hi, I take home £1200 a month (unnerves me posting up personal financial details but there we go), and my mortgage is going to cost me about £550 tops for a fixed mortgage for 5 years. So ill be paying back 50% (close enough) of my take-home wage on my mortgage alone, then bills on top of that! Is this unusual or is this…
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Park homes
We are currently looking for a smaller home. One option is a 'Park home' (residential caravan type property) However, friends and family have advised that these do not hold their price (unlike traditional brick/stone construction) nad many site require you to replace every so many years. Have you any comments?
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Selling and buying timescales.
We have found a few house that we really like but they all sold this week :( so are now hoping something else comes on market soon. When I accept an offer on the house I am selling, how long have I realistically got before I need to make an offer on a house to buy, assuming I want to move without going into rented house?…
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First time buyer needing mortgage help!
Hi, Myself and my partner are buying our first home and I have religiously been using this site as a source of advice in how to go about the process. We have used London & Country as a mortgage broker so far, and considering we want to borrow 100% LTV they have found us a mortgage with Portman Building society at 5.99%…
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First Flat (scotland)
I wonder if anyone could please help me. I am thinking of buying my first flat, but as I have never done anything like this before I am complete lost and don't know where to start. I would be most grateful for any tips people could offer. I have found a flat which I am interested in (Glasgow area). The flat is being…
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tax [position in living in my own rented property
Hi I currently own a couple of houses but am aware if I sell any of them I have to pay capital gains tax not nice. What happens if I sell my own house, move into one that I have rented out for last five years then live in it for say two years and then sell. Am I liable to capital gains and secondly how would the tax man…
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should i offer what they want?
Hi there Iv'e found a 3 bed property that i like that is on the market for 115k It was previoulsy taken off the market but the sale fell through.. Not sure how much they offered... I have offered 107k but they rejected that but said they would take it off the market for 111k Should i just straight offer the 111k or could i…
