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Disability money matters
Archives for November 2020
Discussion List
Disabled Persons Trust (Vulnerable Beneficary, Discretionary Trust)
I would like to set up a Disabled Persons Trust for the benefit of my adult children who have learning disabilities. (They are both eligable, it would be a discretionary trust and would protect any future inheritence they may receive and their means tested benefits) Is it possible to do this without paying large amounts of…
PIP: Overturning a decision, what happens the next time?
Hi guys, My mother is currently of PIP/motability and her last assessment (3 years back) was denied and she had to go back and fight the outcome. They finally awarded her after she compiled evidence of her condition. Her renewal is due any day now so my question is about people who were denied/overturned, does this pretty…
PIP Confusing letters.
Hi, Hope everyone's doing OK! Just looking for some advice please I had a letter in October last month of 2020 from personal independence payments. saying it's been extended until 4 October 2021 because of the covid 19. Today i get a review letter to fill out for my new claim? has to be sent back by december the 3rd! so…
Advice needed regarding son dla
Hi my son claims dla lower mate mobility and middle rate care. The claim started when he was 4 and was awarded till he's 12 which is another 4 years away. Can I update his claim to get higher care the mobility would be the same he can walk but his care needs have changed. Would I be allowed to update his claim and how.…
Timescales - Festive Period
I've just realised the date when I *should* receive my PIP Assessment decision falls a couple of days before Christmas Day. Does anyone know if the timescales regarding requesting Mandatory Reconsideration generally relaxed/extended over that period? Or am I likely to be spending Christmas Day and Hogmanay furiously typing…
SMI claim without PoA
Can I claim SMI discount on behalf of my father in law to even though I don't have Power of Attorney? No money will come to me. It just means he can stop paying. He is 95, diagnosed with Alzheimers, lives alone 150 miles away from me and is eligible for attendance allowance. His local Age UK say there is a savings…
Attendance allowance
Why do I not get toll charges free as a blue card disability holder
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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