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Has anyone used 'Resolve Money Matters'?
Hi Everyone. I am new to this forum, so please be gentle on me. Has anyone used a company called 'Resolve Money Matters'? I had a cold call from them last week, and (unusualy for me) I listened to what they had to say. I have got significant credit card debt that I am trying to clear, and so I was taken in by what they…
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Unable to pay DMP this month due to illness..
I figured I would post here first before contacting stepchange to see if anyone else has been in this situation Ive been taken ill unexpectedly, Im unable to go back to work for another week at least and so far ive taken enough time off this month that there is no way on earth I will make enough to cover my dmp payment and…
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hitting rock bottom.
Hi to everyone reading this:), Firstly il just tell you a bit about the mess im in....after getting married 10 yrs ago,i suffered with depression,stupidly i turned to gambling:o myself n hubby have reasonable jobs,started with getting an overdraft ,then visa cards,bank pay day loans all to fund my habit,five yrs later im…
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Final push, want to achieve security for my daughter
Hi everyone I haven't been on here for a long time and I feel I have taken my eye off the ball somewhat. The debt has gradually been decreasing through my DMP but I recently had a daughter and am determined to get sorted and back on the property ladder. I would really welcome some help in taking things step by step. I'm…
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New National Debtline website launches today
Hi all In case you haven't seen David's announcement in his "debt adviser diary", our shiny new website has gone live today at www.nationaldebtline.org ! I've been off these boards for the last few weeks helping to bring it to life, so it's a very exciting development from my personal point of view. All the existing…
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Any news on Gregson & Brooke?!!
Hi, I have been with Gregson & Brooke, the solicitors for over a year and a half and they've now signed their accounts over to another company. I need to get some money... A LOT of my money refunded to me from the amount that they have not supplied to my creditors towards my debt. They no longer have a phone number active…
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Help with debt collection letter for old debt
14 years ago I had a joint account with my first husband. He left me and racked up a £3000 overdraft on it buying stuff for his mistress. My solicitor wrote to him saying that I would not take any responsibility for the debt and asking him to stop spending and return the cheque books to the bank. I have heard nothing from…
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CCJ removal if paid?
My OH has a CCJ for an unpaid water bill. The thing is, she did pay it off but didn't send the confirmation letter off to the court in time to stop it being issued. :wall::doh: Is there any chance she can do anything about this? If she has the proof (confirmation letter) that the debt was paid before the issue of the CCJ,…
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Orange contract - defaults
Hi, I need some advice with regards to the situation my husbands got himself into. Over a year ago my husband took a contract out with orange for his aunty. She ran up a bill and didnt pay it leaving my husband with the balance and no phone. After a few arguments with his aunty she agrees to set up a payment plan with them…
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Buchanan Clark & Wells letters
Hi, I received a few letters last year from BCW about an outsstanding deby I supposedly had with Orange. This relates to broadband which I paid in full before leaving an old property. I sent them the 'prove it' letter on this site, and received a letter back stating they have authorised a 'cease all action' on the account.…
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Solicitor fees and small claims court
Im currently going through court papers for a debt I dispute(most of) The person taking me to court has employed a solicitor and these fees have been added to the claim. I need to know if I have any defence to not paying solicitor fees. I'm sure I read somewhere that you don't have to pay it because a defendant does not…
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LILA and mental health
Please help folks i want to apply for LILA in scotland.Is there any help in applying based on my downhill mental condition.I am currently classed as disabled because of my various conditions.I cant get any of the creditors to either apply for ccjs or notice of intent.These seem to be the thing needed together with forms…
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Help needed please
I split from my wife in Jan 2013, and moved into a private rental, since then I have much to my horror and shame run up 2 credit cards and an overdaft total is about £6,000. My only income is 2 small pensions and housing benefit this comes to a total of £730 every 4 weeks, I clicked a link on what I thought was citizens…
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Leeds City Centre Parking
Apologies if this is in the wrong place, can't find a forum to put it in. Does anyone know of any cheap parking spaces in Leeds City Centre? Everywhere is suddenly full by 10am every morning. Already forking out £120 per month in parking! And buses aren't convenient as they don't go anywhere near where I live!
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Wednesday 12th March - What small DFW things will you do today?
When we start out on the Debt-Free Wannabe trail we do loads of big "stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of…
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Attachments of earnings order
Hi guys, Have a quick question! i have a order that i pay direct from my wages that is around £61 a month ( i earn £600 a month ) but this month my wages were 20 hours sort an after a call to headaffice they have now paid me for them missing hours BUT have taken the money again for my order so i have paid twice in a month…
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Giving up house tomorrow : (
Hi! I'm new but here for the long haul. Dh hasn't had any work for a year. Now 33k in debt on cards. We have no money at all. We can't get any benefits - been confirmed today. Our outgoings each month are 7k. Our rent is 2300£ a month. Usually that is fine as dh earns well when in a contract. But that has been a while. We…
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Drydens Fairfax
I'm posting this on a few sites, but quite handy if you've ever had problems with the above company and feel as though you want them to explain a few things. I've had a lot of problems with Drydens (which show no signs of going away any time soon). It seems that Drydens really don't like to be asked to provide copies of…
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15 months on...new SOA
Hi Everyone - I'm after some wisdom! ;) I joined MSE as a DFW in December 2012 after 10 years of my DH and I racking up nearly £60K worth of debt - total head in the sand, no budget, no care for how we would pay it back - how times have changed! I've learned so much about our debt and myself in the last 15 months and want…
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Default date is not right
I'm a student and I went to increase my student overdraft, but was denied. This lead to me to check with noddle.co.uk to see my credit history and to see where there may be a problem. I noticed a debt being pursued by 1St Credit Limited which should have been statute barred by now. Some information on the debt: It was back…
