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Lowell's trying to collect Statute barred debt
They keep sending me letters..the lowlifes have bought some bank overdraft debt from 7 years ago, and now are trying to claim it. I have never acknowledged or made payments towards this debt in 7 years what are my options?
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Wrong amount & Misspelt name
Okay, I had a sainsbury's credit card & incurred debt of just over 8k. Couldn't afford to pay min amount & debt got transferred to Blair Oliver Scott. I agreed a small amount monthly. Out of the blue the debt is sold onto Arrow Global & then Westcot. I get letter from Sainsbury informing me that Arrow have taken on the…
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QuickQuid I CANT PAY!!!
Hi Guys. Right I am on a mission to get this money under control. Like a complete prat I took out a QuickQuid loan back towards the beginning of the year, big bills came and I had to extend it with the fancy "you have upto 850 limit" yes I topped it to about 750, but they are asking for around 2.5k back and I CANT afford…
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Help with moorcroft-identity theft.
Any help appreciated, I've been going back and forth with moorcroft for 6 months of a Vodafone debt-my ex husband took out a mobile phone contract in my name, using my details, delivered to the marital home. I was unaware of this and have found lots of debts in my name that are unknown to me. Today I received this email:…
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how long aftee the court date does it take the judge to remove the ccj
Hello Ive got a court dqte for getting my ccj removed and was just wondering does anyone know how long after would the ccj be removed from my credit file? Thanks
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County Court Judgement
Not sure if this is the correct place to post. I have a County Court judgement against my ex for £1000. I have never enforced it because I have been ill and also my ex refuses to communicate, respond to letters and has moved so it takes time and money to trace him, I wanted to know if there is a "shelf life" to enforce a…
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What happens to Default if I py debt
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Tuesday 3rd September - What Small DFW Things Will You Be Doing Today??!
When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of…
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Court Action
Hi all I have recently paid all outstanding debts off, all were defaulted accounts with mobile phone companies from when i was a teenager (well 4/5 years ago). However theres 1 thing left defaulted which is a Littlewoods account. Basically i ordered a guitar at the time on credit for £143, it arrived broke and Littlewoods…
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The reasons why I am pleased I got into debt.
Hey, It had dawned on me recently that my debts (more than 30K at highest) are probably the best thing that have happened to me. No, I haven't gone mad and I will now explain the reasons why I think this.... Prior to my debt free journey I can now see that my attitude towards money was shocking. I was materialistic and I…
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Help - Bryan Clark solicitors!
Hi, Would really appreciate some advice... Returned to work today to discover two letters from Frederickson. The first asking for confirmation of my current place of residence, the second being a 'Letter before Action' followed by a letter from Bryan Carter stating that I must contact Fredericksons withing 14 days of the…
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new here, help and advice, SOA
Hi there, i am a long time lurker but have never posted before. i am going to post my soa as i would like a sustainable budget while still slowly paying off my debts. A bit of background about me, a single mum to a teenage boy, have recently unexpectedly moved house so had to spend all my savings on that. i had a laptop on…
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Right choice?
Hi everyone, Hoping this is the right place to ask this question. Today I decided to face up to my problems with my debt and make some phone calls. The first plan was to try and get a consolidation loan (bad idea I know) and I ended up on the phone to Ocean Finance. Basically they put me onto Clark Richards who were trying…
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Dmp. New bank account?
Hi, I am new to this so I apologise if this has been mentioned and I have missed it or I am in the wrong place. I am thinking about entering a dmp with payplan to help with payday loan debts. My query is if I start a dmp will the companies try and take money still on payday? I have read that it is best to open a new bank…
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Natwest trying to get money from an old credit card from 2008!!
Hi, i wondered if anyone had any advice! i recently had a letter from Natwest informing me i owed them over 1.5k for a credit card! i couldn't remember owning a credit card from Natwest, however when i rang up they said it was from 2008, and the last payment i made was in 2009!! i did take out quote a few cards (as it was…
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Getting myself organised
Problem solved
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Credit Card Charges.
I am trying to face up to my debts after a few years of trying my hardest to ignore them. Today I opened the ignored bills to find thousands of pounds worth of charges and interest added to the credit cards. Now, I know I've been stupid to ignore paying them but is there anything I can do about the charges? Two of the…
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Marshall Hoares
Hello there, Sorry to revive this thread but i am having issues with this company. I had a plan in place and now that paydates have moved to the last working day i have "broken" my agreement with NDR. now MHB are being quite rude and dont want to accept my offer. I have already paid back the amount i borrowed, but they…
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Roxburghe & Talk Talk Help needed
Can anyone help or advice me please? I currently have a problem with TalkTalk who have now passed the alleged debt to Roxbughe Debt Collection Agency . A company that many on here seem to be familiar with. This is my problem :- In January I received a cold call from TalkTalk begging me to renew my contract. I had not done…
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I've done it!
I originally posted around a year ago about my situation (just over 4k in debt through CC and Overdraft debt), and my resolve to pay it back. I originally had to repay a 36 month loan (which was started last October) to clear the above amounts, as well as adjust my spending so I did not drop back in more debt with the OD.…
