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**Daily Chat Thread**12th Sep 08**
Ha! Beat her...wouldn't be hard I have been up since 3.30 trying to pack...still got loads of stuff to do for work too:eek: OH picking me up from work and going straight down to hotel in Heathrow and flying to Barcelona in the morning..... so last day for me...Probably won't be on here today so mwah mwah to you all and see…
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letter from lowell
hi guys Recently i received a letter from lowell telling me i owe them £6000 for a capital one credit card from an address that i never lived. The thing is that i never had a capital one credit card in my life. i did apply for one in 2003 but never received it. i was out of the country for 2 months just after 2 weeks when…
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On the wagon - but struggling
Okay discovered this site back in April - took evasive action and behaved since then. I understand the rules now and have cut back and shaved expenses to the bone. My second business is starting to take off but not quite there yet. I am totally P**d off that I am not making headwind. I am not going backwards but I need to…
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red debt colllectins
a week or so i recieved a letter from a company called red debt collections who claim i owe them £1.118 for a credit card debt with capital one this cant be true because it was about seven years ago and my credit limit was only £300 admitidly i got into trouble with money in those days but i have heard nothing of them for…
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which way to turn iva or other?
hello every-one i am a single mum of 2 8yrs & 3yrs. i am self-employed but currently not making any money from my embroidery business. i owe roughly £19,000 unsecured loan(1 bank only) which i have been paying reduced payments(£200) for 6 months but i now have to start paying full payments again (£406pm) which i can no…
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fishing letter from reliable collections
I received a letter this morning from Reliable collections ltd. They appear to be looking for a previous occupant :confused: . The say I am duty bound to notify them of the whereabouts of some guy who I have never head of an it isn't the person we bought from years ago :confused: The letter goes on to say if i am not this…
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Almost a star - someone's complained about me...
.... well my sig actually! Random post, but thought it was amusing that my humble sig has caused a debate.... I love being famous :D :j
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Blackhorse - Plzzz Help!!
:confused: !!!! Help Needed Plz !!! :confused: I have posted this before, but it includes an update as to today as received a letter from Blackhorse today.... pls read and help... thank you guys!!!! Hey Guys.... I have a couple of questions and hoping you can help me out... I have a Hire Purchase agreement with Blackhorse…
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In debt at 24...please help!!
Trying to delete
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BC and the council??
Hi, i have been looking through lots of the threads trying to get as much info together before i finally decide to take the BC route. I am a seperated mother of twins aged 6. I have had nothing but trouble frm the local council with overpayments etc and very little help finacially so i am now currently in debt of approx…
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tv licence query
my daughter and her partner split up last November and she came home to live with us, her house was sold and she telephoned all the normal people to give them her forwarding address including the tv licensing place. in july she got a tv license renewal notice, she wrote to tell them that she no longer required a licence as…
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advice required
Hi, i have been looking through lots of the threads trying to get as much info together before i finally decide to take the BC route. I am a seperated mother of twins aged 6. I have had nothing but trouble frm the local council with overpayments etc and very little help finacially so i am now currently in debt of approx…
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Any examples of companies excepting a full and final settlement figure
New to the site - congrats its great forum Eqidebt have offered to write off 50% now 75% of a £15000 debt Is is very well if you have a spare £3000 or so I don't ! But just sold some stuff and raised £750 - do you think its woth offering this small amount ? Thanks
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cca request - marlin and some bloke called rankine !!
can anyone pls help, i will try to explain without boring people, but pls stick with me:o cca request to Marlin - they sent the original application form signed correctly in 2000 with the credit agreement on the form but no reverse of application which states the terms and conditions so requested again and after about 10…
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Sick of Debt.. Can you help me? Info inside..
Hi people!! Tonight I am trying to think of ways to save money etc. I have already reclaimed charges on my old bank accounts, although I never reclaimed them on an Egg Credit Card. This was a while ago. So tonight I wrote to initial letters for my OH's current bank account and credit card (Yorkshire Bank) re: reclaiming…
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OH's debts
ok, Me and OH living together, 1 daughter, im not working. NOW we've looked into IVA's / bankrupcy etc but i think ive found a solution . . . OH has the following debts: 15700 6800 1754 1680 737 679 Totalling 27,350 At the moment he is not inccuring anyn interest but it not paying these back. Now we are surviving on hisw…
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My monthly outgoings-what would you do?
Hi, I'm new here. I heard about this website through Martin's spot on Jeremy Vine's Radio 2 show. I'd vote Jeremy Vine for Prime minister and Martin Lewis as chancellor.:beer: (not joking). Anyway. Here are my monthly outgoings: Cancer research charity: £4 Rent&buildings insurance(Shared ownership property): £167.52…
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My monthly outgoings-what would you do?
Hi, I'm new here. I heard about this website through Martin's spot on Jeremy Vine's Radio 2 show. I'd vote Jeremy Vine for Prime minister and Martin Lewis as chancellor.:beer: (not joking). Anyway. Here are my monthly outgoings: Cancer research charity: £4 Rent&buildings insurance(Shared ownership property): £167.52…
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Debt free seems so far away
My story is fairly normal - my marriage broke up, I was left to bring up a small child on my own, while working full time. My wages covered my mortgage and nursery fees, and in fairness to my ex-wife she did pay me as much maintenance as she could afford, but it wasn't enough for me to live on. Virtually everything - gas,…
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Can anyone help me please? Abbey given my details to husband!
Hi all Don't know where i stand here or what I should do. Hubby received a letter from Abbey today saying Further to your recent request, the Abbey card detailed above has been cancelled. There is currently a balance of **** on this account and recommend you pay off the balance immediately. Now the problem is hubby…
