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Silly question
I am sure I am being silly here but what is the definition of being bankrupt? Can you or someone make you bankrupt if you have funds to pay back your debts. Justin
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Artois SOA
Hello, I have been reading and its great to see that there are so many people who care - you have a great network of support and understanding of each other. So heres my SOA ........ Been with Hubby for 16 yrs, 2 kids - 1 nearly 4 yrs and the other 15 yrs. I am aged 34 but feel like 50 - fighting weight gain due to comfort…
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Bailiff advice drop in starting in january
If you live in the medway towns then you will be pleased to hear that i am starting a drop in session for people with bailiff problems. I have found a place for this to happen and am currently looking for a suitable time one saturday in january 08. Will update this as when sorted out.
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CCJ claim form - what should I do?
Hi all I have received a CCJ claim form for an amount owing on a credit card. This is one of a large number of debts (bizarrely, one of the smallest ones), and I cannot afford to pay it in full. I could afford token payments at a push. I presume this means I will get a CCJ. I have some questions: 1. Could I dispute part of…
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Mortgage or debt?
I am a 43 year old man with my own home worth around £130k with a mortgage of around £103k outstanding. I pay back £775 with 14 years left to run. My debts amount to around £10k, all unsecured, and in the form of bank loans or credit cards. I am comfortable with the interest rates I have on these. Payments add up to around…
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MiasMommy's SOA
Hi guys, Ive been lurking for a while and really think what you guys do is great, so Ive decided to start my own SOA, I have a debt, not as big as some peoples but still all the same its a debt, and I want to live with more financial freedom. Here goes Im a single mom, with a daughter who's just turned One, Im 20 years…
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MiasMommy's SOA
Double Post
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Is anyone intrested in a chat night?
Wondering if anyone is intrested in a chat night on msn? Just us all from MSE..be quite good talking bout certain subjects, debt how far we have come. Let me know here and pm me your email address :)
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Clicks and Pigsback Points?
I've seen these mentioned many a time - can anyone enlighten me as to what they are please and the websites ?? Many thanks:beer:
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phone number
Hello Everyone, thought things were going well, no phone calls for a while, but just this week i have had a few all from the same number, all have been when i have been at work, apart from the one this afternoon, the woman asked to speak to me about a personal banking issue, and asked me to confirm my details, i then…
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HELP! Not getting paid for the 19th time!
I need some advice for my mum who is in a desperate situation, I am so frustrated because I cannot help her as I am in debt too. Basically, my mum works as a Cleaning Supervisor for a company (that I won't name) that will be fairly well known and therefore I would think that it wouldn't be so easy for them to break the law…
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Expenditure
I put this on yesterday,but thought id add a new thread with my expenditure that payplan has sent me: Mortgage council tax buildings/contents ins elec/gas water tv licence telephone road tax/mot car insurance petrol maintenance breakdown cover food clothing/footwear dentist/prescriptions/glasses pets hairdressing anything…
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MrSheds Debt Free Diary - with a twist!
Hi all - long time loiterer, just starting posting! First off, sorry for adding yet another diary to the mixer - feel free to totally ignore me :) it is more for me personally than anything else! OK lets begin - current debt: Car Loan: £3250 Virgin Credit Card: £3036.38 Egg Card: £440.63 Grand Total: £6727.01 First twist -…
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need help regarding csa income support ...
My partner and i have seperated he been seeing someone behind my back.. urgh anyway since our baby was born 11 mnths ago he been paying me £20 a week (we have long distance relationship) upon looking at the csa website according to that on his wages he should be paying me £204 a mnth.. all he pays is mortgage, normal…
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DFW Sunday Confessional 11th November
Forgive me Martin for I have sinned.... Herein lies the place in which to repent ye wicked non MSE/DFW sins... Repent and ye shall be forgiven!
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Lloyds Dmp - Advice Please
Lloyds finally accepted my DMP with CCCS for 3 months only from 3rd July (my DMP started 1/3/7), so it should have expired 3rd October. I haven't heard anything from them at all since September, no phone calls (which I received monthly) or any communication, only from overdraft saying payment plan was ending 3rd October.…
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moozies weekly challange w/c 11th november 07?
Last weeks thread ~ http://forums.moneysavingexpert.com/showthread.html?t=589800&highlight=moozie+4th welcome all... I hope you have had a great week and kept it low... and are you ready to be turned red/green? Everyone can join, just post a target in keeping with you/your debts/your spends, don’t worry about everyone…
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Finally got my head round things
Hi All I have taken all the advice you have given me and gone ahead. I tried writing to all companies concerned to offer a reduced payment and asking them to freeze the interest. I might as well have asked for hell to freeze over. Marks, as I said previously accepted the reduced payment without question but the only other…
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What will you spend, Sunday 11th November 2007?
Hello and good morning. Im off to a carboot but also they have ebay sellers there so might spend a little. Hope everyone has fun!!
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debt management agency fees
are the fees that they add onto a debt legally enforceable? i owe amex £1800 which they have passed onto a company called RMA who have added on a whopping £300 charge.
