-
Banks Lose Legal Battle
Just had an email with the above title from moneysupermarket, clicked on it but can't find anything. Was it today they were going to court about the charges?
-
A Moral Question
Good morning all I am aiming to be debt free next year or very early on the year after and this got me thinking about something..... A place that I used to work for I was close with the manager, as we spent quite a lot of time together workwise so we got to be really good friends. Anyway during my time I worked there the…
-
Stepparents needed!
Hi, We are conducting some desperately needed research aimed at understanding the family dynamics of stepfamilies. We are looking for people living in blended families to complete an online questionnaire. The questionnaire takes approx. 20 minutes to complete and can be found at…
-
i'm i evil
i told u last week how my husband really gets to me how he is walking around with his eyes shut to his debts and leaving me to sort them out i have had enough would i be nasty if i just sorted mine out for the time being then maybe do his after. :confused: :confused: :confused: :confused:
-
Help! What would you do?
My 'Dad' just called. He's coming over next tuesday to give us £100 to get us and the girls something for christmas. I should explain that my 'dad' and I have a seriously strained relationship. He's an alcoholic and was abusive to my mum all the time they were together before she died, something that I will never forgive…
-
Daily chat thread 12th November
Morning all! How's everyone this morning! It's sooo cold here! I've had to put the heating back on again! :eek:
-
What will you spend, Monday 12th November.
Morning all . Should be NS Monday today, might pop out for the paper later:rolleyes:. It's a little bit nippy this morning, will that need cup of:coffee:. I do everyone has a really good day :)
-
Keeping track
Hi, How do others keep track of there debt v income so you can see which way you are heading. I have used MS Money that came free with my PC many years ago but this was set up to include ALL records including assets like our house, car etc. I thought what would be more useful would be a simplified version only including,…
-
Full and Final Settlements..... MINT
HI There, New here although been reading site for months. I have been very stupid in the past spending too much on loans and credit cards, not proud of it and know that I have done wrong..... However I want to try and get out of the trouble of got myself in. I basically let it all get out of hand and was paying back the…
-
Baliffs came this morning!!!!!!
Baliffs called at a differnt adress for me this morning!!!:eek: :eek: I HAVE TO PAY THEM ALL THE MONEY TODAY! i DINT EVEN KNOW THEY WERE COMING!!! We dnt have any money to pay them! I dnt know what to do!!! help!
-
To Keep Motivated Diary
First thing I need to do is say thank you to the many on here who have posted tips, stories, diaries etc. I have been a ‘stalker’ for a long time and I have made a lot of changes because of all the inspiration. The trouble is that although we don’t have huge debt (unless you count the mortgage!!!) it is staying the same!…
-
Activ Kapital - Help Needed!
I went to see me dad earlier and spotted a letter from Activ Kapital in the living room. At first he wouldn't let me see it but I demanded that he let me see it. It is a letter from Activ Kapital - reference LTSB Consolidated - Loans & OD - Loan GT Value say that he owes them over £20k. I tried to ask by dad what it was…
-
Been with debt Agency 7 years and still no nearer being debt free, help please!
Hi everyone, Briefly i had my own shop 1998 to 2000 and through pig headedness and stupid pride i kept it going way past its deadline on bank loans, credit cards and extended credit from suppliers, I got into £20,000 of debt (all personal as was sole trader and all loans cards etc where for personal) So i got in touch with…
-
Sympathetic companies?
I've lurked around this board for a while now but seem to have finally got myself to the stage where I have o write to the various companies I owe money to and tell them that I can no longer make my minimum repayments and have sent them a budget and an offer. What I wanted to know is has anybody any stories they can share…
-
Advice Please
I am considering bankruptcy because despite being in a DMP with Pay Plan which I am adhering to, my local Council have threatened bankruptcy because I missed some payments on my agreement with them for past Council Tax I am up to date with the current years. They say they will only accept repayment now over no longer than…
-
Advice Please
I am considering bankruptcy because despite being in a DMP with Pay Plan which I am adhering to, my local Council have threatened bankruptcy because I missed some payments on my agreement with them for past Council Tax I am up to date with the current years. They say they will only accept repayment now over no longer than…
-
Renting with really bad credit rating.
Does anyone have an experience here? Did you find it difficult/impossible/not as bad as you thought? Basically H and I will be going BR in the next 2/3 months and our house will be repossed. Plan is to rent privately, but I'm very concerned at the effect our already very poor credit rating could have on this. We're already…
-
can u kill an ex 4 having 6 holidays a year?
:confused: This is a rant but i am f:mad: :mad: :mad: ing angry found out today that my ex, Is of on her sixth this year:eek: :confused: , ive had 6 holidays abroad in my life (and still paying for them). How can this be done :confused: :confused: :confused: :confused:
-
I've hit my christmas target
I'm so excited...I've just sorted my banking out and tomorrow my normal DD of £54 comes out of my bank for barclays and I am also making an overpayment of £1215 this month....which will be paid first thing in the morning...so now I have got myself into the 37ks and paid more than the 7k I had challenged myself to pay off…
-
Adminstration order and DLA
I have contacted the credit consumer council to help get my finances in order, I Intend to apply to the courts for an Administration order And pay my creditors through this order. I recieve I/B And DLA Can anyone tell me if my DLA is counted as income by the courts Or is it Disregarded as is the case with DLA and council…
