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Prepay Credit / Debit Card Load With Paypal?
Hi all, I've asked about prepay cards before, but I've not been able to find one that is for UK citizens that explicitly states you can load it from paypal. Is this because they can actually ALL be loaded with a paypal balance, or is it called something else (e.g you're actually just doing a bank transfer to an account…
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How far would you go??
Reusable Nappies?? Reusable Wipes?? Reusable Wipes For Your Bum?? Reusable Sanitary Towels?? Making Your Own Nappies?? Making Your Own Sanitary Towels??
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Going bankrupt
I've had lots of advice on forums and from Payplan via email over the last couple of weeks about going bankrupt and everyone seems to think it is the right thing for me to do. What I want to know is: 1. Will the judge expect me to have spoken to someone directly over th ephone/in person about this? 2. How much can I expect…
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Bank Credit Question
Can the bank trace where a bank credit has come from? I have an odd amount transferred into my account today and I can't understand where it has comes from. :confused:
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money/points websites
Im quite quiet in work at the moment so im interested in trying to earn some money through the internet. Can anyone point me in the right direction of what sites to use and any tips etc.... Thanks!
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Need some serious advice
I found out the other week that my son has got himself in some serious financial trouble. I knew he was struggling as he had some time off work due to illness - no work no pay in his job. Anyway to cut a long story short we have just rescued him from eviction for failing to pay his mortgage arrears and also managed to pay…
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Lightbulb has gone out!
Hi Everyone I'm feeling really downhearted about this debt stuff at the moment :( I haven't been on the board for a few days now - I've just been avoiding everything. I'm waiting to set up a DMP with CCCS. I've sent all my paperwork back but can't do anything until I have opened a new bank account and I'm having real…
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Desperate
I'm hoping some of you may be able to offer me some advice with regards to my current mortgage situation. I have a very bad credit rating and a secured loan and because of this and the lack of equity in my property I cannot remortgage. I am now finding it very difficult to pay my increased mortgage payments now. Is there a…
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Yet another IVA question...
Hi, I know IVA questions have been coming up a lot recently so I thought i would add my own questions. I am 2 months into an IVA with PayPlan, whilst I was in the advice stages and getting the IVA set up PaylPlan were incredibly helpful. However now they have me signed up there help seems to have tailed off! Basically an…
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How much will/have you spent today Thursday 9/11?
Good morning lovely DFWs :) I can't say what type of morning it is because a:) I am half asleep and wish I were still in bed and b) it's still dark out there :( It's definitely cold though! Brrrrrrrrrrrrrrrrrr :( Feeling quite happy other than the early start this morning :rolleyes: I've got £250 to pay off the credit card…
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Soa
Income £1700.00 Car Insurance £43.85 Michele Loan £100.00 Protection £5.99 Rent & Bills 430.70 Loan £553.00 Livery 97.50 Phone Bill £20.00 Fuel £150.00 Horse £300 - Old pet can't sell. Total £1,700.04 Debts Halifax 19,000 10%APR Argos 400 Overdraft 1700. Friends 960
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Bankruptcy for the sake of the family
I have had no money for ever. I earn about £25K, owe about £35K. I rent a house, have a car that's been round the clock twice, a lovely wife and five lovely growing kids who don't know what a summer holiday is. We work and eat and say "no" a lot. At what point does one say "That's enough"? I've never defaulted on a payment…
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What should I do?
Hello this is my first post so be gentle! In the last year and a half I got into some debt trouble because of depression/gambling addiction out of control and bank/cc company throwing money at me even though it was blantent the number of gambling usage on my accounts (you can tell I am bitter!!). I stuck my head in the…
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How to budget monthly for annual costs and DMP inclusion?
Hi all I'm curious about a DMP via PayPlan or CCCS. My current budget isn't allowing anything for the annual cost of running a car (insurance, MOT, Servicing) or for the annual cost of clothing my family for example. When and if I call PayPlan and go through a budget, will they expect me to tell them how much I need to…
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Missing Statements for bank charges
Urgent Advice sought: About 1 month ago, I wrote to all my creditors requesting all my statements from the past 6 years. GE capital wrote to me saying they are unable to retrieve documents from July & Sept 2003 or for the period of June,July & August 2004 and they can only apologise. How can I claim for what I think is…
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My SOA - about time too!
How long have I been here and only just getting round to doing this! Sincere apologies but anyway, take a look and see where else I can cut back. The more I can save, the better! Monthly Incomings: My salary - £1200 approx after tax (pay rise imminent) Total - £1200 Monthly Outgoings: Mortgage/Rent - £330 Council Tax - £0…
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Newbie! Struggling a bit but will keep fighting
Hi All, I'm new to the site and read some very interesting posts. I have been in debt for a while but am struggling now. So much so that I have 40p in my purse, no food and pay day is the 26th November. A friend kindly filled up my car with fuel today so I can get to work. been worrying about that for the past three days.…
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Another Cry for Advice!
Good evening, I have been scanning the chat forums with a great deal of interest for quite sometime. I have also put a lot of money saving tips into practice - ie: changing our Petplan insurance from £60 a month to NFU and £20 a month. In terms of debt I owe about £15K (£10k loan from Cahoot low APR at about 5%, £4k on…
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Can you turn Airmiles into cash?
Apologies if this is the wrong thread but... does anyone know if it's possile to sell Airmiles? Ebay seems to have only the paper voucher kind but I have 1,000+ with only a statement to show for it. Can this be turned into money? Seaxwyn
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Your money or your wife ? Is Cesarina the new Martin ?
Not a chance. Does anyone find this 'money saving' program a joke ? She works out what they owe. Announces it in a way to put a strain on the marrage. Suggest to them ebay their Possessions, even getting someone to put a price on their washing machine. Then says she can cut their debt, by only allowing them to spend £8.50…
