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My Rant:Just one weeks footballers wage...
Well,just thought I'd add a rant for the weekend.After watching Match of the Day it occurred to me that some of the 'talent' on show actually earn around £50k a week! My first thoughts were ..if I could just be a Premiereship footballer for just a week I could be debt free in 7 days..wow what a thought!!! Sorry,probably…
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Another of my credit cards bites the dust!
Hiya Just wanted to let you know that I have managed to clear another credit! :j I didn't have a usual monthly payment to make this month for something else and usually I would have blown that money on something for me, something that I didn't really want or need. But instead the credit card got wiped clean! What I'm…
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Top secret.
I started realising I had serious problems with money about 2 years ago and took some steps to managing it better. This year I'm really going for it but it will be about 6 years until I'm debt free. I don't feel brave enough yet to list it all here but I will soon because it will be one way of anonymously but publicly…
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Weekend Work?
I know this subject has come up before but every time I try to search the archives I just get a blank page in response. A bit of background: I'm fairly new to the UK (I came here from Australia last year) and the move over has been financially disastrous. I had no idea London was so expensive and just paying rent/bond ate…
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Any advice please
I am new here so please be gentle, have been reading posts for a few weeks now and have finally decided to post now that I have realised how big a mess I am in.....ok here goes I currently owe the following: £22,000 on a natwest loan £1950 on a natwest credit card £3000 on a marbles credit card I ran up these debts whilst…
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Stoozing?
A quick question for a newcomer to this site. I keep reading stuff about stoozing - what is it?
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Just 'bought' my credit file - SO GLAD I DID!
Just bought my credit file from checkmyfile.com (as rec. by martin :) ) and wasnt that sure about it so only bought the one from Equifax. Its really good and I noticed that they information about a loan from my bank that had three missed payments at the end of last year - not true at all! No wonder they wont upgrade my…
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how about a swap shop?
Remember Noel Edmonds Saturday mornings with the multi-cloured swap shop - how about seeing if there are things we can 'swap' between us, CDs, DVDs, books, clothes, toys, playstation games etc etc. I know it would cost postage and you wouldnt 'make' any money but it would mean we could all get something 'new' to us which…
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Wish I could help son out!!
Hi I had my lightbulb moment back in Dec and since then hubby and I have been trying to get everything sorted. I know compared to a lot of people our debts arent huge(About £6500) but it is still a big worry and I knew we had to get it sorted. Thankfully it is all now falling in to place and I know that by Xmas we will be…
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Avon for extra income
I have been thinking over the last couple of days that I may try selling for Avon to get some extra income. I was reading an article that this can be quite lucrative. I am facing redundancy in August, so want to pay off as much debt as possible by then. Has anyone tried selling for Avon, have you done well with it or not?…
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Business Debt
I haven't seen the letter yet but I was informed this morning that a debt recovery company has written to my company saying we owe them £8,500. I know what this is in connection with, it's a vehicle lease. (and before anyone asks, no the company doesn't owe them £8,500, they actually owe us a few quid). As far as I can…
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Wanted to help someone last night
I was out last night and met a woman who I'd never met before (the gf of a lad who plays in the same footy team as my OH's son). She was absolutely steaming drunk and had had a huge row (and a bottle of Bacardi) about money with her bf before coming to the pub. She told me (and I'd never met her before so was a bit…
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Huge Debts
Hello all, I have a huge amount of personal unsecured debt around 50k to various loans and cc's Over the last year i hvae "woken up" to what i was spending and why. I started in the civil service in 2000 and progressed really well getting 3 promotions within 18 months. unfortunately one of those involved a lot of…
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Can anyone help????
I was wondering does anyone know anything about credit reference agency's? I have had two different companies contact me about the sorting out my bad credit rating. They ask for about £70 and promise to return this if they cannot do it. They say that solictiors can do it for you but charge about £120 a hour. They say they…
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Up the creek without a paddle!!
My minimum payment on my debts at the moment exceed my wage..I have just started a new job with a very low basic salary but the opportunity for commision is huge. Obviously with just starting the job I am just setting up my business as such and will only be on the basic for a few months. I cannot get a loan to consolidate…
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Seeking your expertise!
I'd be really grateful for any recommendations about the following; Personal loan 12 864 outstanding 5.9% 2 years left 536 per month Car loan 9 405 outstanding 5.6% 2 years 9 months left 285 per month Credit card 1 700 (virgin 6.9%) Overdraft 4 300!! (feel awful putting that down) Totalling 28 269 We are currently selling…
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Payplan and cccs
Just read a thread mentioning these companies. Who are they and what do they do?
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Repossession of house
I have two mortgages one for my house and one for my flat which I'm trying to sell. My partner and I are splitting up but she refuses to contribute any money towards these bills. I'm gradually getting in to more debt while she is using this money to pay off her debts (the cheek)! Bottom line is how would it affect me in…
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Loan Interests
I have an outstanding car loan, and they have added loads more interest for not paying the loan off in time. I was reading an article about claiming back unfair charges from banks and refers to the 1999 Consumer Credit Act.Would it be possible to claim back on the high interest added? Any one help me out on this one.…
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interview with OR
Hi all well we have our interview on tuesday with the OR Anyone have any experinces to share?? whats it like?have been told will take up to 3 hours? our whole life story could be done in less than an hour!What do they ask about?and as for your income and outgoings how do they decide what you can have to live on? I have…
