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Debt-free wannabe challenges
Archives for April 2020
Discussion List
Marvellous May's NSD Challenge!
This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during May. To join, just post your personal target and you are on your way! Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. 2. It…
NST May 2020: May the force be with you. (Star Wars 1977)
NST May 2020: May the force be with you.
(Star Wars 1977) “Toto, I’ve a feeling we’re not in Kansas anymore.” – The Wizard of Oz, 1939 “Life moves pretty fast. If you don’t stop and look around once in
a while, you could miss it. – Ferris, from
Ferris Bueller’s Day Off My momma always said, “Life is like a box of…
Help needed
Hello, this is the first time I have posted so please excuse the ramblings. I have found myself in the worst situation and I just don’t know what to do. Over the past few years I have accumulated a large amount of debt. It now stands at just over 40k. Nobody knows not even my husband. It would destroy him and probably us.…
1 Debt vs 100 Days : Chapter 35
Hi everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 35. There's one, simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 30th of April and finishes on 7th of August 2020. Everyone who wants to take part, please reply with your name and target.…
Please help me with Moorcroft
Hi guys I have a problem with the Moorcroft, I make a complaint to the 118 Money which was upheld On The 10th of March 2020 I received the email from 118, saying that moorcroft has 30 days to update my balance by the sum of £3112(I terest) , my balance with Moorcroft was £2309, so they have to pay me back £803,then…
Council Tax arrears, rented. Who’s responsible for,paying the debt?
If a tenant is in council tax arrears, who is responsible for paying the debt if the tenant moves out/is evicted? Does the tenant still pay or is the landlord liable for it?
Make £10 A Day April 2020
Hello and welcome everybody to our fourth challenge of 2020! Now more than ever we are probably all trying to find extra ways to bring in extra money with the current climate. This is the 152nd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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