Debt-free wannabe challenges

Archives for July 2018

Awesome August's NSD challange.
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of August. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
NST - Achievable August
Welcome to August’s NST challenge. The flowers for August are the Gladioli and the Poppy which represents beauty, strength, love, marriage and family. So for August we are going to pick one of the above to work on – if you feel you have let your skincare routine go, or you have been saying yes too often to things or maybe…
Make up to £10 a day in August 2018 - Everyone welcome
Hello and welcome everybody :hello: This is the 132nd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began. https://forums.moneysavingexpert.com/showthread.php?t=542835 Thanks to Batgirl for…
asked for copy of contract
Hi, on the 19th may I asked robinson way for a copy of my signed contract dating from 1999 for a debt I had with HFC bank, I sent my £1 as asked. I have received a copy of the contract today, 28th July a total of 69 days after I requested it. Am I right in thinking there is a time limit to when they can send it. I am…
Settling debt collection early.
Hi all. A real newbie, so hoping I've posted in the correct forum. In 2012 I had run up personal debts via 2 credit cards and 2 loans of circa £40k. As I was no longer able to meet the payments, a friend acted as my 'agent', contacted the 4 companies and negotiated for the interest to be frozen and manageable amounts to be…
August's Bring your Lunch to Work
Welcome to August's bring your lunch to work, the summer holidays have started and no doubt some people will be going on holiday. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 23 working days up for grabs. Let me…
Paying back Debt
Hi, I am 62k in debt on 7 credit cards and one bank loan and two bank overdrafts. I family split left me in deep depression and I turned to shopping for comfort, a very bad choice but it happened. I have now sold the house to release the equity, I have 120k which will cover the debt and leave about half. the question is to…

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MSE News

NatWest, RBS and Ulster Bank to close at least 100 branches in 2024/25 – here's the full list, plus alternatives
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 100 of their bank branches in 2024/25, after RBS announced a further 18 closures.
Co-op Bank customer? You could be moved to Coventry Building Society in future – here's what's happening
The building society has today agreed to a potential takeover of the high street bank – though it's still very early days and the deal needs regulatory approval.
Got a text, email or letter from the Met Police? Don't ignore it – you may need to act to protect yourself from scams
If you got a text message or email from the Metropolitan Police between 4pm and 6pm on Wednesday 17 April – or you get a letter in the next few days – don't ignore it.
Save up to £1 on your takeaway coffee – while saving the planet
Many of us regularly reach for a cup of coffee or tea to give us a caffeine boost, but if you’re out and about and can't bring a thermos from home, the cost of this can quickly mount up.
Chase customer? Check if you can get its boosted 5.1% easy-access saver
If you have a Chase current account, you may be able to get a table-topping 5.1% easy-access savings rate to go with it, as the bank has launched a new, temporary bonus offer for some existing customers.
New online state pension boosting tool promised to Martin Lewis hit by delays – here's what you need to know
The tool was first promised to MoneySavingExpert.com founder Martin Lewis on ITV's The Martin Lewis Money Show Live last summer and was expected to launch before the end of the 2023/24 financial year.
Spotify to hike prices by up to £24 a year – here's what's happening
If you've got a Spotify Individual, Duo or Family account you'll see prices rise by up to £2 a month (equivalent to £24 a year) in a month's time, the music streaming service has announced.
Subway customer? You've got until 14 May to use your loyalty scheme points before shake-up – here's what's happening
If you're a Subway Rewards member, you have until the end of Tuesday 14 May to spend any points you've built up – or lose them entirely.
Nearly 850,000 people missed out on cheaper passports last year – here's how to cut costs and beat the upcoming price hikes
Nearly 850,000 people missed out on cheaper passports last year – and with fees rising by 7% this week, here's how to get a new passport for less.

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