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Awesome August's NSD challange.
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beanielou
Posts: 95,512 Ambassador
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of August.
Keep us updated with your progress and hope you all enjoy the challange.
To join,
just post your personal target and you are on your way.
Tips for the challenge;
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve
2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything
3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!
We CAN do it:D:D:money::money::money:
Keep us updated with your progress and hope you all enjoy the challange.
To join,
just post your personal target and you are on your way.
Tips for the challenge;
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve
2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything
3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!
We CAN do it:D:D:money::money::money:
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
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Comments
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So I am going to go for 15 NSD's in August.
I exclude food & petrol if in budget & yoga.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sign me up for 15 NSD's too please beanielou
Petrol, food and debt payments/monthly DD's are my only spends excluded
x0 -
Hi beanie.
I'll start with 20 again please.Thanks!
Budgeted spends ie food and dds are excluded.0 -
First attempt at this, after following Julys thread!
Sign me up for 15 days excluding petrol, food, monthly DD/SOs that's within budget.
Looking forward to the challenge!!Debt Free Diary..."Start of a new chapter"
Nov: Unsecured Debt : £2,900.. Bring your lunch to work 1/18..NSD challenge 5/200 -
I think it's time to give this a go in August. I'm going to start small with 12 days please beanielou.
Exclusions for petrol, food (but not snacks!) and any DDs. Ooh and my weekly dance class
Let's do this!!0 -
First attempt at this, after following Julys thread!
Sign me up for 15 days excluding petrol, food, monthly DD/SOs that's within budget.
Looking forward to the challenge!!
Hello :wave:
Welcome to our lovely thread I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sign me up for 15 NSD's too please beanielou
Petrol, food and debt payments/monthly DD's are my only spends excluded
x
Good luck I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
marmiterulesok wrote: »Hi beanie.
I'll start with 20 again please.Thanks!
Budgeted spends ie food and dds are excluded.
I know you can do this
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
SavingAFuture wrote: »I think it's time to give this a go in August. I'm going to start small with 12 days please beanielou.
Exclusions for petrol, food (but not snacks!) and any DDs. Ooh and my weekly dance class
Let's do this!!
Hello :wave:
Welcome to MSE & to our lovely thread
Lets do it indeed:DI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi, I will join again if I may?
Got kids off school and a holiday at the end of the month so being realistic with 7.
As ever exceptions are: ys items, medicines, baby milk/nappies/wipes etc together with fuel or anything else that I can claim back through work expensesTotal debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!0
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