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Debt-free wannabe challenges
Archives for October 2017
Discussion List
Make upto £10 a day in November 2017 ~ everybody most welcome
Hello and welcome everybody :hello: This is the 12 3rd month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it, lynnejk and ALL posters, for helping us to keep the…
My 2018 Savings challenges
I’ve really enjoyed doing my 30 Week Savings Pot Challenge this year (you can see the link to it here: https://forums.moneysavingexpert.com/discussion/5647381 ) and as it draws to a close, it’s great to know that I don’t have to worry about finding some Christmas money as it’s all there waiting for me :-) Time to start…
Bonfires and fireworks - NST November challenge
Welcome to the November NST challenge. November is probably one of my favourite months of the year - I love being all cosied up in warm clothes, all the leaves coming off the trees, the anticipation of Christmas coming up and even the dark nights, however, I know that many people dread this time of year so part of this…
Getting 12% per day - super short term investments
Today another simple one: An investment solution for people that want to make money. The company has been around now for over 120 days and have been delivering consistently great service. There are number of different investment options but the most popular one is a 12 business day contract where you get 12% daily. There…
Cash Neutral Christmas
I can't pretend I came up with the concept as all thanks for that go to DeterminedNewMS but I am loving the idea! So far I have managed to buy two Christmas presents using Amazon vouchers earned on Job Spotter. I know DNMS is selling stuff on eBay to raise funds to pay for presents. I am a right Scrooge when it comes to…
I feel I've been missold an IVA
Hi there, only just now I found out that the IVA people get paid £7500 through my money (well, I didn't really mind to where exactly and in what proportion my money goes, as long as I didn't have to worry about my debt anymore) but the real disappointment and outrage is that I was led to believe at the start that the…
End in sight!!!
So excited! We had 11 credit cards totalling £50,000 debt in 2010 all defaulted except 2 and 8 Months of mortage arrears giving us a total debt of £64k. We are self-employed so we couldn't use StepChange. I handled all the debts myself to let my partner concentrate on work. Got repayment plans with all creditors. Got the…
12 days to payday - make it last
£82.73 to get through. I don't want to touch my savings !
The October NSD Challenge!
Join in people!It's a great challenge.
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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