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Debt-free wannabe challenges

Archives for December 2014

How much did we pay off in 2014?
Happy New Year everyone :beer: Around about now, someone usually kick starts a thread with an accumulator showing how much we have all paid off in the previous year. There are other threads for previous years, this is the link to the thread for 2013: https://forums.moneysavingexpert.com/discussion/4856717 Please add how…
2015 - January ~ Make £10 a day challenge ~ everybody welcome
HAPPY NEW YEAR EVERYBODY! Here is to a prosperous and debt free 2015. This is the 89th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first…
*~* January 2015 *~* Make £10 a day thread!
Ignore this thread :)
The 'Extra Payment Every Week' Thread 2015
Welcome to 2015 and the 4th year of this thread! The idea was conceived by inamin in 2012, continued by Betty Crumble in 2013 and then taken over by yours truly! In that time it has kept lots of us on track and helped clear thousands of extra debt £££££s. SO, the idea of this is that we all make a decision to make ONE…
NST; January Challenge- The Money Saving Game
:D NST; January Challenge- The Money Saving Game!! :D New Year? New Start? Press -Continue- (or scroll down) Welcome to the new Monthly NST (Ninja Saving Turtles) Challenge! NST's are a group of Money Saving challengers from across the UK who are always up for new money saving challenges, fighting our way to debt freedom,…
52 week challenge
Is there a link to the 52 week challenge I can't find it anywhere xx
The Completely Crazy 2015 Clothes Challenge
Another year and yes, another crazy clothes challenge! Come on and join in as we attempt to keep the success we achieved going for a further 12 months at least! Do you buy clothes as something to do and stick them in your wardrobe without trying them on and leave them unworn? Do you wish you could spend less on clothes?…
The Jumbo-normous January NSD Challenge!
Yes,another year is behind us.We are all ready to dive into 2015 (really?!),but we all need a teensy little escape from the rough hardship of winter. So,what better than to head off for a winter's cruise.The NSD gang are hoping to forget the cold,the dark nights,the rotten weather and we need something to help us get over…
Use it or lose it 2015
Hi everyone, I did this a few years ago on here, and it worked really well for a few of us. I've had my second LBM yesterday, and have only come back on here today. In short, my house is full, as are my credit cards. It's been a hell of a year for me, involving a marriage split and real serious health issues. Putting it…
Roadkill Rebels 2015 Challenge
Hello Roadkill Rebels, Welcome to the 2015 Roadkill Challenge. The purpose of this challenge is to find as much roadkill as you can every month. What is roadkill? Money found outside of your home and/or car - it has to be money that genuinely wasn't yours or your family's before you found it! So if you find it down the…
The Ultimate Biggest Losers - counting the pennies, losing the pounds
This is a thread for the Ultimate Incentive threadies, and anyone else who would like to join in who would like to lose weight. We've been clearing debt together in my Ultimate Incentive diaries for about 6 years, now we want to battle a different kind of pounds as well. I've found as I've gotten older life has gotten…
Remember you're a womble 2015
Hi All I don't seem to see a good wombling thread on the debt free wannabee boards at the moment so I thought I'd start my own. I'm guessing most people know that wombling refers to making use of things you find for financial gain. Examples could be receipts that you have added onto your loyalty cards for your own gain.…
£2.00 Savers Club 2015
Welcome to the £2 Savers Club 2015. I am taking over the baton from Purpleofmum2 who has done a superb job in running the thread this year. Thank you. The aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular length of time e.g. monthly or till…
2015 Frugal Living Challenge
The Frugal Living Challenge 2015 2016 Challenge has now been loaded at https://forums.moneysavingexpert.com/discussion/5383908 It's that time of year again, the time when we all need to start thinking ahead into the new year and how we are going to tackle any debts, generate extra income and squirrel away some savings.…
The 50p Savers Thread for 2015
Hello and welcome to the challenge :) Cannot believe 2014 is almost over, gone by so quickly for me. Lots of changes, new jobs and perspectives. On the whole looking back it has been good. Hope it has for you too XX Well, the reason why we are here is to make our money go further -either on the debt or towards saving for…
can i get my debt down? lower repayments?
Hi there, this is my first ever forum post! I had my first proper loan of £5000 in 2011, I was 21 years old and wanted to buy a car and pay my insurance for the year as my car insurance for that year was £2300! The woman in bank said I it would be cheaper to get a loan for both, instead of getting a loan for the car and…
Pay ALL your debt off by Xmas 2015!
Welcome to the fourth Pay ALL Your Debt Off By Xmas thread! Ever since mf0u1098 started the original thread three years ago, we’ve collectively paid off well over £1.5 MILLION of debt! What a fantastic achievement, and huge thanks must go to mf0u1098, spagbol, and minicooper272 who have done a sterling job of looking after…
Pay a debt or reach a goal in 2015 challenge? Yes please!
Hi All I have 2 loans and 2 credit cards left to pay. Yes, that means it was once worse! You can see from my signature that I still owe a lot. I'm so focused on paying off my debt and I already have a diary however I wanted to have a 2015 goal diary. My goal is to pay off my large credit card in 2015. The balance on it…
Roadkill Rebels December 2014
Hello Roadkill Rebels, Welcome to the December Challenge. Hope you find loads of roadkill this month! What is roadkill? Money found outside of your home and/or car - it has to be money that genuinely wasn't yours or your family's before you found it! So if you find it down the side of the sofa, it doesn't count! Exotic…
2015: Sell £1000
2015: Sell £1000 This is a challenge I wish to set myself for 2015 and I thought is might be good to open it up to others. Personally, I'm rubbish at selling things or making extra pennies, although I'm quite good at not spending them! So this takes me far out of my comfort zone! If you would like to join me in this…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Debt-free wannabe challenges

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