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Debt free diaries
Archives for July 2020
Discussion List
I've done it again....
After clearing about £28k of debt, incurred through bailing my ex out/ coerced into taking out loans/ credit cards etc. (he cheated on me - we broke up). My credit was ruined due to about 12 defaults & a CCJ as I couldn't afford the minimum payments on my own. Slowly paid it all off using full & final settlements. The…
Debt free before 2023...
I’ve read a number of these debt free wannabe diaries having been lurking on these boards for a while and thought it was time to start my own! We're a family of 4 in our mid-30s with two young daughters (2 and 5). I have a good career and we made a decision when our youngest was due that my wife would stay at home for a…
Mistakes in the past
I have a lot of debt (so low credit score). I earn a decent salary and live on as little as I can. The loans I have are extremely high interest. I’ve managed to pay some off but I just seem to not be getting anywhere most of my wages are going to debt. Can anyone advise?
The future is bright
I'm Birdee and am on a debt free journey. I've been adding to my debt for about six years, with the last two years being completely disastrous. My spending was out of control. I had completely buried my head in the sand. I was suffering from lots of self hatred and I just assumed I didn't have a future, so why did I need…
Chipping away - slowly but surely
Hello all - I had a diary a while ago and wanted to come on to update on progress but I appear to have lost it 😞. I last updated about a year ago when I think the debt was sitting at around 12k. A mixture of events mean I haven’t made as much progress as I would like but as of today it is now £4930. That’s spread across…
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