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Mistakes in the past

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I have a lot of debt (so low credit score). I earn a decent salary and live on as little as I can.  The loans I have are extremely high interest.  I’ve managed to pay some off but I just seem to not be getting anywhere most of my wages are going to debt.  Can anyone advise?

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  • enthusiasticsaver
    enthusiasticsaver Posts: 16,048 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Welcome to the forum. Can you fill out an soa and format it for MSE? The link is below.
    https://www.stoozing.com/soa.php

    Try and make this as accurate as possible by taking average money spent on each category over the last few months. Don't forget interest rates on the debts. We can then advise better. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • I think I have filled this in.  If not my email is rorymcqueen123@gmail.com
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