Mistakes in the past

in Debt free diaries
2 replies 111 views
I have a lot of debt (so low credit score). I earn a decent salary and live on as little as I can.  The loans I have are extremely high interest.  I’ve managed to pay some off but I just seem to not be getting anywhere most of my wages are going to debt.  Can anyone advise?

Replies

  • enthusiasticsaverenthusiasticsaver Forumite, Ambassador
    14.2K Posts
    Tenth Anniversary 10,000 Posts Name Dropper I've been Money Tipped!
    Ambassador
    Welcome to the forum. Can you fill out an soa and format it for MSE? The link is below.
    https://www.stoozing.com/soa.php

    Try and make this as accurate as possible by taking average money spent on each category over the last few months. Don't forget interest rates on the debts. We can then advise better. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2023 Challenge #8 £12,000/£6500
    The 365 day 1p Challenge 2023 #1 £670.00/£100.00
    The 365 £1 a day Challenge for Christmas 2023 #43 £1000/£400
  • rorymcqueen123rorymcqueen123 Forumite
    3 Posts
    First Post
    Newbie
    I think I have filled this in.  If not my email is [email protected]
Sign In or Register to comment.
Latest MSE News and Guides

Did you know there's an MSE app?

It's free & available on iOS & Android

MSE App

Regifting: good idea or not?

Add your two cents to the discussion

MSE Forum

Energy Price Guarantee calculator

How much you'll likely pay from April

MSE Tools