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GottaStopShopping's dairy to stop spending and start saving!
Hello Everyone, Ive been reading for inspiration on here for a while and finally decided to start my own diary. Don't know if anyone is interested so feel free to read/ comment but it's mainly for myself to help me keep control of my spending and keep a record of my saving (hopefully)! A little bit about myself, Im 30 and…
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Advice on SOA please?
Hiya after reading through many of your diaries on here I have been inspired to start my own. Here is a little bit about my family to give you an idea of where we stand. There are three of us in our household: Myself, hubbie [hereby known as OH] and our 2 1/2 year old son [hereby known as DS1]. We are soon to become 4, as…
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Starting from tomorrow
Hi there, I'm a 21 y/o female with approx. £5k of debt. Annual income of 17k, and a car to pay off and insure (I'm a new driver so the premium is pretty pricey).I've got a bit of a plan in place at present, and am slowly paying off my debts with a small amount each month. However I'm hoping that with a bit of a tighter…
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Emma's need to make changes diary
Hi, im emma, 26 and very over weight and skintgod, i sound like a looser already lol Im married to adrian who is 39 and have a DS who is 4. Adrian is on incapacity benefit and im on income support but looking for work--im finding it hard though as i havent worked since DS was born and jobs keep wanting a working reference…
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I have done nothing yet but writting here is the only way that will make me do stg...
I am overwhelmed but not scared… I am worried but not sick yet... I hope people here take me seriously and don't judge me horribly, because I do that by myself pretty well. What I am not so capable of doing is motivating myself and tackling my debt... Strange enough, I am very good at motivating others. I know I am playing…
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Here's to getting my own house
Hi all, OK firstly I am rubbish with money I can do the whole budgeting thing and the figures are managable but then I see a "must have" thing and it all flies out of the window. Well after a huge lightbulb moment I am finally sorting my life out. Things to do: Sort out my food planner each week Not buy any more meat or…
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My ramblings towards a debt free life
I used to be on this site and then fell off the wagon when I bought my flat. All ideas of money saving went out the window to the point that I have now got 21k worth of debt excluding the mortgage. I love this site and the diaries so thought I would add my own to try and keep me on the straight and narrow. I took out a 16k…
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CH - 2 Years to clear debt
Ok, so I've been sticking my head in the sand for years and running up debts as soon as I'd cleared them. This time it's for real! Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 2 Number of children in household......... 1 Number of cars…
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Sara's mission for May
I thought I would start up a new 'diary' to help me keep on track with a challenge that I have... For the first time in absolute ages, I really want to pay my credit card minimum payment on time as I've always been late. Its due on 21st May so I will need the money by the 20th before 2.30pm in order for it to go through.…
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Cloudy's 'bring me some sunshine' diary!
OK here goes....I've been lurking for a few months now, having had my LBM in February, and this site and all the wonderful people have been invaluable in getting me focussed but i have realised I'm not really getting anywhere - I have stopped my debts increasing which was a major first step but I am only scratching the…
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Ok, this time i mean it! Raggydoll's diary to keep me on track!
I've been here before but this time i mean it. My new style easy to keep diary to record my achievements and keep me on track! So to start, my targets... Money 1. Manage money well enough to be able to stay home with my daughter after MP ends in September 2. Clear overdraft 3. Pay off car finance 4. Pay off bank loan 5.…
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Reasons for being in debt.
I read these forums and amazed at the financial pickles that people get themselves into. Would any of you debtors out there like to share with us the reasons why your debts got to be as large as they are. Was it stupidity, lack of knowledge of the basics of financial management, naivete, youthful exuberance, redundancy or…
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Eating away at my debts & sadly not cake.
Hello hello, I've been a lurker for some time but thought I ought to get involved and face my problem. I basically can't stop spending!!! Over the past 7 yrs I've racked up just over £8000 in debt :mad: Every month I eat more & more into my overdraft and credit card & there's no one to blame but me and my greed! It has to…
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Memorygirls - Make Do and Mend
Hi Guys Another one slinking in to start a diary having had a mini cashflow crisis. Situation is: Double Mum (2 DS - one 9 one 25mths). In own house (well mostly belongs to the dreaded bank - but there's another journey) Just fought off Repossession proceedings (Court decided the bank couldn't repossess as I'm not actually…
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Dear Diary
Hello All and Dear Diary I have spent quite a bit of time reading various threads this weekend and have decided to start my own diary. Please forgive me if I seem to waffle as Im not really sure what I should and shouldnt say. First things first. I am married /seperated (we live in the same house but seperate lives) OH…
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Trust deed
Hi, looking for some advice about a trust deed ,my husband is just about to enter into a trust deed for debts amounting to 37,000 he opened a flexi account yesterday with the nationwide he didnt mention about the trust deed as he hasnt signed it yet. Our joint account is with the lloydstsb and still opened , 13000 of the…
