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The debt free journey of an easily distracted Moog
Hi All, I've decided to start a diary here to keep myself on track and focussed on my goals. Having spent a number of years blindly ignoring our debts and letting them run up to a situation where we spend virtually all of our salaries on essential bills and debt repayments. The most upsetting thing, is that we have nothing…
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Swimming not sinking
Afternoon All Here’s a very long time lurker, reading and think yeah I can do that or well done, why can’t that be me and well the answer is very simple, I spend too much money and am generally rubbish at not spending. Must pay more attention and stop spending money. The reason for me now not lurking and finally deciding…
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£7k in 7 months...I hope!
Hi all, If you have just stumbled across my thread then you may wish you never had, for this is going to be an exceptionally long first post! Why not go and make yourself a cup of tea, grab some biscuits (preferably of the chocolate variety) and settle down for a bit? :rotfl:I am going to try and break this down into bite…
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How to clear £4615 of debt in 2 months!
I just got a private message from a girl who had noticed my signature and that I had managed to clear £4615 in 2 months, she wanted to know how I had done it! I decided maybe I should post something on here explaining what I have done. I started by calling all my debtors and asking exactly what I owed them. I then set up a…
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mz_grims' debt free (and savings) diary
Well G'day there everyone cant belive that im actually starting a diary, I have been lurking here for about a month now and have really enjoyed reading everyones wonderful advice. Ok a little about me, as you might have guessed from my opening line i am an aussie (although both my parents are from the UK) so this may get a…
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Credit Card debt
Please help Does any one know of a company called CYD They are not trading anymore after they have bought the credit acrd debt claims. They have an e mail address to contact Phones are with a recorded Message only
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Time to take responsibility! Debt Pay Off Challenge
This isn't easy for me. I have amassed a considerable amount of debt, exclusively as a result of an addiction that has torn me apart. I'm not going into that side of things here, this is being dealt with separately, but instead here I am going to focus on repairing the debts I have amounted over the past few years. I will…
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RainbowDream's Quest for the Pot of Gold
Hi everyone :wave: I'm new here, so I hope it's ok that I jump straight in with a diary! I think it will be perfect motivation for me to stay on the straight and narrow. I'm 25, living with OH (30), have 2 DDs (6 and 10 months) and am 21 weeks along baking my 3rd DD :o . With the costs of travel to my work and childcare,…
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Run away from debts, now waiting for them too find me!!!!!
Hey all, I'm new to the forums so I'll tell you a little about myself. In 2005 I left school choosing not to follow into sixth form, from here I went straight into an apprenticeship with Mercedes Benz. This was my dream job and I was very good at it, however, in the late months of 2008 I was made redundant. This is where…
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D2BDF's Aim to be debt free in 2011 (hopefully!)
Hi all, I've been a MSE member for a couple of years which has really helped me to reduce the amount of debt we fall into - I think it could have been worse if not for this site... but now I want to pay off the debt earlier than planned and get ourselves into a better situation. I've decided to do a diary to try and keep…
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Scary Monsters
Ever since I first left home, I have been haunted by the scary monster of debt. Bad habits learned early -- an otherwise-admirable mother who used guilt and bribery to keep us in order and then a scholarship place to a university of international repute where the other students all seemed so sophisticated. I ran with the…
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My LBM needs a re-wire!!
Aaarghh!!:eek: I have lost the plot yet again :mad:...my original lbm was a couple of years ago, and I did really well with the help of these boards previously under a different name but circumstances have changed and I need to start fresh....:o My spending has just spiralled out of control again...:(...I have been stupid…
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Equity Release - Good or Bad?
My mam who is just approaching 70 years of age, has a bungalow with mortgage paid and is struggling to live on just her pension. She has the house paid for and as her daughter I would rather her to have money to make her life a bit easier and lessen her worries than leave it all to us. Could anyone advise if equity release…
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Dear Diary......
Good afternoon, Thanks for everyone making me feel so welcome and with advise. Having read other peoples diaries and knowing that writing/speaking about your worries, your bad and your good days sometimes helps, I decided to start my own diary if that's ok :) As you can see from my signature, DMP is running and my DFD is…
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SAHM to 2 boys Money Diary
Well, after reading what seems like every diary on here and loving the information and support people give I have decided its time to start my own. I must be honest and confess that I did have another user name and use to post on the boards regularly however my user name was very similiar to my real name and I got the…
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Old debts
Hi, Yes i am new to this but am in need of some advice about an old debt.I recived a letter from a "DCA" who are looking for payment for a debt which they told me was over 6 years old.Am i right in saying that if its over 6 years old it is "statute Barred" and they cannot demand it. I really do not know what to do they are…
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Minni's Miles to go!
OK, fresh start, fresh Diary. I think I started one last year but have no idea! Anyway, I have been MSE for a while and dipped in and out of being really serious about clearing my debt but have never really kept it up. For a number of reasons this is now the right time to attack afreash. I have gone through some stuff in…
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Joshua Blue's Long & Difficult Journey
Here we go.... Current Debt 6 cc's: £30,673 Loan:£7,080 Total: £37,753 (Horrendous) Think it's time to reduce this debt demon.. but it's going to be a long, hard struggle unfortunately. Hopefully I can find some inspiration on here
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Not so much a DFW Diary, more an "Up Your Income" record thread!!
I thought it about time I started to utilise some of the many skills I have learned at various times in my life, and make some money with them :) This thread is a diary of sorts, as I try to track the money I earn through using the skills I find myself armed with :D As a bit of background, I am a Personal Trainer & Fitness…
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The Debt Monster Must Die!
My debt monster, an insidious little beastie, has been walking by my side for many years now, but the time has come for us to part. A cheerful and friendly sole he whispers constant inducements to ‘buy, buy, buy!’ The more I buy the bigger he grows, the bigger he grows the more voracious his appetite. An expert in cajolery…
