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BOB'S CUNNING PLAN 2- 'Cos the other one failed and i blame Baldrick
Well there we are- after much persuasion-NAGGING from ISOM and El:p, i am back again- like a bad penny i keep turning up every so often.:D:rotfl: I feel like i should insert some Blackadder style music and lyrics here.. So pick a tune Blackadder style: Bob, she had a Cunning plan Baldrick- he had one to-oo He didn't always…
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Confessions of a Twit - The need for change.
I've been a member on MSE for a while now, although I have been absent and finally realised that I need to be an active forum member to get my finances into a settled state. I'm self employed and I'm going to try and organise myself in hopefully a better than I have been doing. My week end is going to be Friday and so, on…
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Into the unknown....
Hello! I've been lurking for some time now, but as this week marks the beginning of a new chapter for me, I thought I'd look for some support / advice from the experts. I'm a single parent, and several years ago was massively in debt. I sorted out my own DMP, sold my house and pretty much clawed my way to living a…
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Back on the straight and narrow...
So here I am back again, after a couple/few months away - not actually sure how long it is, I've popped back a couple of times but not really stayed for long! I think I stopped coming to help me not get stressed about the situation we currently find ourselves in... it wasn't that I had my head in the sand, but I think…
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Deep breath, close eyes and jump in.. Diary of my journey
Ok peeps... here goes! Hello, I've been around these boards, picking up tips and taking advice. After getting advice from CCCS and people on here, I decided to self-manage a DMP. That was a couple of weeks ago. I finally got the nerve to post the letters and cheques yesterday. Now I'm panicking :eek: I have £300 to service…
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Snowballing diary
Today we owe 39K! Which sounds horrific but we have brought it down by 4.5K since January. The amount is huge to begin with due to massive amounts of interest. We keep shifting what we can to 0% cards and paying the maximum to get rid of it. It's a horrific situation as we leave ourselves £65 a week for two of us to live…
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Mrs Jojo's Debt Free Diary
Well, first things first - a SOA - before anyone wastes time helping, I know that the mobiles, Sky, petrol and food are too high - they are on my list to change :-) Overall I am not in too bad a position, I have one credit card at £3K which is 0% for another 9 months or so, another that I am using for day to day expenses…
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Skint_chick to debt free chick!
Oversharing
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My Debt Journey...
edited.......
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Wake-up Call Challenge
There are a few of us who need a proverbial kick up the nether - we need a wake-up call and that is what this challenge is all about. Not just getting finances sorted (although that is a major part), but other areas of our lives as well. So who is up for the challenge? Helpful links ahead!…
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Starting my Journey
If we carry on the way we are, in 4 years we willl owe £48,000+ on debts alone. Making the small changes and taking advice from this forum, I have worked out that if I make some changes and not even big changes. In 4 years time we will owe £2,000 :o . Let see if we can do it. I'll post up monthly balances on this thread.…
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3 - didnt cancel my contract
Sorry - double post ignore this. But hello anyways! :)
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The quest for home!
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Rachael's "oh my God, how am I 30?" challenge.
I've just realised I've not taken a dent out of my debt since I first made my signature and I turn thirty in less than 10 days. I didn't expect to be in this position at this point in my life. I'm unemployed, living back at home and caring for my mum. I never go out, I don't see any of my friends anymore and I've been on…
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Journey of a 'coming out' lurker! Will solve this Debt!
After lurking this site almost religiously for longer than I can remember I have decided to 'come out' and make a diary of my journey! Mse has helped me so much already and reading others stories and the motivation people provide others is totally inspirational and I am hoping that by doing this I will keep myself on the…
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18'291 reasons to be Debt Free by Dec 2011
After spending ridiculous amounts of money on frivolities during the past five years...myself and the OH have racked up £18'291 of credit card and catalogue debts. All of our spare money seems to be going on CC payments, the overdraft is continually burdened and the threat of redundancy is hanging over me... SO I decided…
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fed up with living with debt
I do not know where to start. But in total I owe £84000, plus the mortgage. Over the past three months, business has picked up. ( I have my own business ). I'm married and have three children. Like most people, having debts causes much unhappiness and arguements. My wife is loyal, however she is getting fed up with paying…
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Debt is driving Mr & Mrs Polkadot dotty! It's gotta go!!!
SOA and Snowball done-its the cash flow that has me stumped. Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 2 Number of children in household......... 1 Number of cars owned.................... 1 Monthly Income Details Monthly income after tax................…
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The Challenge - Debt free in two years!
Hey guys. I hope it's okay to join you all here. I've been thinking on and off for a few months about seriously tackling my debt. I've been reading on the internet about ways to help me and came across this forum so thought I would join in and get this debt under control and paid off Anyway, I read a lot of people have an…
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operation recovery
hi all , back again lol .... well what has happened since my last diary .. we were doing good .. getting there slowly but steady in the right direction ... but... well we were burgled ... yeah it wasnt great but it really couldve been so much worse .. we have found since then our hands are never out of our pockets ... we…
