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Credit cards
Archives for August 2021
Discussion List
COVID-19 and CC
Hi there, I am in a unusual situation. I have just tested positive for COVID-19, despite having the vaccines, lucky me. My workplace only offers SSP while in isolation meaning that what I’ll get these weeks will barely be enough for food - I get paid weekly. Is there any support I could ask from my credit card providers…
rbs credit balance
Whilst I understand I could from today request refund of 80 pounds overpayment to original rbs 18.9 card. Is there any genuine positive CRA effect by leaving a credit amount over a umber of months. thanks
Are decent 0% balance transfer cards with 0 fees a thing of the past?
Are these deals drying up and is this a trend that is here to stay? I've normally kept about 10k debt at 0% due to being able to really. With these offers drying up, it seems prudent to clear my debts. However, I'm wondering if this is anecdotal or what is really happening? Haven't seen anything from MSE on the topic? Is…
Transfer from CC to Bank Account
Hi guys, I'm looking to buy a car paid mostly from a bank account but need to have around £1000 on a credit card which I'll then balance transfer to a 0% one. I know drawing cash on a CC is a big no-no but could I do it and immediately transfer the balance so it doesn't appear on the statement or credit report? Can I even…
Credit check and address
Hello, Since we didn't update the address of a new house with the bank at the moment of moving (it was still our correspondence address) but a year later how should we process it while applying for a credit card, ID check etc.? I guess we should give the info that bank holds even if it was better if we updated it?
Deposit to Credit Card
Hi to all, It is merely out of interest I ask this question. I have an Amex Platinum Cashback card. Every month when I receive my pension I transfer approximately £500 to cover my grocery and household outlay, this puts my account into credit, but by the end of the month it is approximately zero again. I first received an…
Can a CC refund item of £60 back on a CC, count to pay for the monthly minimum payment (which is £24
Vanquis credit card. If you have a balance on your vanquis credit card, and the minimum payment is £24. If every month more than the minimum payment is paid (say £40) to cover the minimum payment. now lets say you purchased a £60 item from the shop with your Vanquis card, but now want a £60 refund back to your Vanquis card…
0% Balance Transfer cards for people on Universal Credit
Hi there, For the last 6 years I've been reducing my debt by using 0% balance transfer cards and have never defaulted. A few months ago I was made redundant (Covid, of course) but continued to pay the minimum amounts on the 2 cards I already had. The 0% terms are now expiring (this month) but it seems there is no card I…
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