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Section 75 & Chargeback claim query
Hi everyone, I'm hoping that I can find some hope from the good folk on MSE forums. My partner has had a bathroom renovation completed but unfortunately the work isn't it up to scratch. She has paid £3060 on her credit card and £890 on her debit card. She applied or the section 75 with Barclaycard and they were happy to…
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Should I close old paid off cards?
I know this is an old question, but I've found so many conflicting answers on these forums and online.. But basically, should I close any old credit cards that are all fully paid off? I'm about to apply for a mortgage so want to help my chances as much as poss. Even though our agreement in principal is £237k and we only…
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Account drop offs
So, The question got an old settled credit card that I took when I was just 18, got it, spent £117 on it, paid it off within a couple of months (it was one of those Argos 29.9% ones). Start Date 24/02/2012 Date Updated 04/11/2013 Date Satisfied 31/10/2013 Which date does this drop off my file? And theres this old vodafone…
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Section 75 Protection credit card Enquiry
Hi, We having new windows/doors fitted, half the job is done so far however we have a dispute on the windows themselves being smaller causing huge gaps as well as other issues. We addressed the issues to the director of the window company and the directors says he now wants 70% of the deposit instead of the original 20%…
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Credit cards which allow a balance transfer from a family member
I would like to help my daughter out by transferring her balance from her MBNA card to one in my name. I know Barclays allow it and have got a card with them, but not enough of a limit. Tesco don't even though my existing card would cover it! Capital do and I think according to MS's list TSB do. Do you know of any others…
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Nationwide Withdrawing Their Credit Card Insurances
I've just received my monthly credit card statement, along with it came information that Nationwide are removing the Purchase Protection Cover, Extended Warranty Cover and Travel Accident Cover from their Cash Reward, Gold and Classic credit cards as from 1st March 2018.... I've often used my Gold Credit Card to make…
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Unknown Credit Limit Pre-application
Hi I have just got 98% of the way through an application for a Barclaycard Balance Transfer card and then had to abandon because I realized that if I clicked on the final button my application would be processed and I would either get a card or be rejected. However at this point they had not stated what my credit limit…
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Joint credit card holders
Hi. I’m new to the credit car scene and have an ever improving credit score. I have 2 credit cards and was looking to make my partner a card holder on 1 account. Her score isn’t as good as mine. Would her score increase as well as mine if she became a holder? Thanks
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Can't pay my credit card- Help?
I'm not able to pay my credit card (the debt is around £1,200)...The min payments are made from my current account (same bank) but there isn't any money going into this account and the latest card payment has taken me into overdraft. I'm paying daily overdraft charges and obviously interest on the loan...There won't be any…
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Obtaining old Barclaycard statements tip
I needed to look at old Barclays current accounts and Barclaycard statements from Jan 2015 thru Dec 2016 to check some tax accounts. No problem with the current accounts online but Barclaycard only retain the last 12 months statements online. Their help pages contain little information so I called them and they explained…
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HSBC balance transfer card - £25 cashbacj
Hi all, In early September I applied and was accepted for the HSBC 32 month 0% balance transfer card. One of the benefits of the card was that the if you transferred a balance during the first 60 days, you would also receive £25 cashback within 60 days of the first balance transfer (I think). I did my first balance…
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Which card best to pay 30k
Hello, We will be paying a large amount (30k) and have the choice to pay by card. We do have the standard BA Amex only. Any other card worth getting to pay the amount? The expense is in USD and my cards are in GBP. Thanks
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Upgrading to AMEX Gold - eligible for an incentive?
Just discovered the answer to my own question, please delete if possible?
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Balance Transfer Query
Hi all, long time lurker, first time poster! Just a quick question about balance transfers on a credit card - I just got accepted for a Barclaycard Platinum with 0% on balance transfers for 38 months. I have successfully transferred the balance from 2 cards, but have realised for some silly reason on one of them I didn't…
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Closing bank account but keeping Lloyds Credit Card
I'm caught up in all the fuss around overdrafts. I'm lucky I can wipe my £1800 overdraft out quite quickly by just not spending so frivolously for a few months. I do my day to day banking with Barclays and clearing my overdraft will actually give me the push to move over my last few direct debits and close my Lloyds…
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Refund to closed account
Bit of advice please. Back in February OH bought tickets through Ticketmaster for a show in Feb 18 which has now been cancelled and a refund is going to made to card used. However card account has since been closed so will the money bounce back to Ticketmaster and alternative means can be used? Thanks
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Consolidate Debt on 3 cards or wait
Hi all, Myself and my wife currently have 3 credit cards between us with the below balances on them and 0% interest. Card 1.) Balance £4600 @ 0% until September 2019 Card 2.) Balance £4500 @ 0% until Jan 2021 Card 3.) Balance £2900 @ 0% until July 2020 We're trying to work out the best way to pay them and are looking at…
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rates rise and affect on 0% cards
Just a warning guys but I think the criteria is been tightened up, I seen the MSE article about the rates rise, so I applied for a new 0% card just in case the duration's plummet in future. Now I have never previously applied for a MBNA card so its possible that they have always been more strict, but I didnt get the card I…
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Balance transfer and money transfer
Hi everyone, Basically I have an overdraft of £1000 with Lloyds so am paying roughly £30 a month from the new changes and a credit card with a balance of £2314 which I am trying to put all my money into yet the balance keeps going up each month. When I’ve looked online at various eligibility calculators etc I have a few…
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Argos Card Advice
Hi, first post. i'm looking to spread the cost of buying a cooker from Argos. i thought about getting an Argos store card but have heard bad things about store cards. As you can probably tell i'm very new to store cards and credit in general. Just hoping for some advice. other options, things to look out for etc Thanks
