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Nectar card issue
I have a Nectar card linked to Sainsbury’s etc and just had 8000 points taken via a store in London, I was in West Yorkshire at the time! Nectar’s fraud dept are looking at it. Anyone else had any issues with Nectar?
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Balance Transfer - FAIL
Hi I applied for a Halifax credit card last week, which I've apparently been accepted for, and should receive shortly. During the application process, I was asked if I wanted to do a balance transfer from my existing credit card (for a smallish amount.) I said yes, that I would like to do a balance transfer, and provided…
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Help - Depression and in app purchases
I've just found out that over the last 6 weeks my mother has managed to rack up £16000 of debt, maxing out 2 separate credit cards on in app purchases buying gems on a mobile game. She suffers from depression and has clearly just buried her head in the sand rather than realise the impacts of her actions. It seems insane to…
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Need credit card for holiday (First Time)
Hi, I'm going on holiday in December and need a credit-card I have never had a credit card and tbh don't know how they even work, I want something where I won't be charged a ton of interest + transaction / exchange rate fee. (I'm probably going to hire a car abroad, so I think most will only accept credit cards too) What's…
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Chrome Increase?
Trying to decide if an e-mail is genuine tonight. From Vanquis advising my limit is being increased from 1k to 2k 27/11 Double limit increase? Only Vanquis card I have is Chrome. Is it genuine.
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HSBC Tap Moments
Anyone done the HSBC Tap Moments promotion? Did you get many prizes? I'm thinking of doing it with my HSBC credit card. I have a zero% balance transfer on it which I want to run to expiry, but so long as I pay off my spending before the due date on each statement I should be able to avoid any interest charges shouldn't I?…
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Sec 75 Claim re Monarch
Can anyone tell me if it is possible to claim a consequential loss re my flight cancellation with Monarch? Basically, I booked the outbound flight with Easy jet and the return flight with monarch. The cost of the return flight with monarch was £175. On the day they went into administration I looked at re booking the return…
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Advice with credit cards?
Hello, Im looking into getting a credit card with Nationwide. The two cards im looking at are: http://www.nationwide.co.uk/products/credit-cards/select/features-and-benefits http://www.nationwide.co.uk/products/credit-cards/ncc/features-and-benefits After doing some research into both, id rather get the "select" credit…
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Trailing Interest
To all those in the fortunate position of being able to pay off their credit card debt in a lump sum, be aware of something described as TRAILING INTEREST. When you go online and see a balance, the credit card companies are adding daily interest and the balance shown is for the last statement, not the current up to date…
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Credit card address fraud?
Can anyone apply for a credit card using an address (and possibly name) that is not theirs without having to prove to the bank that they live at that address? Is it some kind of fraud? I'm asking because we have received bills for a Platinum Visa Barclaycard in someone else's name (Mr P M Roe), registered to our address.…
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MBNA CC Online - Now no link to download PDF statement?
Anyone else unable to find a link to download their PDF statement for a credit card? I can see the online summary but blown if I can find a link to download a copy. Was OK last month.
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Opening a new credit card before closing my old one.
I currently have a Barclaycard credit card which I signed up for a few years ago when I was a student because I was banking with Barclays at the time. I seldom use it but I wanted to get it to try and improve my credit score. Now that I'm earning I want to get a different credit card which has a 0% offer so that I can use…
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Advice on Money Transfer
I've had some issues with my wages not being paid properly which will be resolved in my pay at the end of the month. I thought I would be able to manage off savings until it was resolved (it's ended up being a few months) but I can now see that I'm not quite going to make it. I was planning on just using my overdraft but…
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Section 75 overseas purchase
Hi all Section 75 is a great piece of law that i have previously used successfully. I have read that the regs now cover purchases made overseas via the internet. I am about to buy from Hong Kong about £250 so want to be sure before i commit. As i've seen it on one web site only I was hoping someone here could point me to…
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Thinking of a credit card for an engagement ring
Hi there, I never thought about getting a credit card before and I'm no expert in this field. I own a property - no mortgage , age 26 , stable job earning around 25k + bonuses. I've started looking for engagement rings and it's going to be a quite big expense,please bare in mind that I know that I should've save up instead…
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Credit Card Payments
I have a couple of credit cards and have noticed it takes one day for the remittance to reach the credit card account even though the cc's are with the same bank as the remittance. Is this anything to do with ring fencing or has it always been the case?
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Credit Card For Credit Score Building
Hi Everyone, Looking on my Clearscore the only negative I have at the moment is not having a active credit card. My score is pretty poor but I have been pre approved for a capital one credit card at 29.8% APR I am planning on using this as a fuel card and paying off the balance in full every month, will this A. Improve my…
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How long is long
In cc terms how long is considered a long time please I have Nation Wide cc I have had for 10 years which I,m only really keeping because of its age I have a Barclay card thats 3 years old is this long enough to qualify as long ?
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credit card debt passed to third party
Hi, I am not sure if I am posting in the right place so apologies if I'm not! My partner has credit card debt and had contacted Virgin money to say he was having difficulty making payments. He filled out an income and expenditure form and Virgin said he could pay more than he said he could. He is self employed and on a…
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HELP! - Refused 0% Balance Transfer Credit Card
HELP! I have alway been an avid follower of Martin Lewis and regularly use the MSE Website. I have had a 0% Credit card which the 0% interest has now come to an end. I have applied for a 0% Balance Transfer and been refused and now I am at a loss at what to do as my current credit card now has an 18.9% APR Interest rate.…
