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Credit cards
Archives for March 2017
Discussion List
Two Many Cards
What im thinking of doing is closing my Barclaycard Amex and Visa credit Cards , also my Santander Mastercard .These were used as cashback cards as i pay off balance every month.The amex one is not used much and the visa not at all i mainly use the Santander Mastercard.But after the 123 interest cut i have fallen out with…
Looking for a business credit card with cashback or other ongoing rewards pls?
I use a credit card that gifts me 1% cashback for all my personal purchases. It yields me a decent amount in cashback every year (I pay off the full amount every month, so it leaves me quids in) and thought it may be a good idea to do the same with business purchases. Having researched company and business credit cards,…
How long to receive Amex card
Just wondering how long from applying for Amex was it until you received the card? Thanks
Credit Building Cards
Hi, Can anyone recommend a Credit building / pre paid card, that genuinely reflects on your credit rating please? Many thanks
When is a good time to cancel a credit card.
Little background story, Car Insurance will be due for renewal soonish (summertime) and rather than monthly installments I will be looking to pay full upfront, but just so I don't sell myself short I am looking to go for another interest free Balance transfer/purchase and then set up a DD to pay a monthly installment to…
What Card to use to pay HP off
Hi Ive just bought a new used car and part payment was with Autobank Financial Services, i will be paying interest on this over the 2 years so i was wanting to pay it off with a 0% card which means i could pay it off sooner by upping my payments each month. Im a bit confused on what type of Card i need, would i use a…
Will this work?
Hi Currently have a 0% interest balance transfer credit card with a balance of about £3700 I am paying £150 per month off. Husband accidentally purchased flights costing £1000 on the card which is now costing us purchase interest of about £17 per month. The card currently has a cash advance offer of 0% till Jan 19 for 4%…
Is it worth switching?
Hi, I have £7500 on a Tesco credit card and am paying 1.57%. I pay more than the minimum as want to pay it off, I pay 350 a month and am not using it. I saw Sainsburys card which refunds the transfer fee and is 0% for 28 months so it seemed like a no brainer. Have applied but they have only given me 2000 pound credit.…
Chargeback for debit card ?
Hello is it possible to initiate a chargeback for a debit card rather than a credit card. I ordered over £700 worth of sauna timber from Nordic.co.uk but after several phone calls they told me that they do not stock the timber and cannot supply it. Why take peoples full payment for something they cannot supply is an…
Refund to credit card after statment paid
Hi all I'm wondering what happens if you needed to get a refund for a item paid for by credit card after you've paid your statment in full? For example you had a £2000 credit limit and say a £500 item that you returned. The refund hitting your card would take you to £2500, £500 over your £2000 credit limit. From what I…
TSB limit decrease
I applied and received the TSB platinum credit card with 20 months purchase interest free about 5 months ago. My credit limit was £4000. I used it initially and had an outstanding balance of £725, always paid on time, so no issues with account conduct. Last week I logged onto their app and saw that they had decreased the…
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