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Credit cards
Archives for January 2017
Discussion List
Is it possible to balance transfer a high credit card balance?
Hello, I hope you are all well and wishing you best of luck for 2017. I'm looking to organise my finances this month and an area of priority is my current credit card which has a balance of £10500. As you can imagine I'm paying monthly of interest on this which costs me approximately £200 per month. I'm looking to transfer…
What's so good about American Express?
I remember back when I was 18, I tried to apply for an AMEX card for the travel insurance benefits, not knowing they were so hard to be a part of :rotfl: I remember my grandad saying he once got offered one when he was working but he declined the offer, but back then they were really rare to be a part of. But in all…
What is the process to Cancel my existing Credit Card and join a new one?
Hi all, Following a couple of insightful posts here in the past I realise my Santander 123 Credit Card isn't the best value. I'd like to switch from that to AMEX Card. What is the process to cancel one card from a bank and join another one? I'm rubbish at credit cards so seeking your knowhow.
Balance transfer from Barclays to Nuba when I already have an MBNA
Hi all. I have done a balance transfer from my Barclays card to the new Nuba card which is part of MBNA. But I already have an MBNA card. When I applied it said I was pre-approved for the Nuba card. And I am waiting on the outcome, says I will get an email or the card trough the post. After reading on here about the Nuba…
What to do with cards once paid off
Wife and I are in the process of paying off some debt and currently are able to get a decent chunk out of the way, leaving currently a couple of empty cards. My question is, what's best to do long term with the empty cards, we still have other cards to pay off and I'd like to look into getting other cards with 0% offers to…
What does INITIAL BALANCE mean in Santander 123 Credit Card statement?
Hi all, What does INITIAL BALANCE mean in Santander 123 Credit Card statement? Might be a silly question but I see that in each of my monthly statement report but don't quite understand it. Edit: Few more questions below :)
Old Lloyds TSB Card
hi all, i have been looking through my credit file as i am trying to sort my debts out and get my affiars in order. i can see on my file that there is an old Lloyds TSB CC on my account, this was before the bank split into Lloyds and TSB. i can see which address it is registared too as well. i know have a basic account…
Lowering and raising credit limits
I currently have 3 active credit cards with the following credit limits: A = £3000 B = £6000 C = £7000 Ironically, I use credit card "A" for my most expensive purchases because it offers me 1% cashback, but it currently has the lowest credit limit. Therefore, I am thinking of trying to lower my credit limit on both credit…
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