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Help! Balance transfer to someone else's account!
Hi guys I've done something incredibly silly (let's just blame it on pre-christmas stress?) I applied for a new credit card to make a balance transfer from my existing one. On typing in my card number online to make the transfer, I was one digit out. Hence my ££££ has been sent somewhere else - possibly to someone else's…
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Best Air miles Card for Expat
Hello, I am an Irish expat living in Asia and I would like an credit card that offers air miles points as a reward, but so far I haven't found any. I have dual Irish/American citizenship (although I have never lived in the US but I do have a social security number). All the cards I see need a US/UK address which I don't…
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"PayPal Credit" - does this come with section 75 cover?
Paypal now have "Paypal Credit" - a facility whereby you agree a credit limit, and then shop on it. Spend over £150 in a single purchase and that one purchase can be spread interest free over four months. When buying things like flights and hotels I've often avoided Paypal and instead paid direct on credit card for section…
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Revenge by B&B owner ?
My credit card was recently reported lost or stolen by someone, not me, although it certainly hadn't been. This happened a couple of days after I'd posted a slightly critical review of a B&B on TripAdvisor and I just wonder if it's the B&B owner getting their own back ! A discussion with the bank reveals that all someone…
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Received 2 letters from Cabot
Hi I have received 2 letters from cabot for 2 seperate debts that apparently are in my name. the letters claim they have found evidence confirming I live at my present address CITIFINANCIAL - CREDIT CARD OUTSTANDING £1115 MONUMENT - CREDIT CARD OUTSTANDING £789.05 Firstly I have never heard of either of these companies. I…
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Dispute with Carphone Warehouse, investigated by Barclays
So basically I purchased the new Google Pixel phone on around the 18th of October. I received it on the 21st and it wasn't until I started playing around with the camera a few weeks later that I noticed a problem with its autofocus, and general video recording capabilities. Upon taking it back to the store (on the 30th of…
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Vanquis card through post that i didnt ask for
Today i recieved a card from Vanquis - that i never asked for! Not one of those fake cards that just show you what they look like. This is the real deal, with my name filled in and legit expiration and ccv code on the back. i know theyve been trying to call me for days. multiple times per day. I always check with…
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Cancelled Christmas meal booking cover?
Sadly my father is seriously ill in hospital so we have cancelled our family Christmas Day meal restaurant booking. We paid a £70 deposit by credit card, which we have lost. I just wondered whether there might be any way of claiming on the credit card(MBNA)? Thanks for any advice.
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Halifax Clarity exchange rate?
I got the Halifax Clarity to use abroad. I checked the exchange rate when I made my first purchase recently, and found it was about 1.25% less than the market rate. Is that normal for a credit card exchange?
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How long does a company have to charge a service to my credit card?
First post - so bear with me if I'm not in the right place!! How long does a company have (if there is even a statue of limitations on this?!) to charge an amount to my credit card for a service provided? A number of months ago I organised a service through a large company and provided them with my credit card details for…
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is it now time to get a better credit card?
So after a few years sorting out my debts and clearing my credit report I wonder if it would be a good time to get a better credit card? I am quite nervous about applying. So I have had a Capital one card for two years no issues no missed payments, use it every month and paid it off. Based on my income the credit limit is…
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Suggestion: new fraud forum
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Noddle????
Hello, apologies if this question has been asked a million times - I did try looking back through post headings but couldn't find anything that looked relevant - I have just been to the Noddle site to join and I am being asked for all my credit card details. It states clearly that Noddle is free and you won't be charged…
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Lloyds Credit Card Default
Hello there. I contacted Lloyds roughly 3 months ago and told them I was having trouble making the minimum payments towards my credit card. The advisor told me that they could put my account into default if I wanted them to, to allow me time to get things sorted and all interest and charges etc would be frozen. About a…
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Double debit
Just interested in your views on this one. Spent £80:00 at B&Q on my Barclaycard. First attempt didn't go through and I received a receipt to reflect it. Second attempt was fine. Assistant moaned and said this happened at the same time yesterday, system problem etc. Got home and checked online to see both amounts pending…
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Closing credit cards
Hi all - long time lurker but first post. I've just recently, thanks to winning a large bet on Donald Trump to become President of the USA, been able to clear my credit card debt. I now have £28,000 available to spend over three cards - all with zero balances. What's best for my credit score in terms of keeping them…
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Gd designs rochdale ltd reviews (5)
GD DESIGNS ROCHDALE LTD REVIEWS. Please avoid this company as they stole my deposit and never delivered
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Section 75 claim query
I have submitted a section 75 claim to my credit card provider as I had reached a dead end with the supplier . They are asking for copies of all my correspondence with the supplier and for authority to contact the supplier regarding the claim . Is this usual and should I concede, or should the credit card company make a…
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Marks and Spencer identity checks
Hi - I have received a letter from M&S Bank demanding that I send them certified copies of two different documents to confirm my identity. I have had a credit card with M&S for well over 20 years (they repaid PPI payments on this a few years ago!) and don't go into debt with them. I do not intend to send sensitive…
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Thomsons credit card
In case it slipped under anybody's radar - Thomsons have just introduced "their" own credit card. Maybe of (limited ?) interest to those who regularly book holidays through them - no credit card fees when booking holidays (including cruises) through them or First Choice at one ot their travel agents branches, or online via…
