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Simple Vote: Barclaycard or Lloyds Bank Credit Card
Which is best to go with, vote please. Barclaycard or Lloyds Bank Credit Card. Based on customer service, good integration with banking apps, and who is more likely to give you the greater credit limit & who has the best range of products.
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Who owns Capital One?
I've just read that Skipton Building Society, which itself merged with Scarborough Building Society in March 2009, bought the savings book of Capital One Bank in June 2009. Does anyone know if it was only the savings side of Capital One they bought, or does this mean Skipton are also behind Capital One credit cards in the…
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Credit card for good credit
Looking into getting a credit card for good credit history But not needing a credit builder card or transfer card has this would be my first one. Any help much appreciated.
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New credit card?
I havent got a clue about what credit card I should look for or things I should look out for. I am travelling to Australia and need abit more money just incase. I have been advised to take a card with money on rather than cash. I have looked at APR and worked out how much I would pay back if I borrowed £1500, however im…
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Applying for a credit card after taking out a mortgage
We've just completed on our new flat and it's time to start decorating. We've got enough cash to do it but I've been considering using a 0% card to stooze (and in case we need the cash sooner for anything). I'm confident in my abilities to not overspend and to remember to pay the card off, but my question is will the…
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Make sense to get cash back card?
Hi I'm in a situation where I will be completing on a house purchase next week. Its a 4 bedroom semi and I have literally nothing in terms of possessions to move in, hence I will have to buy Everything from scratch. Hence in quite a short space of time I am going to be spending a lot of money and I was thinking it would…
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Post Office credit card
http://www.postoffice.co.uk/credit-card/platinum?campaignid=AG_CP_0065 I am looking to apply for the above card for to use for a balance transfer. Two questions: - What are typical credit limits? - How long does it take for the 'other' card to be paid off from date of application? Thanks
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Better than Halifax Clarity - 0% cards for travel?
I'm travelling abroad for two weeks from the 18th to celebrate the end of nine months' hard study towards a professional exam. Lonely Planet, which I use as a guide for how much to budget, suggests that I might need an additional £1,000 above the £400 I've already converted. I already have a Halifax Clarity card which I…
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Lloyds refusing to refund/chargeback for goods not received section 75
Hi there, just before Christmas, I bought some gift vouchers for a retail shop from a well known online vouchers website. I didn't not receive the vouchers yet they claim it has been sent out and that I signed for it; which is a complete lie, I was in and my mother the day it was meant to have been delivered and nothing…
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Massive Credit Card Debt
I have just found out that my wife has racked up a huge amount of debt of several credit cards. The debt is approximately 32000 over 6 cards. I need some quick advice on the best way to tackle this. I have been in touch with Citizens Advice and because we can make the minimum payments (just) they cant offer any other…
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Paying off my Vanquis card
Hello, I'm looking for some advice. I am now in a position where I can my off my Vanquis card in full. After speaking to an advisor at Vanquis, I can pay in full or they are offering me a discount of around £500, however apparently this will show as partially settled on my Credit report. I have always managed my account…
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American Express Cashback Card
I'm looking to apply for the recommended American Express credit card to take advantage of the Cashback offer in the first few months - actually in husband's name but he's happy for me to do the leg work. My husband's annual travel card is due to be renewed later this month, he actually pays for it and gets an interest…
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Sainsbury's card proof of ID
I just applied for a 0% Sainsbury's card and have now had in the post a letter saying they want 2 forms of ID posting to them. I'm really happy about sticking my passport or driving licence in the 2nd class prepaid envelope. I feel like I'd never see them again. They say it's the law but I've never done it before. I got a…
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Easy Acceptance credit cards for poor credit
Please list easy acceptance credit cards for people with poor credit who wish to rebuild their score?
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Applying for a credit card
Hi all I hope someone can clarify something for me please. When applying for a credit card, do you calculate all your income or just income from employment? I work part-time but also receive carer's allowance for my disabled child which I believe is a taxable income. I also receive some Child Tax Credit. I just wanted to…
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Do returned items count towards payment towards a statement balance?
Hi there, Do returned items count towards payment towards my statement balance providing I make these returns before my payment due date?
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Which Credit Card?
Hi everyone, Hope you might be able to offer some input. I have never had a credit card before and don't really need one but mortgage adviser has told told me that it can help my credit score if I get one and use it from time to time. I have had a look but there are so many cards and the ones that are aimed at improving…
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Argos store cards - Over charging
Hi All, I urge anyone who had an argos store card to look at your statements, you have likely been overpaying. http://www.bbc.co.uk/news/business-36490938 i'd even go as far to say don't accept the £100 as it is likely you've paid a lot more than this. request a statement of account showing a break down of charges you've…
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Virgin Money Application - Employment Status/Annual Income
Hi, first time poster so hopefully this is in the right place. I've been looking at the Virgin Money 32 months 0% money transfer card and other similar ones (won't let me post the link as a first time user) and have a question about the application that hopefully someone here will be able to help with. I'm currently in…
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Credit card for overseas travel - confusion re. fees
Hello, I'm looking at applying for a credit card which I mostly plan to use while travelling. I'm considering the Halifax Clarity and MBNA Everyday Plus, as they seem to be the best options. However, I'm confused about one aspect of the terms. On Which, under cons for both it states: "It has no 0% period for purchases or…
