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Can i apply for 2 x MBNA owned money transfer cards?
just been approved for one money transfer card (Virgin Money) which is owned by MBNA i think. The only other 3 cards for money transfer i could see were also MBNA. Could i apply for a 2nd card with them in the next couple of days? Just had immediate acceptance for the VirginMoney card tonight Many thanks
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Lloyds credit card with no interest free period??
I've had a credit card with Lloyds since September (Lloyds Advance, no bells & whistles) and been paying it off in full by DD every month. In February, I saw an interest charge, called them up and they refunded it saying it must have been a mistake. I've just seen the same thing again this month. I recall when 0% balance…
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Credit card debt advice
Can you advice the best credit card company to move a balance of £1200+ from Capital one as each month I accrue more interest than I pay back (min payment).
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Car Garage has not refunded my deposit on cancelled sale
Hi, i'm looking for some advice on how to proceed with this.... Basically, I paid £100 deposit for a car using my Tesco credit card. 4 days later the garage sent me a text saying the car had developed an electrical fault and they were cancelling the sale. They asked me if I would like them to sell me another car or refund…
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Need advice on paying off credit card.
Ok so a few years ago i took out a credit card in my name for a parent. Now the credit card has over £7000 worth of debt on it and the interest is crazy. I have been refused for several loans as i was hoping to pay it off with a low interest loan. Does anyone have any advice on how to deal with this or reduce the monthly…
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How many credit cards should I keep open?
Im a bit confused as to whether I should keep my credit card accounts open or close them? I have the following cards: Halifax: Credit limit £6,200 Balance £0 Nationwide: Credit limit £2,000 Balance £0 Barclaycard: Credit limit £7,180 Balance £284 Should I close 2 and just keep 1? Or still keep 3 open? Is it good or bad for…
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Banking problems- Ask the Ombudsman
If you find yourself in a bit of a pickle with your bank do you know that we can help? We can look into a wide range of queries relating to your bank, things like; · if you’re having money problems and you think your bank isn’t doing enough to help · if you’ve had a problem with a direct debit or a standing order and can’t…
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credit card charges
Hello, If my previous months credit card balance was £588 and I pay off £600 but continue to use the card (greater than the £12 difference) will I incur an interest charge next month? Thanks, Andy
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Stemologica / Beautemer
Sorry posted in wrong forum
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Depressive illness and RBS Credit Card
Hallo. Wanted to ask MSE this directly but of course can't so will put it here in case someone can offer advice. I suffered a major depressive episode in 2007/8 for which I was receiving treatment. (I have had this illness all my life and lost my home and city job because of it - if only people could understand the 'place'…
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dates of balance transfers
I just cleared a Nationwide credit card and in the statement this month there was a good balance transfer offer (9.9% no fee) before March 31st. Thought I'd take advantage of this to shift an amount I still have at 19%, the no fee was the clincher as I could then shift it to a 0% some other time without having paid two…
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Card payment by phone
Quick question, when I pay by card on the internet there is a padlock at the top of the page to tell me my details are encrypted and secure, is the same true if I pay by phone and read my details out to an operator (hoping the operator is honest and the company have systems in place to remove my details after I have paid).…
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Section 75, courier lost package, no compensation
I bought some expensive stone sealing liquid from a seller on eBay who offered collection only. I paid £110 with Paypal funded from my Barclaycard and arranged a courier (who I've used lots of times before) to collect the parcel. The seller agreed to package it up so I emailed him the label to affix to the package. It's…
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Santander 123 any good abroad?
I'm planning on going on holiday in september time. While I can save money to be able to get euros at sainsbury's etc, i'm wondering if it'd be easier to use my santander 123 card abroad to get cash as/when i need it. I also have an M&S card if this may be any better? I'm not looking to take out a card "suitable" for use…
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Transfer to bank account then back again??
Hi, I've tried searching but cannot find an answer to this... I've been offered a 0% money transfer to bank account deal by my credit card company. I currently have a debt on the card which is less than half the credit limit so could borrow at 0% the same amount that I owe, and then transfer it back to pay off the current…
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Refunds
Can someone please explain my rights: I purchased an item over the internet/phone from a registered company 3 days ago. I paid on my credit card. I have since changed my mind - but the seller is saying he doe not do refunds. Where do I stand?
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Luma credit card
After researching online, I think I kinda understand what credit cards are, but I have some questions that need answering :o First of all, as I am a student, I do not have the time to work, but there are weeks where I am left off with the bare minimum to survive (Mostly due to helping household bills, but also poor…
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Lloyds Avios Rewards - PIN query
Heya, I have recently opened one of these accounts and received the AmEX and MasterCard which link to one account. Could anyone who holds these cards enlighten me on how the PIN works between the two? There seems to be conflicting information on the Lloyds/Avios websites where in some places it refers to the account having…
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Sainsburys / Top up debt card / Money gone
Sorry if in wrong place. I have a pockit mastercard prepaid card. Works fine been using it to pay bills and online shopping. Last night I put in £80 (£83 something on my card after topped up) to have handy to pay my sky and also for my shopping online with Sainsburys as I had a £15 off first £60 shop. My shopping comes to…
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Barclaycard to bank account
Barclaycard have now dropped their fee to 1.6 percent for a 9 month balance transfer to your bank account and that is for existing customers.
