-
balance xfer question
hi guys can i xfer CC balance in some1 elses name to my CC? never balanced xferred before so not sure
-
Looking for a no credit check card
Hi I have clean credit or no credit. Not on voters roll, live with parents so no bills. Basically I got nothing to my name. What credit card could I apply for, even one that lets someone put money on to it.. Lyca Money Card is one, but is there another? please help, regards
-
Barclaycard Platinum 34 month BT card
Hello. My brother is planning to shift some of his debt, but I was wondering if the following is doable: He has £1500 overdraft and a Capital One £1000 all maxed out. I already checked the eligibility checker and he got 80-90% chance of acceptance for Barclaycard Platinum 34 month BT card. So what we thought about is this,…
-
Online Transaction Help!!!
Hi everyone, I don't know if I've put this in the right section! Today, my mom asked me to book our train tickets to Liverpool (on London Midland website) and when putting the payment through, I accidentally put my initials and surname as detailed on my debit card instead of my mom's in the Cardholder Name box (although…
-
Aqua card benefits?
The Aqua card that gives 'access to your credit report worth £80' what do you actually get that is worth £80, as Noddle is free anyway?
-
AMEX £5 cashback deal
Hi everyone I have a few questions about this as the website doesn't tell a lot. I have seen an article on MSE saying that AMEX is giving £10 cashback on purchases at participating merchant. Does anyone know where I can get the list of this merchants? Is the cashback applied if I pay online for those merchant? It sounds…
-
If u get rejected for Capital 1 card on-line but then accepted does it hurt your file
If u you get rejected few times by mistyping salary or similar errors but then next minute get accepted- am wondering do the previous declines have any effect on your credit score and file? even if it was declined on the basis on just mis-typing salary and not credit history/score or anything like that.... I don't know if…
-
Looking for prepaid card
Hi guys I am looking for a prepaid card with a black mastercard to suitable for my need. I want to use the mastercard to allow me to use any ATM in the world without a fee. I'm making money online and I want to transfer the funds (where I make the money from) to my prepaid card at no limit, but for the ATM withdrawal have…
-
If Capital One accepts and issues you a card does that mean on the electoral roll?
I recieved a letter from my local council taliking abt missing a national isurance number when registering on electoral service, but I was registered last year.. First off does this mean they have taken me off the electoral roll? or is it just a case of updating? second off all am on 192 does that mean am on the roll?…
-
Should I cancel my credit card?
A few years ago I had some financial problems and still have 1 default on my credit file but it'll come off in 12 months. I have started to rebuild my credit file and now have 2 high interest cards, the Vanquis card and Aqua card. The Vanquis card is payed off in full every month but unfortunately over the last couple of…
-
Barclaycard second balance transfer offer
Back in August'ish time I got a new barclaycard with a lovely 33 months at 0% for balance transfers. I have now been given a limit increase and a 0% balance transfer to June 2015. If I make use of this will the original amount still be 0% for the 33 months, even if I fail to pay of what I transfer now by June 2015?
-
Help! Please read to the end ...
Hi guys. Using this website, I looked to see what would be the best balance transfer card to get. Halifax came up as one of the best, so I applied online. I was approved, but then took a phone call, and got timed out. I tried again, this time clicking on a box within the form for "more info", and was directed to a page…
-
Application rejected - Halifax Clarity Card
I have just applied for a Halifax Clarity Card for use when abroad on Honeymoon next year but it was rejected. I already have 2 credit cards (personal spend and wedding spend both 0% on purchases) both of which don't have much on them (around £1000 each). The only thing I can think of for being rejected is that i only just…
-
Can anybody guess how much is the interest on Capital One cash withdrawals?
Hi folks, just want a bit of guess work. Say for example £850 has been withdrawn through cash withdrawal.. How much will the minumum payment be? and how much interest is being accumulated....I know you cannot know for certain but just a rough estimate can give a figure... Basically how much interest per week? how much…
-
Big balance transfer- help needed!
I would welcome any advice or help! I have a credit card (BOS Master Card) which has accrued a balance of around £11,000 (main debt was run up years ago when work dried up- I'm self employed). Since around 2010, I have been paying the minimum off per month via direct debit (I also have a young family so couldn't afford to…
-
Can I balance transfer from a different named account holder?
I am working to clear my debts, and I have a substantial £1600 on a 34.9% Barclaycard. The problem is, the card isn't mine. It's my Mums. She helped me out in a sticky situation and I feel terrible for having debt on her card.. but I guess the past is in the past. Now my Mum is trying to find a 0% deal, as a default from a…
-
Buying a car - Section 75
Hi, I've already paid a £500 deposit on a Barclaycard, so I am covered under Section 75. When paying the balance is there any advantage to paying on a different Credit Card? i.e. a Tesco CC (apart from the Clubcard points of course), or event splitting the balance across multiple cards? I guess this way I would be covered…
-
Chargeback Debit card question
Not sure if this is the right forum - I made a payment a year ago on my Debit Card for a training course. However a year down the road the company has not fulfilled it's promise and I stand to lose the full payment of around £200 for the course. The issue I had was that they promised me a final exam on a date and time of…
-
20-something yr old going to USA end of this month - payment options.....
I like to keep things short when asking a question on a forum..... I'm a full time student in my early 20s going to East Coast of USA towards the end of this month. I already have a Halifax Clarity Card (MasterCard) but only a £500 credit limit which is not ideal for my stay of nine nights..... The Post Office card is out…
-
Overdraft balance transfer?
I currently have an overdraft of 2600, which started as an interest free student overdraft (taken out nearly ten years ago!) which now costs me roughly £50 per month to have. There is pretty much no chance of me paying it off, but have just heard about doing a balance transfer to a credit card, but I have no idea how to…
