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Feeling the pressure of no credit card
So due to a silly mistake during my university days, I kept delaying paying my Natwest CC until one day I got informed that it was a default and had to start making repayments. Now I'm so worried literally day and night that I'll never be able to rebuild my credit history. It's on poor with Expieran and very poor with…
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wonga compensation
I was unaware that Wonga were offering compensation to their customers till i read about it on this site . Sent them an email earlier as i had received numerous fake letters. :)
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Should we keep our credit card?
hi, we have 3 open credit cards (and a good credit rating atm) 1-a Tesco credit card which we have had for a good few years has £0 debt on its but has a large amount of available credit on it (£8000) 2- a bank of Scotland credit card which had debt on it but we have since cleared this debt so it is sitting at £0 3- a RBS…
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MSE Soft Search - Rejected
Hi there, New poster here, so go gentle ;) I was doing some sums the other night, and checking that my utilities are still good value, and reviewing all of my outgoings to check everything's as sensible as it can be. I ended up on the MSE website, and arrived at the credit card "Soft Search" facility. Having previously…
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Credit Card Transaction Fee
I'm just about to buy a computer, and naturally I want to use my credit card, because it offers me better protection. But when I get to the payment screen, if I select credit cards, they add an extra £13 onto the price. Obviously this isn't the first time I've had this experience, most commonly with airlines. I was just…
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Pay off full balance straight away, or wait for the monthly statement.
Hello team, just a quick question, which I cannot seem to be able to find on here. I currently have an Amex Platinum cash back credit card, and a Natwest Platinum credit card, both currently have an outstanding balance of £0 on them. I plan to mainly use the Amex card for day to day purchases (fuel, food etc) and…
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Balance Transfer Impossible!!!
Hi People. I have the Vanquis Credit card for people who have adverse credit /or credit building card and the rate is high, like HIGH (36.9%). I was thinking about balance transfer but i dont seem to be able to find a card lender that can provide a transfer of over £1500 (Capital one)... I still have a default although…
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Balance Transfer Cards
Hi I have read that some balance transfer cards have an interest-free period of well over a year, but I am wondering what are the cons of using a balance transfer card?
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Need to set up a DD quickly for Santander!
Hi, I'm approaching the first month anniversary since opening my Santander 123 account (7th of the month), and I'm one direct debit short thanks to the 'change payment method' on my Scottish Power account not updating my payment day. I had changed my bank details and altered the payment date a couple of weeks ago to 3rd of…
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How lonf did your Tesco Credit Card balance transfer take
Hi All Another daft question (I'm full of those :rotfl:). I am in the process of a balance transfer from Santander to Tesco. Has anyone ever done this, and how long did it take? Many thanks Meg
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AMEX cancellation and points
Good morning, hope everyone is ok. My AMEX card is coming to end of year and I want to cancel it as I dont want pay the annual fee. Questions is I have got around 37k points. Can I move those points over to AVIOS I dont want to loose the points before I close the account down. Or is there any other way of retaining the…
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Advice on moving money around on 0% Credit Cards needed
I'd like some advice please :) At the moment I owe my Virgin Money Card £1300 and Barclay Platinum Card £3500 and I also have a Mint card that I owe nothing on. The Barclay Platinum as a 0% interest on transfers till June 2016 (3.9% fee) It will take me almost a year to pay the £4800 on the 2 CC's back and all the time…
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needtosort
Looking for advice: does anyone know if a Credit Card debt from the UAE can be claimed in a UK court?
