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Simple question regarding Halifax Clarity card, never had a credit card previously
Hello, I am a 22 yr old student applying for a Halifax Clarity Credit Card to use abroad (upcoming trip to USA)..... Am I right in thinking this is fine to use anywhere including the UK (with 12.9% APR on spending anywhere if I don't pay within the month).... So let's say there's a situation where I turn up at London…
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capital one credit card
I have a capital one credit card with £6000 balance and few months ago I was paying £185 minimum payment each month, now its £110 but I don't know why. Can anyone advise? It's not PPI as I have never taken out insurance with any credit cards or loans.
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Put all wages onto credit card?
Hi, I just had a thought, would it be a reasonable idea to work out what my typical monthly outgoings are e.g. bills and what else I would need cash for in my current account, add a bit extra for emergencies, and then all other income from my wages put onto my high interest barclaycard? Its near 2k, with interest adding…
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CC policy cover/
Now I know that if you use your CC to pay for an item, holiday etc you are covered through the Credit Card Company in the event of a problem. But is there a time limit on this? I purchased a Steam Cabinet in Feb 2012 with a Lifetime Guarantee. Unfortunately the Company (T & C Bathrooms) have gone bust! The Steam Cabinet…
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Capital One free number
Does anyone know the free/low cost number for Capital One internet help? I tried Googling but can only find a free number for lost cards and new accounts.
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Cred card balance transfer or remortgage?
Hello everyone I am seeking some independent advice on my current situation, I am 31 years old, I own my house outright with no mortgage. The house is valued at £225,000. I have £10,000 pound on a credit card I would desperately like to pay off, my question is should I transfer the balance and attempt to pay the debt off…
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Eligibilty Check doesn't work?!
Hello, I'm looking for a credit card and tried to use check given on website and it doesn't work, it says that I can't be found. Am I the only here one so mysterious? I tried to play around a bit maybe with my main bank (I have 3 accs), address etc, but I'm still invisible to ME system. Is there any way to fix it?
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Need some advice and help on Section 75 claim
Hi to cut a long story short I booked a weeks holiday for 3 adults with Teletext for September 2014. The accommodation we paid for was supposed to be 4* when we arrived the apartment was flooded, musty and damp there were no other rooms available at complex. I telephoned Teletext right away and informed them we couldn't…
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M&S Card Wine Vouchers - Not Received
The M&S Credit Card offer in Aug said sign up, spend money & receive £30 wine vouchers by 7th October. I haven't received them - anyone else had this issue?
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any c/card transfers available, for unemployed?
Vanquis interest is gobbling up my payments.. some good balance transfer deals out there if in work, but the low income on JSA excludes me.. I got card while had a job, btw!
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Interest-free period - please help
Hello all, Can someone help me in this matter please. I have got Lloyds Clasic Credit Card with maximum 56 days interest-free period. I have been using this card for some time now and always paid off my balance in full before the payment date. On the 6th of October I bought a flight tickets for over one thousand pounds. A…
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Has John got an Amex card, yes or no?
Apologies if this has been asked and answered before. I was thinking of applying for the Everyday Platinum Amex to get the 5% cashback for three months, and Martin's suggestion for getting more cashback is this:Use a joint card. Those in trusting relationships can max the gain. For example Janet applies making John 2nd…
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Debit card fraud - How to respond to Proceeds of Crime Act Questionnaire
Hi all (long time no post, but I know you guys and gals will help me out)... I'll try and keep this short. Was recently a victim of debit card fraud. Quick and short details of what happened and my stupidity follow. I dont need to be reminded about how stupid I was, but I do want to make sure I respond to the bank in the…
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Curry's store card (santander) PPI?
Hi, in 2009 i bought an iMac from Curry's and used their store card, I'm wondering if 2009 is too much of a recent card to try and claim PPI on? exact date was 16/10/2009. Thanks, Nathan.
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12k Barclaycard debt
I decided to register and post a thread even though I've been lurking here for a while. I have run up just over 12k debt on a Barclaycard since 2001 when I was sold the card at my local Barclays branch when I was about 19 and I was working as an office junior before I went to university. Ill admit that while I was at…
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Mortimer Clarke chasing an old debt HELP
Hi can anyone answer this question please? I thought that a debt was statute barred after 6 years but Mortimer Clarke have taken me to court and sent a letter stating that: The six year limitation period runs from the latest date on which: 1. A payment was made towards the debt or 2. The agreement was terminated or 3. You…
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which card to pay first
there used to be a calculator you could put in your card balances and interest rates etc and it told you which card to pay extra money off first...anyone know the name of this ? thanks
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Cancelled my Vanquis. Is there a fee?
I just called cancel my Vanquis card. It was useful for getting my credit rating up, but I haven't used it in months. Will there be a fee for cancelling? They said they would send a final statement, then a letter confirming cancellation. But I shouldn't have any fee, so why a statement? Anyone familiar with cancelling…
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Capital One Aspire Business CC vs American Express Platinum Cashback Everyday Card
With the house move approaching really shortly and therefore new expences coming it is now the time for me to get one of those 5% for first 3 months. There are 2 very similar cards that I can not decide between. These are: 1.Capital One Aspire Business Credit Card.…
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Santander finally going paperless :-)
According to the new statement explain atom leaflet, Santander will finally be going paperless on their credit card statements by the end of 2014. :j About time too!
