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Credit cards
Archives for April 2013
Discussion List
contacting credit card company
I've got a card with granite, due to a dramatic change in family circumstances I will soon find it difficult to make the payments. I've been told that credit cards are classed as the least important when it comes to paying off debts. I've always paid my way, how do I got about contacting the company to request the card be…
being chased for unknown debt
Around 6 months ago i was contacted by MKDP regarding a barclays credit card with an outstanding balance of £4000. Ive never had a barvlays credit card so i disputed it and asked for A copy of the file and contract. So far they have been unable to get the evidence. Every month im just getting a random letter saying they…
balance transfers?
Hi, I have just taken out a credit card with tesco to transfer my capital one balance to. They have offered me £750 and i owe capital one £1000. I also have a next card with £400 on it. Is it worth taking out another card on 0% to transfer the remaining and if it is will they transfer store card debt? Many thanks :D
HMRC and Cashback
Hi, I don't know if this issue has been covered deeply on the forum or by MSE themselves, but according to many newspapers etc http://www.telegraph.co.uk/finance/personalfinance/investing/9953193/HMRC-to-tax-fund-cashback-from-next-week.html, HMRC is to taxing cashback, if it doesn't do so currently. Meaning CC companies…
Inheritance tax
Hello this is my very first post. I don't seem to be able to get a clear idea of how ITax works. I am married, with two growing-up children, still at home. I own my house out-right, so no mortgage. I have a have a reasonable pension in position. So I am assuming that on my (her) death our estate will reach the IT…
Avoid credit card interest
Hi as i am newbie i have a question about credit card interest. Is it true that if i pay full my credit card i won't pay any interest at all? Thank you
Rental Exchange - Experian (Posted To Wrong Place Sorry)
Hi All, Sorry for posting here, but I couldn't really see where else to post (please move if there is a more suitable place?) Last year there was talk of the credit reference agencies reporting rental payments. Personally, I think this is a great idea and can only strengthen a persons credit file (If you pay your rent on…
Internet Users to be charged £50 a year
http://www.moneysavingexpert.com/news/shopping/2013/04/50-web-licence-to-be-compulsory-for-all-internet-users
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