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MSE News: Sony fined for PlayStation data breach
"The gaming giant has been fined £250,000 for a breach that compromised millions of PlayStation users' personal data..." Read the full story: Sony fined for PlayStation data breach
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List of Super Balance Transfer Cards?
Hello to you all, I have been searching on the internet for a list of companies that offer Balance Transfers to your current account. The only companies I can find are: MBNA (and other MBNA issued cards like Virgin Money) Marks and Spencer Post Office Credit Card Unfortunately I have "always" been declined for MBNA cards…
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Bank mistake paid credit card twice
Hi, I recently paid £490 off my Halifax Credit Card from my FirstDirect bank account. Upon checking my Halifax credit card once the money had gone through I noticed that 2 payments had come off my credit card for £490. So i logged onto my FirstDirect account and only one payment has come out of my account, so it seems like…
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Not sure how this happened can someone explain?
Hi First post today but I've been browsing these forums for advise for a while. Yesterday I had a letter from my Credit Card provider informing me of a £12 charge for going over my credit card limit. This is not something i make a habit of doing, but in the few months before Christmas we had some big DIY expenses. I pay my…
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Credit Card Section 75 Claim
Hello, I recently had a service provided costing more than £100. This was paid by credit card through Paypal. Since the service was not up to the mark a refund was requested from paypal and the cc. The CC refunded the money but the service provider is now claiming the amount through the court. Do paypal/cc company have…
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Using Credit Card for USA Purchase
Hi, I am looking to buy a camera from NY for my brother who also lives in NY. Before I pressed the buy button on the Amazon.com site, I thought I might just double check with my bank (Barclays). I am glad I did, they have told me that If I use my card online, to purchase something from USA, I would need to pay a £50…
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BHS Aggressively and Covertly Trying to Sell OAPs Store Cards – Who do I complain to?
Hi, My 72-year old mother recently bought some furniture in BHS. She was told by a woman at the desk that she ought to apply for a BHS ‘store card’, as it would entitle her to a £30 discount. Having never owned a credit card in her life and with no intention of getting one, she asked ‘is it a credit card’. Instead of…
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0% balance and purchase interest question
Following on from this thread I'm sorry, but I am still very confused. I have a situation where I have spent on a BT card and I am now worried I'm messed the 0% balance transfer part up. Please could you advise. Details: New Nationwide with long 0%BT offer on it. We transferred just under £6000 onto it from two separate…
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Moved house, can't get credit
Hi Folks, I moved house two weeks ago, however now I can't apply for any types of credit as the report fails as credit reports don't show me living at this address. I've tried changing it on experian (where I have a Good rating), but I can't say I've lived here since January 2013 yet... In the meantime, would it hurt me if…
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accepted for Aqua classic card
Hi all. I applied for an Aqua Classic credit card last week and was fully expecting the "sorry no" response I have had the 2 or 3 previous times I applied, but this time I got "we will reply to you in 10 working days". So that's a polite way of no chance I thought. So imagine my utter shock when today sitting on the…
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Booking hotel on prepaid card
I am planning on travelling around France / Italy in May and was planning on using my prepaid euro master card, however I understand when booking hotels "on the fly" (day before) online, while travelling, most places want credit card details to secure the booking. When this is given they "book out" the cost of the hotel…
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Did the Arcadia Staff Storecard have PPI?
Hello! I had an Arcadia Staff Storecard from 2008-2009... Can't remember if it had PPI on it. Does any body know? None of my documentation is available as I now live in china and have no papers with me besides my passport... Thanks!
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Freezing interest on CC
I currently have 4 credit cards on a DMP with StepChange. I started this in July 12 and I've recently contacted 3 of the cards to ask them to freeze the interest (1 of them automatically froze the interest), but so far I've only heard back from Halifax. They asked me to call them to discuss the situation, but to cut a long…
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mbna expiry date extention
Today I requested a replacement card with a longer expiry date to enable me to book hotels direct for a holiday in september. The hotels declined the reservations as the card expires in may. I contacted MBNA and as previously they have sent out a replacement card with an extended expiry date I was shocked to be told they…
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How long?
Hi all To my surprise I have recently been accepted for a life of balance credit card with Sainsburys. Anyway I still don't know how much I will be allowed to transfer, and the CC I wanted paid off has not yet been credited with any funds. I was sent a pin number several days ago. My questions are how long before I get the…
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Claiming money back after fraud
Hi all, Around eighteen months ago when I was on holiday in the US my American Express card was copied and used fraudulently. So after a few days back in the Uk I realised my card was being used fraudulently in the US and called American Express to inform them of the fraudulent activity. American Express informed to pay…
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Fraudulent activity on vanquis
Hi all I had a fraudulent transaction take place on my vanquis card at the weekend. I have phoned and they have told me the card is blocked and a new one sent out and it has gone through to the fraud department. They said I need to pay the transaction off if I did not want interest added or if I didn't I could claim back…
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Credit Report
Couldnt find where to post for this so please point me in the right direction if Im in the wrong place: After following the advice on a free 30 day trial for a credit report from Equifax on money saving expert I signed up ready to cancel afterwards for my credit report but upon signing I cant actually see my credit report,…
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Struggling to get a decent credit card limit
Hi all! Hoping you can help me as I'm pretty much at my wits end with my bank! Tried recently to get an increase to my limit on my credit card. I only had £1000 and wanted it up to at least £2000. Ok, that's a fair bit of a jump, but didn't think it was excessive! They (Bank of Scotland) said the best they could offer me…
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To balance Transfer or Not to Balance Transfer
Hi folks. Quick question. I currently have a Santander Credit card with £1764 on it. The interest rate is terrible on it. I've just came into £800 pounds and was wondering the best way to go about a balance transfer. Do I a) pay off £800 to santander card then balance transfer? b) balance transfer the 1764 and start…
