We’d like to remind Forumites to please avoid political debate on the Forum.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Credit cards
Archives for July 2012
Discussion List
Anyone got a code? Halifax CC existing customer needing a 0% transfer
Has anyone had a letter from Halifax CC recently offering 0% balance transfer to their existing CC for a period of time? Tend to get them fairly regularaly, but when I want it, I dont have one!
Help with a credit owed by a credit card
I had a credit card which I hardly ever used, and I had a credit on there of £14. Now they wrote to me a good 2 years ago advising me that they were closing the account. I am assuming because I never used it. However they did not send me a cheque or credit my bank account with the £14. Now once a month a get a credit card…
CIFAS - Application Fraud
Hi All, I wondered if anybody could shed some light on some things. After a SAR request to CIFAS, I have discovered that Barclaycard have registered an entry against me for Application Fraud - non-disclosure of address with adverse history. This is incorrect as the address in question was from at least 8 years prior. I was…
balance transfer
Hi All, just a quick question on balance transfer (i'm sure this has been asked before but i couldn't find it on the forum) I've been accepted for a cc with 0% balance transfer and it will really help with clearing some debts. However the limit is much higher than the amount i'm transferring over. Could I add my wifes cc…
Credit Rating - Room with no exit
Hi guys, Could you please help me with my specific situation. I have always managed my finance responsibly. Now I want to buy a house, but my credit rating is bad, because: - I am not a citizen of EU and cannot register with electoral roll. - I have never had any loans, credit cards, etc. - I have been in UK for only 5…
Someone's been applying for balance transfers on my behalf
Hi Forum, Hoping for some advice. Using a combination of details available on Social Networking websites and my Account Number and Sort Code, someone (I suspect a disgruntled work colleague) has been applying for Credit Cards en-mass on my behalf. I appear to have made the classic error of leaving a personal document or…
Does having a mobile phone contract improve credit rating?
Hi, Hope this is in the relevant place. I am currently looking for ways to improve my credit rating. Does having a mobile phone contract(24 months) actually improve your credit rating? If so how. I know cos' they have to check your credit rating and it is a credit agreement, logically I assume it would improve your credit…
AMEX Premium Plus Card interests
Hi everyone, This is my first post and will sound very silly but I just received my new AMEX card for Avios points (which is dangerous for me with £4,500 credit limit) and I've just been reading the T&C's. I know it is always recommended that I pay off the outstanding amounts at the end of each month in full, but T&C…
Littlewoods / Very - We can't sign in!
I just tried to log in to very and littlewoods with 4 different accounts (me and oh) and it just isnt having it. I tried asking for password reminder but its saying technical error!!! Anyone else having problems? thanks! :)
Confirm your email address to Create Threads and Reply
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
