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Fraud on Debit Card.
Last week, my debit card details were compromised. I was victim of attempted robbery - someone rummaged through my bag, took my debit card out my wallet, and has clearly copped a look at the Pay Slip I had in my bag as well. Because my card wasn't taken, I didn't think to cancel my card at the time - stupid I know - but…
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Credit card for buying a car
Hi all After not being able to get a loan because I'm 18 and have no credit history, I'm looking into getting a credit card to buy a second hand car for around £1,500 and paying it off within a year, would this work out on a credit card? sorry if this sounds a bit daft but I don't know a lot about credit credits hence the…
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Can I Make Faster Payments To My Halifax Clarity Using My RBS Current Account?
Going on holiday and wanted to be able to pay any cash i withdraw from ATM's abroad straight away using the faster payment method. I know you can do it if you have a Halifax current account, but is it possible from an RBS current account? Just curious if this can be done, as when you go to set a payee up on the RBS site,…
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Halifax credit card to pay off Lloyds TSB debt
Hello there, I recently applied for a Halifax credit card with 13 months 0% i am looking at the small print and it reads "The special promotion rates will not apply to balances we agree to transfer to this account from other cards issued by Bank of Scotland plc. These will be charged at the appropriate standard interest…
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Balance Transfer to Very.co.uk
I have a very.co.uk account and the credit on it isn't that high, but I'm only making the minimum payments and the interest is pretty high. Looked into some balance transfer credit cards with 0% to try and save a bit of money, but then got to thinking most state 'UK Store Card' and very.co.uk isn't really a store card.…
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0% Balance Transfer Credit Card for £12,000?
Hi there, Posting this to try and get some advice for my mum. She is retired and living on a small pension - she doesn't have much money at all. She owns her small flat outright, which is fantastic, but she also has £12,000 on a credit card and at the moment is only paying the minimum balance each month as she can't afford…
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Vanquis.
Ok I have had problems in the past and have 2 CCJ's against me. Recently (9 months ago) I thought I would try my luck at getting credit to rebuild my rating. I started by opening a 'The Briliant Gift Shop' account and have payed minimum amount every month and my credit limit has gone from £125 to £1300! I have stopped…
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Best way to pay?
Hi all I've got a new 0% purchase card to pay for some new windows over the next 15 months. However, the window company have stopped taking card payments. Their quote is hundreds cheaper than the next lowest so I still want to go with them but I'm not sure how to go about it. The only 2 things I can think of are: 1 - Pay…
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Need some advice please...
Ok I currently have £2,800 to pay off on my credit card and I am really struggling to do so, I also am constanty in my over draft in my CA so I cant use it really to pay off can i ? I have £1,500 overdraft and the way it is going now, I use it then get paid and then I am £100 in the ' green ' then all the bills come in and…
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Borrowing on card to increase offer on house
Hi all We have crossposted this question. We have beennegotiating on a house that has been on the market for the last 2 years. The house isperfect for us, they want £225000 -£230000 as the agents have told us (we havedone research of the local area and last similar house to sell, sold for £210000last year) we have sold…
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FairFX Sterling Mastercard - Warning
Hi Wealth warning. The FairFX Sterling Mastercard charges 1.4% on all sterling transactions as well as a load fee and a merchant fee. Or you pay a fee to withdraw cash at the cash machine. One to avoid as there's no protection on your purchases and it's costly. Cheers, Two.
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Card companies won't updated my credit file
Hullo all I could do with some help. I've checked my credit file online and there are two cards and a loan company that still have me 'in the red' and are effecting my credit score. The debts were settled a long time ago. I used a template letter to write to them (there were 5 incorrect things in total). Two of the five of…
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Nationwide CC Cancelled for no reason
Hi all. I've had a quick search and can't find anything relation to my exact circumstances and was wondering how widespread this action is. Last week I got a letter from Nationwide credit card services informing me that they were cancelling my credit card with immediate effect (one week before renewal I might add). The…
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BMI/Amex credit cards.?
It seems that BMI not only been sold but with no offers on its flights. I have just ordered the credit cards, is it time to cancel, as I was only doing it for the two free flights! Help please. Shall I change and try and get the Flyb card?
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PLEASE HELP..pointshop.co.uk
In Dec last year i joined pointshop.co.uk. 5 months later i have been charged £45.00 from my bank. i haven't even been on website since 31st jan, and it wouldn't let me delete my account. My bank has said that they can't even make a dispute against them. i have emailed pointshop.co.uk and they wont reply. i really don't…
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travelodge insurance
i boked a savers rate room at travelodge and took out insurance a long awaited hospital appointment has arrived for same day i have tried to amend my room stay but as it was in the sale i have to book for the same rates which are unavailable i have asked for a good will gesture of a different day for the same price as i…
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Unemployed-Bank requesting £2000 overdraft to be paid in full..Help??
delete everything.
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Very APR hike!
Hi I'm hoping someone will be able to give me some advice. I've been using very.co.uk for a number of years and for the last 2 years I have never missed a payment etc. When I logged on to pay a chunk off my account this week I noticed that the APR on my account had been raised from 19.9% to 37.9%!! I contacted them to ask…
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RISE VISA CARD Full balance payment help!!!!! Please!!!
Hi everyone, I have a rise visa card with limit off £300. Can anyone help me with understanding the repayments. I've opted to pay the full amount off every month. Now when I first read it, I understood that if I used the full £300 then I would pay £330. Is this correct? After reading the terms and conditions again I came…
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Min payment less than interest.. is this normal?
Hello All, Is it normal when you get your credit card bill for the min payment to be less than the interest charged if not paid off in full? Im sure I read somewhere on here that card suppliers are suppose to make sure you are paying off some of the debt each month and not let people get into a situation where their card…
