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Play.com 0% purchases
Hi im new around here, ive looked through the site and forums for information but never actually posted! I was wondering if you could help me, I am looking at the play.com credit card. I am looking to get a ps3 due to old one breaking, but i do not have the funds available. My understanding of a 0% purchases card is that…
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Santander - Lowering my limit responsibly or Shortening their book
I have to have a bit of a vent about Santander and their credit card. They in the past 12 months have lowered my limit 4 times with 3 of them coming in the last 6 months. They state in their letter that recent checks with Callcredit and Experian mean that they are lending more than they should to me and have lowered my…
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HSBC shortening my monthly payment date
Just wanted to know if HSBC can do this. I agreed a 24.9% APR reduction on the provisio i closed by credit card account. My payment date was always 23rd-25th of the month. This month they have bought it down to the 20th, meaning this month I have only 28 days to find the money as apposed to the usual 31 days. What gives?…
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sygma card
what is the best sygma card to apply for. can anybody provide any links for this Dan
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Grrr... Egg introducing One Time Passcode scheme
I've received an email from Egg urging me to update the mobile phone number (all zeroes) on my account. They are introducing a scheme where various transactions on the account (money transfers mostly) will result in a one time code being send by text to the phone. This code has to be entered for the transaction to be…
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What is the highest credit limit on a Vanquis Card?
Hi All, I was wondering what is highest credit limit that one could progress on to on a Vanquis card. I went from £250 in Feb'09 to £500 to £1250 to £1500 to £2250 @ 47% at the moment (I know the APR is scary, but never paid any interest(ignoring the 16p min. fin. charge) since I got this card). On their website it says…
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Continuous payments taken from credit cards
I've been reading several alarming stories of payments being taken from credit cards which have been cancelled and it seems that stopping these can prove difficult. Surely the simple answer is to make any payment which has the possibility of becoming a continuous paymnet by a prepaid card. Then just make sure that there is…
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Halifax cashback card
I got my statement from Halifax today. I have a cashback card that I've had for a while (probably 10 years or so), I have been getting 1% cashback. Well, my statement this month says: Cashback points brought forward 620 Cashback points earned -620 Total Cashback points 0 So I callled them to ask why and was told that they…
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what counts as a purchase?
i have deposited money into gambling sites via my new natwest credit card and expected this to be 0% interest for the introductory period. however on looking at my first statement i've been charged interest. does gambling not count as a purchase?
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MSE why can't you block the IP?!
Come on MSE, protect us from abuse. Block the IP!!! If I was suffering that abuse I'd be sobbing in from of the screen!!
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credit card rules
Any idea where I can find the rules that state that credit card companies are not allowed to increase their interest rate in the first year and that you can refuse a rate increase as long as you do not continue to spend on the account? Many thanks
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Goldfish card, Claim where 2 start? Help
Hi I wish to start a claim for charges against this card, I have all my past statements allready so am set to go,However on sending a letter to the goldfish address its been returned as no longer there.My last statement from them is 1997. Am help as to where i go from here? thanks
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Halifax lack of customer service
Hubby has a card with Halifax which I pay religiously because he works away for weeks at a time. For the past few weeks, Halifax have been calling at home asking for him but won't leave a message. Last saturday I open a letter for him from Halifax saying we are overdue a payment and to phone their collections dept asap. I…
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balance transfers
I have a tesco cerdit card and was just wanted to know how much it will cost to transfer to a new card.
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Best 0% who searches Experian
My boyfriend is looking for another 0% balance transfer card, as his current one will end soon. His best file, not that he has any adverse whatsoever, is Experian as it hasn't got all his credit commitments on it for some reason :rotfl: What is the best deal about? Think he has Virgin, Egg, Capital One, Barclaycard…
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Mlg
I have tried the cedit card 0% card trick. The problem I have come across is the Egg Money worldmaster card it charges a 3% handling fee and 27% interest from the date of the transaction is this the correct route I am following? can someone please advise. Thanks
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capital one progress card.
currently have a vanquis credit card. looking for a credit card that is better than it. recently been declined by santander for a zero card and natwest due to a notice of correction i had which was incorrect which has now be removed. so i have 3 recent searches on my credit file i hold a current acc with an o.d the vanquis…
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Longer than 5yrs/over 15k Loan?
Hi All, I have around £18000 on cc and od and want to reduce the monthly outgoing on these debts, whilst guaranteeing to pay them off. I have a good credit history (having been subject to id fraud a few years ago i keep a close eye on it) and want to take a loan out for the £18000 over (preferably) 10 years. I am going…
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Cahoot credit card charge
Wrongly I know, I haven't looked at my cahoot credit card statements online for ages and now have a query. Each month there are 2 billed finance charges but I don't know what these are for. They change each month but dont increase/decrease to any pattern that I can see. opening balance: £2578.83 30 Jun 2010 DIRECT DEBIT…
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Barclaycard website down?
I can access https://www.barclaycard.co.uk but when i click Log in i cannot login. This has been going on for a few hours now. Anyone else experiencing this?
