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Santander Zero application...how long usually?
Hi all, Following some useful advice from members of the forum (Yorkshire Boy & Cannyjock:beer:) I have gone ahead and applied for a Balance Transfer to get rid of my Halifax card (rate hike). Has anybody had experience of applying for the the Santander Zero Card - done it online...how long does it take normally to get a…
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Credit card with the lowest monthly repayment?
The best I can see is Egg @ 2% I'd prefer one with a fixed amount of say £25 (like the Play.com one Im on at the moment thats about to expire). Has anybody seen any lower than 2% or with a fixed monthly fee? Have around £3000 on the card that I'm not planning on paying off in full for the next 12 months. So would prefer…
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Companies storing card details
I asked a company that I have bought from to delete a couple of old cards from my account. Whilst they have a "my account" section I couldn't delete/edit the cards myself. They came back and told me that for auditing purposes they keep cards on the system for 6 years even if they have expired. Surely even if they do have…
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Amazon.co.uk Mastercard -info please!
Hi there i've never had a credit card before but before I apply for it i'd just like some clarification on some things. I can't post the link as a new user apparantly but if you just google "amazon.co.uk mastercard" it'll be the first result. from what I can tell, it seems to indicate that I can do this: Purchase a shiny…
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Credit Card Payments on Utilities Mortages Etc.
Hi Everyone Just want to make a list of all people that accept Credit Cards as a form of payment for Utilities (like Electric, Water, Gas, Tv, Phone, Mobile) Mortgages, Loans, Catalogues, and even Credit Cards and the % they charge you to pay via Credit Card. Cant say i've seen this sort of thread before so i thought that…
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Leeds bs
Just found out leeds building society no longer provide credit cards,just wonder if someone can explain ,me being one their credit card holders how will this effect me in the long run. Cheers....
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Santander zero card positive balance - need my money back!
Hi help! Help!! HELP!!! Somehow (don't ask me how through an overpayment I think) I have a positive balance of £7000ish on my Santander Zero credit card. I am having trouble getting that money back from them. I've been told I can't pay off another balance with it (even another Santander card), I can't even transfer it into…
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Service used but credit card payment is not taken
Would anybody know what is the legal time frame for a company to demand a payment which should have been taken before using the service however it has not been processed after 4 months of service being used. After 4 month the company has got in touch with me and asked me if I could provide them a copy of statement showing…
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Advice needed - how to reprioritise CC debt
I’m new to all this :jand am hoping someone can help me!! I've become all confused with APR and numbers!! I’m trying to make my bad debt a little better here’s the plan: This is my current debt · Virgin CC: £4087.73 (Credit Limit £5200) [FONT="]o [/FONT]APR is calculated as follows on this debt: £144.89 @ 30.9APR…
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Santander Zero - not zero
I recently carried out a US dollar transaction and Santander added 1.5% to the cost of the transaction, as compared to the interbank rate on owanda. has anyone else tested the currency rate they're getting? Cheers Paul
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Looking for advice!
Hi, Hopefully someone can help, I currently have a 4k loan with halifax, also a credit card with approx 1k on it (limit is 2.5k) and an overdraft of £750 which I try to never dip into. I have recently paid off and closed another credit card account (capital one) and also paid off and closed another account with a £500…
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LOWELL FINANCIAL - unaware of a debt barclaycard possible identity fraud?
Not sure if I'm in the right forum category but I'm hoping someone will be able to give me some advice. Yesterday I received a (very poor quality) letter from LOWELL FINANCIAL saying they were chasing a debt from Barclaycard for nearly £400 that I didn't know I had!! :eek: I'm suspicious because: Of the poor quality of the…
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Need £7k - what would you do?
Hello. I'm in a bit of a pickle with loans and credit cards. We want to go on honeymoon in January for a month in Orlando, and having priced it all up through Virgin Holidays, it is going to cost £7k, as we're flying prem-ec and staying in nice hotels. I know that's a lot but we don't holiday often and it's a once in a…
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Tesco Credit Card
Hi Has anyone used their tesco clubcard credit card to buy currency? If so do they charge you if you pay off in full?
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Payment duedate
Can I have my payment duedate moved?
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Landline Number for applying CC
Hi all I'm planning to apply for new credit card mainly for purchases. So was looking at Virgin and AA. Both the companies ask for Home Landline number as mandatory. I know they will use this info for verfiying my home address. But I havent got a home number but only mobile. I'm on the electoral register. Do you think they…
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Halifax roll out a branch new Credit Card range.
Afternoon All. After months away on a career break I'm now back at work, and so I thought I'd give you lovely people a few updates. From 5 July Halifax are launching a new credit card range, which will revamp existing products offered. The headline products in the range are: * Halifax Clarity Card - A clear and simple…
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Barclaycard Freedom Points: Easy to Collect, Impossible to Spend
So Barclaycard have a nice little cash back type scheme, called Freedom with nice logos and colours. There are already numerous places where you can easily earn points and get a warm feeling inside...except there's nowhere to spend the points! That little drawback of the scheme makes it quite pointless. I have got £100 of…
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debenhams c/c intrest charge is that right?
HI I recently received Debenhams credit card, I spent £505.00 and then paid off £450.00 before the due date, £55.00 were outstanding to pay. They calculated £12.47 intrest charge that showes on the next cc statement, is that right??? I called the customer services and a woman slightly annoyed by my questions told me that…
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Amex Platinum - Cash back when buying foreign currency?
Hi! I was wondering if purchases of foreign currency (i.e. going to M&S or a bureau de change and buying Euros or whatnot) will contribute to the cash backs Amex Platinum gives. Also, how do they check for my income at the moment of applying for the card? I'm on 29k at the moment but will be on 31.5k starting from August.…
