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Credit card with the lowest monthly repayment?

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PeteHi
PeteHi Posts: 181 Forumite
The best I can see is Egg @ 2%

I'd prefer one with a fixed amount of say £25 (like the Play.com one Im on at the moment thats about to expire).

Has anybody seen any lower than 2% or with a fixed monthly fee?

Have around £3000 on the card that I'm not planning on paying off in full for the next 12 months. So would prefer say £25 a month minimum and I top up what I can on top of that as and when.

Comments

  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    19 cards with 1% min repayment that offer 0% period - sort the table by min payment and you'll see

    http://www.stoozing.com/0fees.php
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • PeteHi
    PeteHi Posts: 181 Forumite
    CannyJock wrote: »
    19 cards with 1% min repayment that offer 0% period - sort the table by min payment and you'll see

    http://www.stoozing.com/0fees.php

    great thanks!

    all these seem to be mbna cards. Seeing as my current one is MBNA, are they likely to let you have the 0% offer if you are just moving to another MBNA card?


    If not, does anyone know of any non-MBNA deals about?
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    PeteHi wrote: »
    great thanks!

    all these seem to be mbna cards. Seeing as my current one is MBNA, are they likely to let you have the 0% offer if you are just moving to another MBNA card?


    If not, does anyone know of any non-MBNA deals about?

    Apart from the Halifax, BOS, AA, ICICI - sort the list and take another look ;)

    You can't transfer an MBNA balance from one directly to the other, but you can transfer the funds from an MBNA account to your current account and then pay your other MBNA card with that.
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • PeteHi
    PeteHi Posts: 181 Forumite
    CannyJock wrote: »
    Apart from the Halifax, BOS, AA, ICICI - sort the list and take another look ;)

    You can't transfer an MBNA balance from one directly to the other, but you can transfer the funds from an MBNA account to your current account and then pay your other MBNA card with that.

    ICICI and AA are MBNA ;)

    Looks like Halifax it is then, cheers :T
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    PeteHi wrote: »
    ICICI and AA are MBNA ;)

    Looks like Halifax it is then, cheers :T

    Oh yeah, so they are, sorry bout that. I always remember RBS being behind the AA brand.

    Should have checked the list before posting http://www.stoozing.com/cards.php :p
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
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