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Virgin mbna fraud help
Hi All I am a long time lurker but never posted anything however i am in need of some urgent help in regards to the stuff below My card was last used by myself on the 30th of October 2009. On the 11th of November someone called Virgin pretending to be me and asked if they could transfer money to account number () my…
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Credit card company haven't paid for laptop
Hi Folks, My OH bought a laptop from Pixmania in Dec 2009.Paid by Capital One credit card.Got a phone call from Cap One to check he had purchased the laptop.Laptop arrived .All hunkdory! But it transpires that for whatever reason Pixmania have not been paid and the laptop does not show on OHs statements. Pixmania have…
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Topshop store card
I was recently rejected a Topshop store card due to my credit rating not being good enough. If I work on improving it (get a credit building credit card, sign on the to electoral roll etc) how long should I wait before reapplying? I only want it to take advantage of the discounts, not to borrow on.
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MBNA Harrassment
Hi, I don't know if anyone else has had this problem, but I am getting AT LEAST 5 calls a day from MBNA. Back in November I sent them a letter, and SOA showing that I was in extreme financial difficulty due to being off work and only receiving SSP, and offering them a £1 per month payment. They accepted this payment, and…
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Scammed again
Second time in just over two years, I receive a call from the credit card co to ask me if I was sitting here in the night buying jeans, dresses and head phones. Oh I could spit. I have full internet suite, I never open dodgey mails or go on dodgey sites but these b********s still managed to use my card details.:mad:
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CC payment and interest
Need help, i cannot get my head round this. Basically, i made a transaction through Paypal on my CC, i did have the cash in my bank account but Paypal would only let me pay for the transaction through my CC. So, i now have the amount showing on my online statement for this transaction, previously i had no money owing on…
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BR Credit Card
Hi all I have recently been discharged from BR and am keen to rebuild my credit, I have applied for a vanquis card anyone got any ideas on liklihood of being accepted. I know its sky high apr but only intend on spending a little on it each month and clearing whole balance. Thanks
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Advice to pay off my debts via credit card tarting (maybe)
Hello all, Please help me decide my best route to clear all my debts saving money. 30k salary (plus approx 5k overtime) Home owner Good credit history Debts 2.3k Credit Card (Halifax One 6.6k limit. 3 months old) 3.3k Overdrawn (Halifax current account at limit) 4k to my father. Currently paying minimum payment on credit…
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Post Office Credit Card. What a palaver!
I made an online application for this card because they don't charge commission on purchases worldwide, and to complement my Nationwide card which charges 1% outside Europe. The told me that that they couldn't make a decision online but would write to me. I had a letter today enclosing the "money laundering" list and…
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balance transfers
i already have 2 credit cards santander(abbey) 6000 limit 5438 balance . 2357 satander already on 0% balance transfer till sept. overspent stupidly:embarasse on that card by 3081. my second card is lloyds with 7900 limit and 3079 on it paying intertest. applied this week to barclays and got it 0% 13 months on a gold card,…
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UK call centre credit cards
Does anyone know if there is a list of credit card companies that have UK based call centres? Ideally I'd like a card with cash back awards too if one exists!
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Help Needed On Why Im Denied Credit!
Hi all, I have just applied for the tesco clubcard and got denied and then tried the sainsburys and also got denied. I am wondering why as I currently have a halifax all in one card and a natwest platinum both interesest free periods on these cards have finished now so i have paid off halifax, and have just cleared the…
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MBNA help
Does anyone have an idea how long does the payment take to hit the account on an MBNA credit card?. I just realise my minimum payment is due today and quickly made a payment from my barclays just now. Fingers crossed I won't be charged for late payment. On another note I think I should set up DD or SO to be safe
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Barclay card help please
Hi All, Stupidly Barclaycard offered me a credit card when I was 19 (about 6 years ago) with a 5grand limit I was in college at the time and having problems with gambling and ended up maxing out the card. I have been paying this off over the years and had also not paid anything for a year in-between that. I am just in the…
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Virgin Balance Transfer
I've tried searching for this but couldn't find it anywhere. Yesterday i applied online for a virgin bt card and was accepted. During the application i entered my current card details and amount i want to transfer from each card. My question is, will these balances now transfer automatically, or do i have to authorise it…
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Paypal Cashback
Paypal are now offering up to 2% cashback on purchases on their credit card. Is this a good deal?
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Charge for bing in credit
Is it another scam Asda credit card have notified me that the will be making a £10 charge if I go in credit !:beer:
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Tesco club card overlimit fee confusion
Could someone please help and explain if this is correct Last month I went over my limit of £1000 on my tesco club card. It was my own fault as I forgot about the interest that was due to go on before my next statement. It was a £12 charge, I got the letter explaining this etc. On my statement for that month it showed the…
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New Credit Card
I have just got a new credit card & as it is my first i just have a few questions. 1. What exactly is 56 Days intrest free on purchaces ? 2. When will i get my first bill? How long will i have to pay it ? Thanks
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Rate Jacking Question
Hi, I did have a virgin credit card for about 8 years. When I initially got it, the APR was around 16.9%. I got in a bit of trouble with it and fell behind. I called them to suspend my card so that I couldn't use it and told them I just wanted to pay it off. After a few ups and downs I finally got back to not being behind…
