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To change address or not?
Hey all I have moved from my parents address (where I lived for 5 years and was on electoral roll) to my own place. I have had a letter asking me to register on the electoral roll at new address. I wasn't planning on changing my address with CC/Bank/Mobile/Store cards etc as I may not stay here after my tenancy is up, and…
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Help am I better paying intrest or doing balance transfer?
Hi I hope someone can help. We owe £2266.56 on citi mastercard and we cant pay it off in full which we normally do. Husband is of sick and we wont get a full wage again till end of Nov. Then it will poss take another 2 months befor it is cleared. So end of Jan The intrest on card is 15.7% per annum. I have just been…
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Credit Card Chat
A few regulars start conversations in the middle of threads (ok, ok we are all guilty of hijacking!), so we thought it'd be a good idea to create a new thread for general chit-chat amongst users. Before you all start shouting about the whereabouts of the thread - hold fire, it will still be credit card related! Like…
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Paying of credit cards with AmEx
oops sorry found the original post
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Mother opened a 0% card to transfer my balance!
My mother opened a 0% card to transfer my cards onto them so i wasnt paying any interest. To cut a long story short she is demanding the money for the balance of the cards. I want to pay the cards direct but she says she just wants the money in her hand! where do i stand? I dont have the card numbers to pay the card…
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Card not charged can it be taken later
Hi, this isn't really the right forum as it was a debit card but I wasn't sure where else to ask this. I placed an order through google checkout a few months ago and the money was never taken from my account. I just got an email from them saying they were going to take the money in the next few days. I asked them to delay…
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Alliance and Leicester bank account
hi all, sorry i wasnt sure where to post this question. Does anyone know how long it take to post another card out to someone. My friends put the wrong pin number in and the cash machine took her card she went into the bank and ordered another but that was over a week ago , im sure i had mine within a few days . whats the…
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Credit Card purchase protection.
Hi, A quick question about section 75 protection. Do you have to make the whole purchase on the card for it to be protected or can you make part payment? Cheers in advance.
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MBNA Problem
Hi guys, I stupidly have run up a debt of about £10,000 with MBNA when I helped out my mates business which then went bust. I was on a promotional interest rate which was keeping the payments down whilst I tried to pay it off. Unfortunately, I lost my job and was out of work for around 3 months, during which I missed one…
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Pay off car loan with 0% Credit Card
I am about to receive a 0% credit card which has thie offer for 12 months. I have about 6months of a car loan to go which is at a rate of 13% APR. Would it be in my interest to pay it off using the creadit card? I will probably have some sort of early repayment penalty but this may be less than the interest that I would…
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Buying a car - cashback oppertunity?
When buying a car is there anyway to get cashback? I'd thought of using my Egg Money card, but if I send the dealer a BACS payment from there then presumably it won't show on Egg as a purchase so I won't get the cashback? The dealer won't take a credit card payment. Any other ideas?
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Paying off credit cards with AmEx
Is there anyone that accepts an AmEx card to pay off their credit card? Asda accept credit card payments but not AmEx. If there is a card out there that does then you could use your AmEx to pay off any card you use if a store doesnt take AmEx and still ge the cash back! Any ideas?
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Should i cancel my unused credit cards?
I have a few credit cards that i dont use anymore. Should i cancel them? or leave them open? How will it affect my credit scoring ? I have opened a new account with virgin money and have transferred £2000 of debt onto it, taking advantage of the 16 month interest free deal. I also want to leave my barclaycard and egg card…
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Msdw,goldfish,barclaycard
Looking for some advice please?:confused: .I had a MSDW card,which after the transfer to Goldfish is now in the very uncapable hands of Barclays. I no longer use the card and I am just paying the payments requested to clear the card.Whilst looking through some old bank statements before destroying them,I noticed that from…
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Wiping credit card- is it a scam?
I was called earlier by a gentleman on behalf of 'Consumer Credit Services' offering to wipe my credit card if they find a discrepency in the credit agreement, which he claimed they have always managed to do. The service required payment of £199.99 which could be paid on my credit card- hence would be wiped. Has anyone…
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Credit Rating/Report Question
Recently checked my credit reports and scores on Equifax and Experian. I have a above-average 375 score on Equifax but an extremely poor 383 on Experian. The reason for the very poor score on experian is due to 6 credit searches in past 6 months. Do I just need to wait for 6 months to pass for these to clear and my score…
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Question re Egg credit card
I recently got an egg credit card & I have set up a DD to pay the minimum repayment each month. I have received my online statement & it says that the minumum payment is due on 09.09.09. However, under the tab "your direct debit" it says next payment due = 10.09.09. Obviously egg set up the DD for me so I would assume that…
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Cheque fraud
Can anyone help I recently issued a cheque to a fraudelant company who cashed the cheque, cam I claim my money back from bank, am I protected. genesco
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Changing Address Problems
I am currently being chased by NatWest for a balance of £40ish that I had no idea about. Well over 6 weeks ago I changed my address at the bank having moved on the 1st July. Now, This doesn't seem to have redirected my credit card statements. I have not used my credit card at all. This happened once before, and I ended up…
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limit slashed
Hi, After a bit of advice,got a credit card that had a limit of £3,500,i maxed it a few months ago,and paid the full balance off on the 18th August. Went on Holiday on the 19th August,but used card on 18th and ran up a debt of £800,well short of my limit.The intention was never to max it again. Anyway,got back last…
