-
Am I protected against cheque fraud
Hi don't know if I am in right thread, but can anyone help, I have recently issued a cheque to a fraudulant company who has cashed the cheque, can I claim back my money. Company is registard with companies house but there last accounts were dormant. Can anyone give me any advice on where i stand with the banks. genesco
-
DCA, legal threat
Had a letter from Triton Services regards my Natwest credit card. They say the debt has been passed on to them (£2777) as I missed a payment under my agreed terms with NW. I had already made a payment of £70 to NW at this point. I called Triton as their letter asked me, and they were demanding £270 per month!! I informed…
-
Defrauded with proof but bank won't help
Hi, Not posted much on here but have read a few threads. Was after a little advice about by credit card. I made a purchase from vistaprint and they passed my details on to another site, who set up a reoccuring payment from my account. I first tried to contact the company, at first they were unwilling to speak to me without…
-
Barclaycard goes all FLASH-y?
Having just visited Barclaycard's site for the first time since it has been redesigned, I just wondered what other people's reaction was to the new look, style, layout, Flash-technology,..well, everything really! Personally speaking my first impressions were "yuk!" and then I wondered why they feel it was necessary to…
-
Paypal as a "mule" card?
Morning, I need £5000 cash for a car purchase. My MBNA card has a 0% till May offer on new purchases only. Private seller so doesn't accept credit cards. MBNA charge me standard APR on cash to current account or balance transfers at the moment so would be very costly. Could I transfer say £5000 to my paypal account from…
-
Should I cancel my credit card?
I have a credit card that I spent up to £1000 on over the course of last year and paid it off in full in march interest free. Since then I have just left it not spending on it. I was under the impression that it helped your credit rating if you had a credit card even if your not using it, Is this correct or is it best to…
-
quicky about student credit cards
hello all. i was gonna post this in the student bit but thought since its more about a credit card it'd fit here best. basically i have a student account with lloyds and i have a £1500 overdraft and also a student credit card with a £500 limit. basically im constantly maxing out my overdraft which is the reason i got the…
-
Credit card for House purchase
Could anybody tell me whether i'm able to use a credit card to make a deposit payment for a house under the 0% purchase credit cards? I need this money to finance a buy to let property. The money will be paid back before the term finishes, but i'm not sure whether this allowed and i don't want to fall foul of the system…
-
Holiday scam - Credit Card Fraud?
My wife took a phone call from someone purporting to be from Barclaycard informing her that she had won a family holiday to Florida, plus a cruise to the Bahamas including flights, food and accomodation. To confirm they were from Barclaycard they gave her the first four digits and the last four digits of her credit card…
-
Abbey/Santander Zero help please
Hi, not used the card for about 6 months and have a 0 balance. I cut the card up but they wrote to me a few months back offering me and interest free, fee free transfer for 6 months. I need to do this by 7th September. How can I find out my card details? I phoned and was told they couldn't do a balance transfer without the…
-
Getting cards with new expiry dates
I'm having a few issues with my credit card at the moment (Nationwide) - in October I go away travelling for six months, however my visa card expires in December. I ordered a new card a couple of weeks ago in the mistaken belief the expiry date would be changed, however the card I received is simply an exact copy of my…
-
CapitalOne - Free Credit Reports Constantly
If you have a CapitalOne Credit Card, you get two free Credit Reports each year and free credit watch. Once you've viewed your credit report twice, it will ask you to pay to view it again. Just cancel the product (CapitalOnes credit watch) and then reapply for the product and you get two new credit reports. I just did it…
-
Debt Management Plan???
Hi I'm really new to this, so please bear with me. My problem has 2 issues, 1. that I have been overspending for years (something I have only just acknowledged to myself) and 2. that I have got debts of around £25,000 :eek:on credit cards plus a large overdraft etc etc! I have finally realised that I have do something…
-
Looking for a Cash Back Credit Card
Hi, I have always used Cash Back credit cards, as my American express card is coming towards the end of it's first year and is increasingly not used by retailers I am looking for a Visa or Mastercard that will give me 1% or above Cash Back having run several searches tonight I am struggling to find any that seem worth…
-
Capital One Charges
Hope this is the right place to put it! Anyway, I have a Capital One credit card with a limit of £200. I have an outstanding balance of around £180. I was quite largely in debt with this card and managed to get it under control, but the charges I had applied to my account overall total some £180. Around £30 of this was…
-
Credit Card to Build Rating
Hi there, I have applied and been rejected for a Capital One Credit Card pretty recently. I then applied to see my credit report for the first time and they had trouble identifying my addresses as I did a fair bit of moving around during my student years. My report was not as bad as I had feared but definately not great. I…
-
HSBC Credit Card Fraud - Bank trying to get out of paying
Hi guys, hope someone can offer any advise, In April 2009, my HSBC VISA credit card was used to purchase “Oyster Renew Web” to the value of £70.20 without my knowledge – as I am 100% certain that I did not use the card for this, then this is a case a Credit Card Fraud. As soon as I found out about this transaction, I…
-
Credit Card with Employer as Guarantor
Is there such a thing avaiable in the UK where you can have your company as guarantor to a personal credit card to allow better payment terms and limit. Card would be used for business travel expense. This is available to some of my colleagues in Germany and Switzerland, but they are struggling to find someone who offers…
-
Best credit card for me to go for?
Ok i have about £5,700 outstanding on 3 credit cards :eek: 1 i am paying intrest on & the other 2 are at 0% until October 2009 & the other next year. I hate having to make 3 different payments to these each month & am not really seeing the balance shift. Where as if it was on 1 card & i was paying £300 off a month then i…
-
Cancelling old cards and pre April Cards
Hello Everyone, Firstly what a god send this site has been in helping me sort my finances out!!! Anyway to the point of my thread... Firstly, having checked my FREE (Thanks MSE!) credit check it appears there are one or two cards from my past which are still open, but I have no details of the account numbers. Is it…
