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Hsbc credit card address
Does anyone know the address for the above? I need to write to them but cannot find the address, any help appreciated.
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Bit confused
Just applied and been accepted for a post office card. I am off to OZ next month so wanted the 0%. However i am confused as to what card exactly i will be getting. One picture shows two different cards,one of which is a platinum.:confused: Is the card they send you dependent on their assessment of your finances ? Cheers…
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Rate Hikes & Reduced Limits
I have seen numerous posts about credit card companies either increasing interest rates or reducing limits. It got me wondering what criteria they use to make these decisions. Both Post Office and Barclaycard have recently increased my limit and kept my rate the same. On checking my credit file neither company ran a credit…
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Cahoot best card? Transfer or not?
I have a Cahoot card with £3000 spent Should I trasfer to another card or do you think Cahoot is best to stay with? I am unemployed a year.= no savings. Thanks
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MBNA: Cheques v Money Transfer
My standard fees are 3% for cheques, 4% for money transfers. I've received some cheques on a life of balance rate. They say the cost of using them is 3% - and no restrictions on the way they are used (except about staying within your limit). If I write the cheque to myself and pay it in, will I pay 3%? I'm sure I read on…
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Holiday cancellation
I have to cancel my package tour holiday with a tour company (booked direct with them) for medical reasons. I paid for the whole holiday on my Nat West Platinum card and have no medical insurance cover, it starts 9th September for my holiday which was due to start 10th! Can I claim any refund from the credit card company,…
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which credit card, is it a good idea?
morning all, i need to pick your brains. hubby n i have got ourselves in a pickle. we owe littlewoods 1300 and the monthly re-payments are now too high for us to pay as hubby was made redundant. some-one suggested on the DFW forum that i pay it off using a CC. which one will ensure we pay max £50 per month (not alot i know…
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Alliance & Leicester Cashback Credit Card
I currently have a cashback credit card through Alliance and Leicester Bank. I pay of the balance each month via direct debit from A&L Premier Direct current account. I have been informed that as Santander have now taken over A&L, this card (through MNBA) will be discontinued. I have been sent a mail offering a Santander…
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Too much credit?
Hi Folks I've got 7 credit cards, with a total credit available to me of £84,650. I'm worried about my credit score (will be remortgaging early next year) and I'm wondering whether this is adversely affecting me, and whether I should close some of them. My limits are: 19,200 amex (I use this for BA Miles daily spending but…
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halifax
:mad:phoned halifax to see if they could do me a balance transfer on a old card zero balance was amazed when they transfered me and i was told they would allow me to transfer up to 5k balance 0% for 6 months:T as it was a old account they made me hang up and phoned me back as this was a loop hole transfered the balance and…
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student turned down for 1st credit card app
my son turns 19 this month & applied for the tesco credit card 0% for 12 months to enable him to pay for his car insurance - he was declined - he has no adverse data, he's off to uni to do a law degree but we put down his earnings as he's keeping up his part time job to show he has some sort of income - hes had his bank…
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jd williams question
not sure if this is where it goes but just a quick question i have an account to help credit rating it says i have 150 to spend but when i try to order it aks for card no and expiry date, is that normal ?
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Can't seem to get a cashback credit card....
Hi all :) So I've finally taken control of my finances and started living and breathing this website, and I have to say, I really get a buzz out of saving money now :) Anyway to the point: I've probably screwed myself in the short-term by doing too much at once, I.E switched banks from hsbc to first direct (transfer…
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Should I cancel Credit Cards....
I have 4 credit cards , three have zero balance but no interest free periods left on them, one runs out at the end of this month. The limits are £1100, £500 and £500. I also have one with a balance of £311 (£900 limit) and I am trying to get that cleared as soon as possible. I want to keep one for emergencies but I really…
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Seems I fell into the ‘rejection spiral' – advice please
Hi all, I have started a few topics in the last few days and received some good advice already, so thank you for all the replies. I have been looking into my circumstance further and I believe I fell into the ‘rejection spiral', to the extent that event J.D. Williams have rejected me :( Since the spiral I have identified…
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Balance transfer amount?
I have an outstanding balance of 200gbp on my current card.and I have a virgin 0% card with remaining balance of 1000 with 500 already transferred. My question is can i do a balance transfer for 900 although my outstanding balance is only 200. That way I would have 700 to spend on my current card. Cheers John
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Which credit card???
Hi, I've got a Halifax credit card, and 0% on purchases ends on 4th Nov 09. I want to transfer it to another credit card, and applied for the tesco clubcard credit card but they declined me. I have a car loan and medical loan and am wondering if that's why I was declined with Tesco. Does anyone know of any other credit…
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Current account debt and overdraft charges - help needed!
When I was a student I had a normal Lloyds Current account and also opened a Graduate account with them too. Both accounts are in debt (overdraft), never in credit. I am looking to just make them up to zero then be able to close them. I have a direct debit from my new current account at Alliance and Leicester that pays off…
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My First CC
No idea which to get. I have savings with Halifax and Egg. I have current accounts with Lloyds and HSBC. I was thinking of the Egg cashback thing but they charge £1 a month, stuff that. Any suggestions? I am not looking for a huge limit and I will be paying it off each month.
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advice on writing off credit cards pre-2007
hi, i'm always getting phone calls and e-mails about writing off the balance of my credit cards but although they are a lot to me they aren't a lot to them so they can't take my case on. but they do say i can get the balances written off. can anyone give me advice on this or point me in the right direction so i can tackle…
