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Abbey
Hello, I think this is probably in the wrong forum but :confused: I have had an Abbey Instant Plus account for about 6 months now and am wondering whether it would be worth my while trying to apply for the account with a proper debit card etc. now or should I just wait. On another totally unrelated note, does anyone know…
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Changes to Cahoot
I have just had this notice on my Cahoot account. " cahoot Webcard: From 12th September 2009 the option to apply for and download the cahoot Webcard will be removed from our website. If you have downloaded the Webcard prior to 12th September you will be able to use it up until 8th October 2009. You will be unable to use…
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BarclayCard reduced cr limit illegally?
ADVICE NEEDED BADLY! I’ve just discovered this site & feel like a real muppet! I’ve been with BC for 6 yrs & been given many cr limit increases now standing at £10k. In a space of 1 month I applied for a bank loan & increase limit on another card- both declined. I was approaching limit & then paid £2k from savings to…
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ATM Fraud Rises 149%
Why post something on ATM fraud rising 149% under Credit Cards I hear some of you ask? This excellent article has left out 2 important aspects of ATM fraud. The first is that CREDIT CARDS are being cloned and PINs nicked at dogdy 'Chip & PIN' machines.The information acquired is them used to produce cards that can be used…
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Virgin 16mth CC
I was thinking about getting the Vigin CC with the 16mth BT. But problem is I have had this car in the past and only closed it in Jun/Jul this year. Will my application be hindered?
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Amex Cards
Hi not sure if this has already been posted but if you have an amex card you can register at amexonthecard.co.uk/receive30 you select 8 merchants and if you use your card at least once with each outlet until 25th october you will get £30 credit on your statement compliments of American Express
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Available Credit..
Hi there, I'm subscribed to Experian to have access to my credit report and I recently checked it (as I'm wanting to transfer my credit card over to another card) but it says I only have £1,321 available credit.. I have about £4k o/s at the moment (£3k on card) and I was wondering - does this mean I won't be offered more…
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Credit card interest??????
I have been paying off a Barclay card debt for many years now i had a mutual agreement with them that they would freeze the interest which they did. But now i have got a letter from Barclays saying that the payment plan has now changed and that they will add the interest back onto the debt, unless i can pay this in full,…
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New to credit cards, need help!!
Hi, I have just had to get a credit agreement to afford something (one of those things out of your hands, boo). I was told when I was getting it that it would be cheaper for me to transfer the credit agreement to a credit card (virgin was recommended) as the interest on this would be cheaper. I was thinking of getting a…
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Help with credit data not shown on Credit card Company Database.
Hi, I recently applied a credit card with MBNA but got rejected. The reason I have been rejected is because I do not have any information on my credit report from Experian (Bank and credit card details). However, I checked with Experian and they told me my bank and card details are on their system. I am trying to find out…
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Expiry dates for balance transfer
I've just cleared a small balance on my Barclaycard and am about to transfer another balance onto it for six months interest free deal. I'm using the pre-printed cheque that comes on the bottom of my statement. However, I have to write my card expiry date on the back in the printed boxes otherwise it won't be paid (it…
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PayPal (RBS) Top-up Card dispute!
I would like to know if it is legal for PayPal to 'steal' money from my PayPal Top-up card (owned by RBS)? The PayPal account I have is separate to the Credit card so I feel this is wrong. Has anyone else had this expereince? Here is my story. :mad: Having used PayPal on my website as the main payment system for many years…
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Tesco credit card
Hi, I want to get this card as it has such a good 0% interest time on it. I want to purchase some sports gear which are on sale at the mo and pay off in monthly instalments before the 12 months are up. At the mo I have been struggling to get full time work and have been getting agency work 1-3 days a week but have a…
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Egg DD after card loss
I reported my Egg Money card lost and received a replacement 2 weeks later. I also received a letter informing me of a problem with my DD: I never set up any new DD instructions. The sort code quoted in the letter belongs to the account set up for the lost card. Account number "R" obviously does not exist. I phoned…
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Ditch Citi Shell Cashback Card!
Dunno if anyone has this credit card or not but thought I'd let you know that if you do it's probably time to ditch it! Just got a letter to say that the cashback from Shell purchases is dropping from 3% to 1% and that spend everywhere else is dropping from 1% to a pathetic 0.25% from 1st October. :mad: So I will be…
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Transfering credit card Balance with IVA
Can I transfer a credit card balance to a 0% int card while having an IVA in place? Thank you
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Santander Cards...
About 4 months ago I was re-issued with a Santander card with a limit of £4000. I didn't request this card as my history and will power with credit cards is not good. I paid this card off about 2 years ago (when it was a GE Money card) and thought that was the end of it ( I can't remember if I cancelled it, but I hadn't…
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How many credit files?
The more I read these forums the more inaccurate seems to me they way CRAs elaborate credit files. Now I realize that both Experian and Equifax keep two completely different credit files for me. The problem is my address. The council and Royal Mail do not seem to agree on it. While the council has "Maisonette, Basement and…
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Closing a card - Quick question
I'm closing my Goldfish card account. It's had nil balance for a few months now. Probably a silly question - do I need to send them the cut up card with my cancellation letter.. or do I just bin it ??
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Advice on Barclay Credit Card needed please please please
Hi All, Hope you can help im at my wits end I recently contacted barclays as i no longer could afford the £110 a month payment on my credit card. This is how my account looks at the moment. Current balance: £2137.17 Credit limit : £2,200.00 Arranged payments: £23 a month for a 6 month period Interest rate: Purchases =…
