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List of cards to companies
Where would I find a list of which cards are run by which companies/banks to avoid trying to transfer from the same card to the same company? Cheers :confused:
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Credit Card for travelling around the world
Hi I need some advice I am leaving to go travelling for the next year, I am travelling across asia and Australia. I need advice on the best credit card to get? I have never had one before so its new territory for me. Thanks Sam
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Using Credit card to pay off overdraft
Hi, I've just used my credit cards to pay off a bit of my overdraft for living costs for the next month or so, is this a good idea? Here's the situation, I have just graduated from university in July with a great degree, been working part time earning £300 a month since whilst volunteering with mentally ill people during…
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Help!!!! Credit Card/Overdraft/Loan
:eek: Please could you help I have the follwoing debt: overdraft £1000 19% interest bt £1612 limit £1700 0% till jan 2010 egg nil 0% till oct 2010 £5000 limit barclay loan originally £2000 now £1372 pay £182 month ends may 2010 17.5% Would you put the lot on egg 0% credit transfer 3% transfer rate. Rubbish with money.
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How long does a merchant have to charge a transaction to a card?
As the title really - just wondered if anyone knew if a transaction becomes time barred if a merchant doesn't request it within a set period of time. Transaction is on a mastercard (not sure if that makes any difference!). Thanks
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Best credit card for occasional use
I'm looking for a credit card, basically just for payment protection purposes, that isn't provided with a debit card. I don't need the credit so if I can get one that is free to make purchases on if paid off quickly then that would be great. I've seen Sainsburys Finance offering Nectar points and Tesco Finance offering…
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Advise on capital one default
Hello, I defaulted on a Capital one card back in 2004. In 2006 my parents attempted to do an (IVF?? I think its called) to sort there finances out. My dad had a capital one card which was pulled into this scheme but my defaulted account was pulled in as well. After dealing with capital one they moved the account out of the…
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Credit Card Refusal
Hi All, Wondering if any of you could help - I was recently in a lot of debt and after a couple of years of hard work and a little help from this website I become debt free next month - While doing this I have also managed to save up enough money to go to Australia travelling for a few months. Ideally I want to take a…
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Virgin Credit Card Cheque VS Money Transfer
Ok, so have applied for a Virgin Credit Card as we plan to use the balance to pay off a loan we have (to give us more flexibility in paying it off). Now, the fee's for balance transfers, credit card cheques etc is just shy of 3% but money transfers are 4%. The deal for all types of transfer is 0% for 16 months and after…
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American Express Website
Is anyone albe to get onto the American Express website? I have not been able to access it for the past 2 days. Thanks Jamie
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cca 1974 and credit cards
Hi I was wondering if some one could clear up a couple of questions for me. I wrote to Barclaycard( actually Mercers) using one of the letters thats on the site and they sent me what I assume was a copy of the original T&C of my agreements. My question are 1. I thought I should get a signed copy of the original agreement…
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Student credit card?
Maybe this should be in the student section, but I figured it would be better in here. I'm starting uni in a few weeks, and I'm living at home. My student loan will cover travel and leave me with about £60 a week, which is brilliant. I also want to buy a laptop. Now I've gone all my life getting the cheapest in the shop,…
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Visa Electron / Savings
Hi all (this is my first post btw), Im getting married in Paphos next year about to book flights via Easyjet from manchester (seem to be the cheapest but still feel they are expensive at £221) however, I noticed the cheaper price if booked by visa electron is £212. I am willing to apply for a Visa electron card but may…
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Best way...?
I've got an overdraft (no longer a student!) of about £1500 that I need to pay off (asap!), and I've just started paying interest on it. Having looked into it a bit how feasible would it be to get a credit card (say - no interest for 10months?) and pay off £150 per month? Is this classed as a balance transfer? Just…
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Santander pre-approved *beware*
Recently applied for Santander pre-approved credit card in recent promotion for all Santander customers as a thank you. Initially attracted by 12 months, 0% balance transfer deal but even though I have a good credit rating and have never missed a payment on any of the cards I hold (including Alliance and Leicester), they…
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Please Help - Fraud using Maestro Card, bank not helping
I have just been made aware of a fraud made against my bank account. I had paid a deposit for a family holiday, giving my Maestro card details in good faith to the company and have now been made aware of this issue. There is a balance to pay for the holiday, I have contacted my bank requesting that my Maestro card be…
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Is this right???
Hi, I have a credit card with alliance & leicester and have occasionally been late paying but never too much or too late! I phoned as my new card did not get sent when it expired and they said they were not going to give me a new card and I have to carry on paying it at the current interest as normal! Is this right???…
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virtual credit cards...
anyone know much about these? and if theres any good cheap ones you can top up with paypal? :confused: i need to order something but i onlyhave money in my paypal and cant wait a week! lol thanks in advance!
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closing and opening new account
I have just paid off a halifax credit card that has come to the end of the interest free period. If I close it, and then open a new credit account with Halifax, will they offer me a new interest free period, or give me a deal as if I am a 'new' customer (I say new, I have banked with them for about 10 years, but you get my…
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Declined: Santander Zero (first card app ever, advice please)
Hi, I recently applied to Abbey for a Santander Zero card and I have been declined. I read the pages on this site that advised checking my Experian report which I have done. The only thing I can see as potentially problematic is that it has flagged my previous university address (2007) as a previous known address (I didn't…
