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Best credit card for occasional use

I'm looking for a credit card, basically just for payment protection purposes, that isn't provided with a debit card. I don't need the credit so if I can get one that is free to make purchases on if paid off quickly then that would be great.

I've seen Sainsburys Finance offering Nectar points and Tesco Finance offering clubcard points. I don't know if either of these are worth looking in to?

I have current accounts with RBS and Halifax, so obviously if someone knows a credit card that those banks only offer to existing customers then that'll be fine.

Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Halifax has a 0% on purchases for 9 months at moment
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    The Halifax Extras card, available only to existing current account holders, offers 0% on purchases for 12 months ;)

    http://www.halifax.co.uk/bankaccounts/Extras.asp
    People who don't know their rights, don't actually have those rights.
  • I'm looking for a credit card, basically just for payment protection purposes, that isn't provided with a debit card. I don't need the credit so if I can get one that is free to make purchases on if paid off quickly then that would be great.

    I've seen Sainsburys Finance offering Nectar points and Tesco Finance offering clubcard points. I don't know if either of these are worth looking in to?

    I have current accounts with RBS and Halifax, so obviously if someone knows a credit card that those banks only offer to existing customers then that'll be fine.

    All credit cards offer 54days~ interest free on purchases, so if you pay the full balance every month you will never pay any interest :)
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