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GE credit card
I logged into my GE credit card account and found that they had changed the log in options i duly followed the request for information and logged in. When the page had loaded which took quite some time it had my account and all details including previous statments i also noticed that the card account had changed to an asda…
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Online banking showing mystery pending transaction of £1
The 'Pending transactions' field on my cc online banking summary page shows as £1.00 I'm pretty certain I haven't used my card since Saturday and that transaction is already showing on my account. I wouldn't generally use the card for such a small amount and don't think I used it for any kind of subscription/don't use it…
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Unfair interest, can anyone help???
I paid my RBS mint card off in full last month, this morning I have received a statement asking me for a further £32 interest, I have rung the card company who tell me that it is a valid charge and refuse to take off these further charges, has any body had this problem and can they give me any advice, I have paid them…
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C C cash withdrawals abroad
Hi all, I hope someone out there has the answer to my question. I use Abbey Zero card when abroad for cash withdrawals and I notice that interest is payable from date of withdrawal. Given that I would have the funds to clear fully the card when I returned would I reduce, or even stop, interest being charged if I were to…
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Capital one puts up apr
I had a letter the other week stating that my credit card i have with capital one that they will be putting there rate up, talk about take a few more people down. I`m transfering my balance out
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Credit Card Fraud - what do I do now?
Just had a heart attack when a charge of £496.95 appeared on my Capital One pending transactions page - that wasn't me! (It was paid to Sports World) Called Capital One who have closed my account, transferred legitimate transactions to a new account, and are investigating. Firstly, I'm really scared I'll end up having to…
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OnePulse upgrades
I got a letter from Barclaycard this morning saying that my Gold Visa has been approved for an upgrade to OnePulse. Obviously I'm quite shocked as I haven't asked for this, and my Gold Visa doesn't expire until November 2010! Does anybody know if I'll be able to get some of the opening offers for OnePulse when it comes…
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Virgin Credit Card - Help Needed
I have cleared the balance on my virgin credit card and called them to cancel the card. However, the bloke on the other end of the phone told me that if i cancel the card i will lose all the 'good credit' i have built up off of my credit rating. He basically said as i have had the card since 2002 and managed the account…
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Template letter to creditors?
Hi, I've had my telephone interview with the CCCS this morning and they advised me that on this website there is a template letter which you can send to your creditors requesting that they do not pass the debt on to debt collection agencies for 30 days whilst you try and sort out your finances (in my case I'm out of work…
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Credit Cards Being taken away
Over the last few months I've not
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BEEN DECLINED - Appeal Letter Template
This thread has been created to offer a standard template, used to appeal a negative decision by a lender; for example a credit card decline letter. It doesn't matter if you have a default or several searches, for the sake of a little 'tweaking' and cut/paste you could be pleasently surprised when the lender actually…
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please help if can
hi there all i got a credt card last year and also took at repayment cover and everything was all fine and well untill i got made redundant on about the 2nd of december and then put in a claim for job seekers allowence the claim has been possesed and i am now claiming job seeekers and have been doing since i have been made…
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Advice on debt & credit card
Hi, Im currently saving up to pay my loan of as I was told by the bank I cannot chip away at it but only pay it off in full, I currently owe about £5900 but my settlement fee was around £5300. So if I pay it of now I can save £600 in interest, I have £3k ready to goto towards this, I was considering getting a 0% credit…
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Help! Credit limit increase
I have just looked at my online account with CAP1 and they have increased my limit but where it says available credit it shows as £0.00 does anybody know why? I think it is strange as I'm not over my old limit
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How many and which ones?
What credit products (including bank accounts with OD) do you have? Mine are: Halifax Reward Account/£250 OD limit Lloyds Current Account/ £250 OD limit HSBC Current Account/ £1550 OD limit Barclays Current Account/Refused to give me OD limit O2 Iphone Contract O2 Blackberry Contract Littlewoods/ £650 limit Kays/ £300 ish…
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National Hunter
For anyone who is interested..... I recently sent a Subject Access request to National Hunter, below are the results. National Hunter are a fraud prevention agency. I have to say it is two pages, very vague and very dull so I wouldn't bother sending a SAR request to them unless you are really having problems obtaining…
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Asda card fuel discount
I have an ASDA credit card and usually get 2p a litre off fuel at ASDA filling stations but today I bought 16 litres and only got 16p off......how come ? Have they changed the rules ? Thanks.
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How long do I have to cancel a credit card?
My partner and I are getting married in August and last week, visited a high street store to discuss having a wedding ring made to fit around my engagement ring. The cost of the ring was over £1100 but we were offered interest free credit and only had to put down a deposit of just over £220 which we thought was a good…
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Should i leave cards open once cleared?
Have just transfered a balance of £4k to post office interest free for a year from my Virgin card as its introductory offer ran out, phoned Virgin to close the account down in full, in case I need the offer again in a year or 2 time (If they still offering it) and telephone girl convinced me to keep it open 'just in case'.…
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Devastated by Experian credit score! (:
My Experian credit score is..............9 (out of a possible score of 1000) I don't even have adverse credit (no missed payments, no CCJs or defaults) and I am on the Electoral. Is this going to make it impossible to get approved for anything? I had been hoping to get a mortgage:rolleyes::confused: :confused:
