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Capital One - THANKYOU!!
Capital One are great at finding fraudulent claims. I had a phonecall from them last week, asking if I had applied for a credit card. I said no. They advised me to go to Experian and check my Credit records out as they had received an application supposedly from me. This opened up a can of worms - money taken from a CC…
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In order to process your application....
Hello, Would love a little help here from those in the know. I applied for a credit card(priority club rewards), and received it but when i called up to register it today they said to progress forward with it i had to send them some information: -Utility bill with my name on it(dont have them, i live at home) -Recent pay…
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Top marks to Capital One
I used my MC a couple of times this morning, and then received a text from Capital One asking me to ring them on their 0800 number. I was in a pub:beer: at the time so I asked if I could use their landline and told them it was a free call, and they said ok. When I rang, I was told that my card had been tried to be used for…
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Credit card payment dates
Hope someone can help. I have 2 credit cards, Egg Money and Tesco, both settled in full each month by direct debit. However, the payment dates mean different things: For example: Egg due 5th of month. My bank account is debited on the 5th or next working day. Tesco due 25th of month. My bank account is debited at random…
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Egg Money Balance Message
I just got an electronic message from Egg about my EGG Money card, stating that there still was a balance on my card. The balance they state is indeed the balance on my card, but the statement is not due till next week. I have not attempted to cancel my card. I have a DD for the whole balance anyway (so always pay…
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I have committed the cardinal sin on my balance transfer card - spending - help!
Hi, I am new to this so any help from anybody would be greatly appreciated! Last year I transfered a loan to a 0% (balance transfers) Virgin card and I as very pleased with myself for being so savvy. Until about 3 minutes ago I didn't know about the 'no spending on balance transfers cards' rule. It was Christmas, I was…
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credit card 'frauded'
Hi all, i know this isnt really the place for this, but it'd be good to get some opinions. My credit card got used for fraudulent transactions recently. Barclaycard were pretty good and now give automated phone calls when the account flags suspicious activity, where you can then report it. Anyway, most transactions were…
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prepaid credit card
Is it possible to get a prepaid card here that I can load while working in south America from my bank account which my work has set up for me in Venezuela. So I can load the money from the account there and use when travelling home? Pay pal has been suggested , will it work that way?
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Credit Card Debt
Seen adverts for CC's taken out before certain date and the opportunity to clear debt as contract not written correctly, can you do this without going thru a third party. Any sites that have the information?
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New 0% credit card needed though just been approved for one
Hi, I have a 0% balance card which is due to end next month. I applied for another credit card and was accepted but the limit was only 1k, I have 4k on my card which I need to transfer. I read that if you have a lot of outstanding limit it may affect your limit for a new card, which I do have. If i cancel one of my other…
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Scam or not???
I have just been aproached by a company that claims that it's possible to get ny loans and credit cards balances wiped off because that they might not be enforcable. It relates to loans or credit cards that were taken out before April 2008. Has anyone else heard of this??
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ecreditplus
on the rampage today aint i? yessum i have paid £79.95 and £4.95pm after I was told my limit was £5000. does anyone have one of these accounts? i can't see them on my credit files that was the purpose to not use it, but have it on my file for 12mths improving my history. i email them regularly when they are going to start…
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Bank of Ireland MasterCard (Gold) Application
Yes that's right sports fans I have indeed applied for alot of credit yesterday!, not content with my approval of my Flybe account oh no!. I applied for one of the above Bank of Ireland accounts it stated online they would sent t & c out for me to sign. Yes that's right does that mean I have been accepted?, I cannot see…
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Cashplus Mastercard Credit Builder
Have just applied for one of these Two questions There was no mention of the Creditbuilder during application are you offered this later? Secondly if i load £60 on to it and leave, will that cover the payments (what i mean is are payments paid by direct debit like a normal card or do they take the money from any balance on…
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Nationwide CC. Extended Warranty, on Games Consoles???
Does anyone know if the extended warranty with Nationwide Credit Cards covers Games Consoles? I have found the following sentence in the limitations: The following are excluded from cover; * computer and home office equipment, whether in a home office or not: PC’s, laptops, hand held computing devices, computer…
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2.97% For life of card! Trick or Treat?
I have a 0% card with Halifax which matures later this month. They recently sent me a letter promoting a 2.97% interest for life rate on this card if I pay a 3% balance transfer fee which i think is an incredible offer. My credit limit is £5,200 and i currently have £3,500 on the card. When i rang to take up the promotion…
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Bit of a stupid question about payments!
Hi Sorry like i said this is a daft question but ... i've lost my payment slip that comes with the statement for my post office CC ( i pay by cheque normally so i can pay what i want not just the minium!) Is it ok to just transfer money from my online account (barclays) to the credit card? Does this count? :confused: Not…
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Priority Club Credit Card Intro offer 20,000 points
Holiday Inn / Crowne Plaza group are offering 20,000 priority points for new card applications and first spend within 90 days for existing priority club members. Applications by 30 April 2009. 20,000 points will get a nights accommodation in a IC hotel group hotel in most places and 25000 points for a night in a Crowne…
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balance transfer from hubbys card to mine?
Another question.. My hubby has two cards - balance total is around 7 grand, he is paying off every month but interest is ridiculous - over £120 a month. He has a poor credit rating so cannot apply for another card. one is with Lloyds and one with abbey. I have an excellent credit rating however - and do not have a credit…
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refused card - but excellent rating??!
:confused: I have just applied for the Halifax all- in -one card and been refused! I did the smart search first and have my experian credit report which gives me an excellent rating. I have no other debts except a mortgage - one store card with nil balance. Why on earth was I refused? I now have that on my credit report -…
