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Credit Card fraud, Need advice please
Hi everyone, I am going to keep this nice and short unless someone asks for the full story Barclaycard platinum, Transfered all balance to another card and asked barclaycard to close the account. they said dont worry we will just leave it open! This was in July since the I haver had some medical issues and have not really…
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Does CreditReport.co.uk Change Your Rating?
I got my credit report online. It came from CallCredit who are one of the UK credit agencies. Now that I have got my report will my credit rating be changed? Do the credit agencies know if you have got your own report and for example use internal scoring to take account of the fact that you may have a reason to check your…
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Barclaycard Buy & Fly (formerly Morgan Stanley Goldfish)
It would appear that Landround the parent company of Buy & Fly have gone in to administration. I have about 2000 points with them and ordered a case of wine, which hasn't arrived. I have tried calling Barclaycard but get put through to their indian call center who obviously don't have a clue about what I can do. Does…
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citicard increasing APR on all its cards.
Evidence from the US suggests that Citicard is increasing the APR on all its credit cards. One blogger claims that These rate hikes are regardless of the individual's credit rating. Loads of information here: http://www.creditmattersblog.com/
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Section 75 equivalent abroad
Hi, I have a Mastercard web credit card issued by Fortis in Luxembourg. I used it to pay for a SuperTicket with Speedferries which went into administration last month. I have 4 journeys outstanding. I want to know if there is any European legislation similar to Section 75 in the UK? I obviously can't quote UK law when…
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Card due to expire, new provider sought.
I have a very infrequently used Saga Visa credit card. It expires soon and I have been advised that Liverpol Victoria (issuers of the card) are withdrawing from the credit card market. I have been provided with details of a new card via Irish Banks ,plc, (AIB). As I know very little about the choice of options regarding…
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Name Preference
Just a simple question. At the time of opening a bank account can you request banker not to use your middle name if you do not want to use it. Lets say my name is Tom Tim Hall and i just want them to use Tom Hall instead of use Tom Tim Hall..... and if full name also appears on your ids such as bills etc , does it make a…
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Card abroad
Having spent some time summing up which best card to use, I decided to plug for the Abbey Zero credit card. Applied online, etc, etc,. When the credit agreement arrived, I read in depth. BUT it wasn't what I applied for online, and just seemed like an ordinary credit card. Phoned them up and yep it was. BEWARE ABBEY ZERO…
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Is this right?
Hi guys! Just had a conversation with my Dad about his Co-op credit card. To start with they just sent him a card out of the blue last in September '07 (NO APP!). But he decided not to use it. He has been using it recently (since Aug '08), he has just been going through some paper work and noticed that he has been charged…
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Extra warranty on Credit card?
im looking for a credit card which would give me an extra years warranty on electrical goods.. are there still any around?????
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how can i find old Credit Card accounts?
I have had many cards over the years due to card tarting, is there away to find out what cards i still have active so i can close them down. I no longer have the cards and no idea what the companies were (yes i am crap) Cheers.
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Lowering The Received Credit Limit By Egg
Hi all, I applied for an Egg card last week and phoned them today and was told I been have accepted. They told me I have a £5500 cerdit limit on the card. Im only using the card to transfer a £1800 balance to it from RBS and only need a £2000 limit. Im wondering how having the extra credit can effect me if say I applied…
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Are credit card purchases insured?
I've got an M&S credit card, last month we bought a new TV and surround sound. At the weekend one of the speakers was knocked over and smashed does anyone know if purchases are insured for a period of time or is this a myth. I phoned M&S however they were not very clear or helpful. Thank you:confused:
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Section 75
Hi, I'm a complete newbie so i apologise if this makes no sense! Me and my partner recently bought a car and paid for it on the credit card. When we went to collect the car we were told that there was a bump in the door and it required a new trim. We are still waiting for this to be done and was told we would be contacted…
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Removing CC default
Hi, Im sorry if there is already a thread about this...im new! I have a default on a credit card (HSBC) and was wondering if and how i can get it removed? Even though my IVA is finished, this default is stopping me from getting a mortgage. can any one help? Thank you!
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Loan v credit card
I have 15 months left to pay on my car loan, which roughly works out about £3375. I was wondering if I was to take out a credit card with M&S which is 0% for 10 months on all your shopping, would I be able to pay the car loan off with the credit card each month instead, interest free, or do they class this as a balance…
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finding out old credit card details
hiya there every one, im new on here so please bare with me. im looking to try and claim my old mbna credit card charges back, after paying all my debt back throught a recovery agency, i threw all my old mbna statements and other info away that i had, thinking that i didnt need them anymore, so now i do not have my account…
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Close cards to get a larger limit next year?
I'm intending to get a younger car next year, but will probably have to get part of this on credit (hoping 0% BT), I have 3 cards and an overdraft which I don't use, would it be better if I close these down or reduce the credit so I will have less available credit next year or keep them open with no balance? I'll probably…
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Credit Card - changes in paying balance off in full
Hello Is there anywhere I can get advice on why and how companies are getting away without notifying me why they are only taking out the minimum balance, and not the the whole amount, like I set up when I opened the card up. Advice greatly appreciated. Thanks Newton
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Abbey Zero - avoid
:mad: I have had a lot of trouble with Abbey and someone in their company has told me lies on at least one occassion. I applied for the Abbey Zero card a while back and was told I was successful and filled in the balance transfer details etc and sent off the signed agreement. Months went by and nothing had happened and I…
