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Credit cards
Archives for August 2008
Discussion List
holiday spending credit card advise
Hello I have a capital one credit card with 0% on spending until next march and a nationwide credit card that I haven't used for ages. I notified both companies that we are going to be in France later this month to prevent any problems of unusual spending patterns. Capital One say thanks for letting them know, will cost…
Help.. Bad Debt!
In a spot of bother. made some payments on a natwest student mastercard during uni and the payments spiralled out of control. I haved owed about £300-£350 (presently at £354.56) for the last 2 years now and apparently, my card was defaulted sometime ago, generating an adverse credit card history and also credit rating…
New MSE Credit Checker Tool - Please help us test if you have 5 mins
Hey folks, We've just built a tool to help people estimate their credit score, using data from Experian. We particularly like how it lets you play about with different answers to typical questions asked and see how this affects your credit score. It will be going live in an article soon but we'd love for some of you guys…
what card ! and should i swap ?
lo all .. i have a cooperative bank cc that was linked to my NR mortgage from years ago ( i never cancelled it as it had a good interest rate ) my limit is 8000 , and i noticed that i am now going to be charged six pound a month just for the honor of having the card !!! i am also being charged 0.623 % per month , i have…
Abbey 0% minimum payment?
Hi all Just wanted to check that I'm not going to get hit by some charge for only paying £5 minimum payment as stated on the statement. I transferred £3000, and was quite surprised to find that my first statement repayment was a fiver!! Now obviously that's a huge benefit to me, as I get to keep more cash in the savings…
Would this tool to calculate CC cost be useful?
There is probably something that does this already but I couldn't find it so sorry if I'm wasting your time. I have just been doing some calculations in a spreadsheet to find out the difference in cost between a fixed rate card and a low rate for life card. I thought this could be developed into a useful tool for others.…
Co-Operative Bank Reduced my Credit Limit
Today I received a letter from the Co-Op informing me that they have reduced my credit limit so that I now have no credit limit at all. In effect my limit has been wiped out completely. This is despite having the card for 20 years without ever having missed a payment. I phoned the card and the woman agreed that my account…
West Norwood Card Fraud WARNING!
If you've used ATM's or Used Your Cards (Debit or Credit) at retailers in West Norwood - CHECK YOUR STATEMENTS. "The investigation team will check if equipment has been installed in cash machines, or if card readers may have been tampered with in shops and supermarkets." Article Click Here.
How long will my credit rating take to recover?
Hey folks, I'll preface this with the usual disclaimer on so many posts across these forums, that "basically, I'm not totally sure if this is the right part of the forum to post this, but most of the post does relate to Credit Cards.....so go easy ;) " Essentially, my query is that around a year or so ago, I uprooted from…
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