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MBNA / CPP Holdings Ltd card protection fraud
Hello everyone - Wondering if anyone has any advice about solving a problem I'm having with MBNA and their card protection partners CPP Holdings Ltd. I cancelled the card protection cover (provided by CPP Holdings Ltd) on my MBNA card in July 2006, and cancelled the MBNA card itself in August 2006. In both cases, I have a…
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Credit Card Charges
I am currently in the process of reclaiming my bank charges (lloyds tsb Aaaargh!) and have decided to fight back accross the board. How easy is it to reclaim credit card charges? Over what time period can I reclaim? Do I still need to hold the credit card? Is there a limit to how much I can claim? Do I stand a chance of…
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credit/debit card for under 16s
anyone know of a debit or credit card which is available to under 16 year olds. thanks
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M&S &More Balance Transfer & Spending?
Hi, I opened a Marks & Spencer & More card for the balance transfer rate only but this week I have a couple of debts needing paid off asap and with the 0% on spending offer I'm tempted to use the card. Can anyone please tell me if this will mess up the balance transfer rate, even if I pay off the spending balance in full…
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taking partners debt
my partner has £2400 on her virgin card and i have a natwest card with £0 and 12 month 0% on balance transfers. is it possible to transfer my partners debt onto my card as she has a poor rating and cant get a new one?
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i24 any get out
I've just 'upgraded' my Morgan Stanley Dean Witter mastercard to Morgan Stanley's i24 card. I thought I'd been offered this upgrade as I'd used (and paid off without issue) the first card pretty heavily. I signed up for the i24 without checking the fine print. Which you may have already guessed is prooving to have been a…
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0% spending rate then a balance transfer deal on the same card??!!
In January I signed up with M&S Money for their 12m 0% on spending deal so we could buy a PC and clear the balance in that time frame. Since then I've been looking for a good 'life of balance' deal for a £5k debt on a Northern Rock card (they used to match your mortgage rate but have transfered admin and increased the…
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Barclaycard to introduce an annual charge...
I did a quick check but I can't see any other thread on this. I apologise if this has been covered already.... http://news.bbc.co.uk/1/hi/business/6684683.stm
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Credit Card Charges
Recently I received my MORGAN STANLEY credit card bill and noticed, by sheer luck, on the right-hand side, that from 1st JUNE 2007 that MORGAN STANLEY were charging an Annual Fee of £20 and that I didn't have to do anything as it would be taken from my account. Many people must have been or about to be caught out by these…
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Confessions of a credit card tart
I must confess to being a successful balance transfer tart - I did the Barclaycard 0% balance transfer for the life of the balance when you only had to spend £1 a month. However, when I had paid off my credit card balances my husband still had quite a big balance on a credit card with a 0% rate that was about to run out.…
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Unauthorised direct debit
Lloyds incorrectly paid money onto my Lloyds credit card, though at the time when I queried the payment and said I wasn't sure it was my money they were unable to tell me where the money had come from. I closed the account, as I had planned to do before receiving this payment and they sent me a cheque for the balance of…
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Auto Aid & Pre-paid CC
When I switch from csma/Britannia Rescue to Auto Aid later this year (yet another step towards completely MSE-ing my finances), will there be any mileage (pun intended) in also getting one of these pre-paid credit cards, to keep in the glovebox for when I break down when I've forgotten my wallet and my normal CC?
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Warning Total Petrol Garage Lichfield
Just found out that my Debit Card details were copied when I bought petrol at Total Garage, near Lichfield. They scammed me for £90 have contacted the bank - stopped my card and reported the fraud. Can't believe these scams happen - don't know where to buy save petrol now. It'll have to be cash from now on. :mad:
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Keep or Cancel - WWYD?
Hi everyone, I'm after some opinions here: I currently have a Virgin credit card with a limit of £7,900. This is the highest limit I have ever been given on a credit card. I have recently transferred the balance from here to a M&S 3.9% card, leaving the Virgin card with a balance of £0. I have also just got a new job…
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Sony Card Points... Please help
Got a sony card a few months ago after seeing on this site about the 40 pounds worth of points if you use it in the first 28 odd days so i did... But i cant for the life of me find out how i get theses points to spend ??? Phoned up MBNA who looks after the card, 3 or 4 times and they all had no Idea???? So i got these…
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Norwich and Peterbrorough credit card - WARNING
I thought I’d make you aware of a problem I’ve been having with balance transfers as it could be could be something which affects a great many customers. I was under the impression that all credit cards were compatible when it came to balance transfers. I put a balance onto a Norwich and Peterborough credit card because it…
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pre pay mastercard?
Hi, forgive me if this has already been discussed, but i was wondering if any one knew anything about this and whether they thought it was a good idea! From reading up about it, i think it looks ok, but im no money expert!!
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How long before settled?
How long after closing a credit card account (actually phoning them to close not just cutting it up with £0 balance) will it appear as closed or settled on my credit report? Im having to close my morgan stanley classic card and want to get the platinum, but Ive just closed a tarting card and a previous one I closed 4…
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Halifax/MBNA - concerns
Hi I had a Halifax Visa with BOS with a credit limit of £10,850 of which I have used around £4k and make the minimum repayments always on time and I have never had any problems with the account at all - hence having the large credit limit. I had a letter some time back telling me they were transfering my card service to…
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Credit Card Over Credit
Hi All, I have a credit card balance of £7k which is on a 12 month interest free deal. As I have 5 months to go on the agreement I have held off clearing the balance. However, last week my statement came and the balance was £2k as it stated £5k had been credited due to a 'disputed payment'. What is the official line with…
