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Fraud declaration form
My son got this in the post to fill. It is a fraud declaration form for fraudulent transactions in Central America. I phoned the number given in the letter for advice just to say he is still absent,and they would not speak to me. I explained my son sent them a fax giving me full authorization to discuss his account, they…
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2% Credit Card Fees
We recently purchased flights online at Thomson and in addition to the cost we were charged a booking fee and a 2% credit card fee. Several weeks later after we had received the tickets from Thomson, because the airline concerned (Korean Air) couldn't guarantee us return flights from our New Zealand destination on the day…
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Reclaiming Payment Protection Charges
This morning I have come across one of those companies that offers to reclaim bank charges, but I was surpised to see that they also are saying that Payment Prorction Insurance on credit cards can be claimed back. I really don't want to deal with a company, I quite successfully claimed back my own bank charges but has…
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Help A&L (now MBNA) have upped interest from 12.9% to 24.9%
I noticed a large increase in my interest on this months statement. When I called them they have told me that the rate has gone from 12.9% to 24.9% but no explantion has been given. They have told me to call the interest managers after 9:00 a.m. I have had my CC card for years (originally from A&L), the outstanding balance…
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Halifax card 1% cashback offer
I had a mailing through this week for my Halifax card offering 1% casback on grocery and petrol purchases until 30/06/07. Not a very long offer period but seeing as the cashback is paid at the end of the offer period I might go for it and give my Egg card a rest :o It does however say "at participating stores" and to see…
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Sky Card 0% purchases til 1/3/08
Has anyone opened one of these cards recently? if so, how has the whole application been? I applied online for one just over a week ago, i thought i might've heard something back by now, but nothing. :o
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Petition P.M. - For Police to Investigate Card Fraud
Online credit card fraud specialist Early Warning has launched a petition on No 10's website calling on the Government to reverse a Home Office decision to change reporting procedures for online card fraud. Story click here. A horrific example of how misinterpretation of the new rules can effect a victim are described by…
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Egg Defaulted account notice
I have had a Default Notice from Egg who refused to allow me to reduce my repayments and have now given my 28 days to find a solution. I am strongly considering Bankruptcy, but that will take longer than 28 days to happen. Can I just write to Egg and tell them that I will be declaring bankruptcy and will no longer be…
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HSBC: Transaction cancellation refused
Hi all there, I have requested a transaction cancellation because the goods I expected were undelivered. I tried to arrange a refunding from the supplier which claims I was unavailable to receive the goods. So, I ask for a cancellation of the transaction to HSBC providing evidence with email and so on but I have been…
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&More 'Gambling transaction fee' via PayPal
I decide to have a flutter on the Grand National and used Betfair to place my bet. Knowing that my M&S &More card would treat a bet as a cash advance, I decide to use PayPal.....you can guess what's comming :rolleyes: I use my M&S card to top up my PayPal account. M&S have therefore charged me a 'Gambling transaction fee'…
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Known issues with Egg Card & Direct Debits?
I recently began working for the Co-op Bank and I am required to hold an account with them to have my wages paid into. So, in order to keep everything streamlined I'm in the process of getting rid of my old NatWest account. But, the problems with Egg began when I changed my Direct Debit details to the new Co-op account.…
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Marks and Spencers &more cash withdrawal charges?
Hey all, I have a limit of £1,500 on my &more card. I am looking to take out £1,000 in cash withdrawal from the cash machine over the next few days. How much will I be charged for this? Is it 3% Thanks
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Documentary about debt & credit cards
Hi, My name is John and I am volunteer in a campaign called Americans For Debt Relief now http://www.StopTheSqueeze.org. We are holding screenings of the documentary In Debt We Trust (http://www.InDebtWeTrust.org) at community centers, churches, temples, schools, colleges etc. across the country, followed by a discussion…
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tesco card - no instant decision
I just applied for the Tesco credit card to take advantage of the 0% BT for 12 month offer. When I got to the end I got a message saying they can't give me a decision now but they will write to me within 10 days. Anyone else had this and then been accepted? I have had 3 new cards since December (Egg Money, M&S & IF LOB)…
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Why me?
Did I do something bad in a previous incarnation? I would have needed to be Vlad the Impaler. Jack the Ripper and Adolf Hilter to have deserved my current one at present! :-) I applied for my Morgan Stanley 3% cashback card, got the acceptance letter on 22 March, signed the enclosed form and sent it back in the pre-paid…
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credit cards for people with bad credit
hi, anyone know of any credit cards that i can get even though i have bad credit? any help would be appreciated, thanks.
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Which Credit Card?
I currently have two credit cards: Post Office - 0% ends next month then 14.9% - balance £3000 Tesco - 13.9% (I think) - usually pay off straight away - balance £550. I have about £1500 which I could pay off my cards, but want to do a balance transfer. I have shopped around a few, including ones we are customers with:…
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Credit Card Charges levied when card protection invoked
Hi, I have had card protection for over 4 years, and recently was made redundant. The card company have an independent insurance company, and this company is paying the minimum monthly amounts. However, the card company is still applying interest charges, and the balance is hardly moving. Should the card company suspend…
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Credit Report Query
Hi everyone I have recently aquired my credit report thanks to this website and have found that the main blemish on my report is from a house of fraser card i have not used for about a year and before that was young and dumb with. If i cancel this agreement so that i do not have an account with this company anymore will…
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Mastercard 'Securecode' anyone else having a problem with this??
Recently registered one of my credit cards with Mastercard 'Securecode' service which is supposed to give you that last bit of level of prevention from some-one fraudulently using your card for online purchases. I.e. even if someone has your card and other details such as address etc they cannot use this card to buy online…
